Nandinee .
Technology, AI Security & FinTech
Delhi, India
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Nandinee is a software engineer and researcher engineering the infrastructure behind resilient, transparent AI systems. Her work spans machine learning engineering, FinTech frameworks, and AI Security with a focus on building intelligent systems that remain resilient, transparent and reliable in high-stakes environments.
She explores the engineering challenges behind modern AI systems: how they are built, evaluated, scaled and secured without compromising performance or explainability. Her interests extend to autonomous intelligent systems, multi-agent architectures, security boundaries and the data pipelines that underpin reliable machine learning.
An active builder across the global developer ecosystem, Nandinee brings a multidisciplinary perspective to the stage, connecting hands-on engineering with business strategy and real-world applications. She translates complex technical concepts into practical, actionable insights for engineers, founders and technology leaders, while examining the broader implications of emerging technologies.
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Global Fintech Fest 2025
Global Fintech Fest is a major gathering of the global financial technology ecosystem, bringing together financial institutions, technology companies, investors, policymakers and innovators.
At the 2025 edition, I was invited by the Indian Banks' Association to present RISKON, our team's approach to dynamic and explainable credit-risk assessment, and discuss its potential to make credit assessment more inclusive for underbanked and new-to-credit individuals.
The session covered the problem of financial exclusion, our approach to combining financial behaviour indicators with machine learning, and the importance of explainability in credit-risk assessment. We discussed how technology can support more inclusive lending decisions while making risk evaluation more transparent and interpretable. The presentation also explored the broader potential of AI-driven approaches in addressing real-world challenges across the financial services ecosystem.
Bank of India FinShield Conclave
FinShield Conclave 2025, organised by Bank of India, brought together participants from the fintech, banking and technology ecosystem under the theme of FinTech, Hackathon and Transformation. The conclave featured Shri M. Nagaraju, Secretary, Department of Financial Services, Ministry of Finance, Government of India, among its distinguished dignitaries.
Following our team's first-place win at the FinShield Hackathon, organised by IIT Hyderabad and Bank of India, we were invited to present RISKON, our dynamic and explainable credit-risk assessment framework, at the conclave in Mumbai. The session covered the problem of financial exclusion, our approach to combining financial behaviour indicators with machine learning, and the importance of explainability in credit-risk assessment. We discussed how technology can support more inclusive lending decisions while making risk evaluation more transparent and interpretable.
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