Charles Mfouapon
Founder, AfriScore — Building Credit Infrastructure for Unbanked Africa
Yaoundé, Cameroon
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Charles Mfouapon is the Founder of AfriScore, a B2B alternative-data credit scoring and decisioning infrastructure platform built to extend credit access to unbanked populations across Sub-Saharan Africa and the CEMAC region. His work sits at the intersection of law, quantitative finance, and financial infrastructure design in emerging markets.
His research focuses on regulatory and market-structure gaps in CEMAC’s financial system. He has authored four papers, including a working paper on the exclusion of mobile money operators as credit data furnishers under BEAC regulation and an analysis of the CEMAC SME financing gap currently under review at African Development Review; three of his papers are available on SSRN. He has also authored a book on African financial infrastructure.
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