Harender Bisht, PhD, is a Technical Architect and Lead Developer with over 10 years of experience designing and implementing enterprise systems across insurance, reinsurance, finance, and regulatory reporting domains. Based in New Jersey, he currently serves as Lead Developer and Technical Architect at Crum & Forster, where he leads large-scale initiatives spanning IFRS 17, reinsurance platforms, finance automation, and enterprise data architecture.

His work includes designing and implementing a company-wide IFRS 17 data and calculation framework, integrating claims, premiums, reinsurance, and actuarial data with Moody’s Analytics and OneStream. He has architected enterprise integrations for Sapiens Reinsurance, supporting modernization efforts and the retirement of legacy systems, and developed a hybrid cloud/on-premises enterprise job orchestration platform to centralize, monitor, and audit batch operations. Harender has also designed microservices for OFAC sanctions screening using Azure Cognitive Search and contributed to AI-powered reporting solutions using retrieval-augmented generation, offline large language models, and enterprise data pipelines.

Harender’s technical expertise spans Azure cloud architecture, microservices, .NET, C#, Python, data engineering, Snowflake, OneStream, and insurance-specific platforms and regulatory frameworks, including IFRS 17 and reinsurance systems. He works closely with finance, actuarial, compliance, operations, and technology stakeholders to align technical architecture with business, regulatory, governance, and operational needs.

Harender earned his PhD in Artificial Intelligence from the University of the Cumberlands, where his research focused on the ethical implications of explainable artificial intelligence in insurance fraud detection, with emphasis on fairness, accountability, transparency, trust, and auditability in high-stakes AI-supported decision-making. He also holds a Master’s degree in Computer Applications from the University of Bridgeport and a Bachelor’s degree in Computer Science from Amity University.