Joyce Temiloluwa Daramola, also known as Temilolu TTJ, is a Senior Product Manager with experience across fintech, SaaS, AI, and IoT products. With a unique background in law and technology, she brings a strategic and user-centered approach to building digital products that solve real business and customer problems.

She currently manages products within the fintech ecosystem, leading initiatives around payments, collections, disbursement systems, and digital platforms. Over the years, Joyce has worked with startups and established companies across Nigeria and the United Kingdom, contributing to products in payments, AI-generated media, device management, and crowdfunding.

Beyond product delivery, Joyce is passionate about mentoring and community building. She is the founder of ItXcellerate, a growing tech community focused on helping aspiring tech professionals learn, connect, and grow. She has also mentored upcoming product managers through programs such as Utiva Product School and Web3Ladies.

As a speaker, Joyce shares practical insights on product management, fintech innovation, career transitions into tech, building customer-centric products, and navigating growth in emerging markets. Her sessions combine real-world experience, honest lessons, and actionable strategies for professionals looking to build impactful digital products.