As a financial coach, speaker, and author, Kayla Tenboer-Sipes, inspires people to create a vision for their future by turning their knowledge into actions that promote progress. In 2021, Kayla and her husband paid off $26,000 of debt in four and a half months. This experience taught Kayla the importance of having a vision for your future. Without that vision, you will never have the motivation to improve your life. To accomplish this great feat, Kayla took her financial knowledge and created healthy habits that aligned with her SMART goals. When Kayla isn't educating others on financial literacy, she likes to vacation at her cabin in Hayward, Wisconsin, with her husband, twin daughter and son, and two dogs.