Pratik Patel is a Technology Delivery leader and AI transformation strategist with over 14 years spent solving one of banking's hardest problems: modernizing fraud detection, anti-money laundering, and regulatory compliance systems without slowing down the business. He has led high-stakes technology programs for institutions including TD Bank, Royal Bank of Canada, Santander, and United Missouri Bank, giving him a rare, ground-level view into how financial institutions can innovate responsibly under intense regulatory scrutiny.
As Engagement Director of Technology Delivery at Hexaware Technologies, Pratik is currently pioneering an AI-engineered software development lifecycle, deploying autonomous, domain-grounded AI agents to modernize legacy banking systems at a pace and quality level previously thought impossible. His work has dramatically compressed migration timelines and slashed post-migration defects, offering a real-world blueprint for enterprises wrestling with legacy modernization. He is simultaneously leading TD Bank's Cash Transaction Reporting overhaul, a critical AML control, and directing an AI-driven fraud detection initiative built to prevent millions in annual losses. Few voices in the industry can speak as credibly to the intersection of generative AI, agentic automation, and financial risk management.
Pratik's career reflects a rare dual mastery: deep regulatory and risk expertise paired with hands-on AI and cloud engineering leadership. At Royal Bank of Canada, he owned a multi-million-dollar capital markets risk portfolio, directing cross-functional teams through DFAST and CCAR compliance. At LivePerson, he spearheaded a company-wide Generative AI strategy and led a major multi-vertical cloud migration. Earlier, he built Enterprise Risk Management functions and delivered fraud and wallet-share analytics using major credit bureau data, giving him firsthand experience across the full financial risk lifecycle, from consumer fraud to enterprise capital risk.
An AWS Certified Solutions Architect with a Master of Science in Computer Science from the New York Institute of Technology, Pratik brings both technical depth and executive fluency to every stage he steps on. He is a sought-after voice for conversations on responsible AI adoption in regulated industries, the future of agentic automation in enterprise IT, and how financial institutions can modernize without compromising compliance. Audiences leave his talks with practical, field-tested strategies rather than theory, making him an ideal speaker for conferences focused on AI, fintech innovation, risk management, and enterprise transformation.