Rahul Joshi is a Distinguished Data Engineer and Director at Capital One, where he holds an elite technical leadership role representing fewer than 0.5% of associates. With 19+ years of experience in data engineering and architecture, he specializes in building scalable, cloud-native data platforms that power intelligent products and analytics at enterprise scale.
Currently leading data architecture for Capital One's core credit card systems, Rahul has architected some of the company's most critical platforms, including a 300+ PB enterprise data lake and 50+ PB multi-tenant cloud warehouse. His strategic contributions have driven over $10M in annual cost savings while enabling regulatory reporting, business analytics, and decision intelligence for thousands of users.
Prior to Capital One, Rahul served as Senior Manager at EY's Data & Analytics practice for Financial Services, where he led cloud adoption and data lake implementations for major banking clients. He also held senior consulting roles at IBM, architecting hybrid cloud data solutions for large-scale financial services organizations, and was a Technical Architect at Persistent Systems, where he led partnerships with IBM and Microsoft on next-generation big data platforms.
Rahul earned his Master of Technology in Computer Science & Engineering from IIT Kharagpur with a 9.11/10 GPA and holds a Bachelor of Engineering from Pune University. He is recognized for his thought leadership in modern data architecture, enterprise platform modernization, and mentoring high-performing engineering teams across the industry.