Ralph has been a board level investment banker, seasoned derivatives trader on Wall Street and in many Asian financial centers. Currently, he is a venture investor and advisor in many Blockchain technology-based Fintech and Proptech companies through the California based incubator company Advanced e-Financial Technologies, Inc. (AeFT). He was formerly the Managing Director of JP Morgan Chase in Hong Kong, Vice President of UBS in Singapore after starting his career with Morgan Stanley in New York. His last corporate role was as the Executive Vice President and Chief Investment Officer of China Everbright Bank in Beijing. In between, Ralph also built and ran a successful Singapore-based derivatives trading, risk management and banking system Fintech company in the 90’s called ARMS (Advanced Risk Management Solutions) which provided services over 26 countries covering from Asia, the Middle East to Eastern and Central Europe. Ralph brings strong visions, high-level contacts and financial oversight to MuleChain.