Palaniappan Ra Ma

Finance & Banking


Chennai, Tamil Nadu, India

Palaniappan Ra Ma

Keynote Speaker with a passion to advocate debt free life.Ex-Banker turned IT Program Manager with 15+ years of corporate experience. Author of an upcoming book.

I am a keynote speaker with over 15 years of industry experience as a Banker and IT Program Manager. I passionately speak about Financial Freedom – The Debt Free Way.

I achieved the Distinguished Toastmaster (DTM) award, the pinnacle award in Toastmasters International. I had delivered several speeches in special events and won accolades. I am the winner of International Speech Contest 2018, at Area Level and the Division Finalist in 2018.

I evolved as a powerful speaker, having inspired many professionals through my speaking assignments, workshops, and programs – Thanks to the training by Toastmasters International.

I am also the Past Area Director for Toastmasters International, a non-profit global organization and public speaking forum. Currently, am the “Manager – District Audits Committee” for Toastmasters International, responsible for auditing District financial statements.

I am a founding member of Professional Speakers Association of India (PSAI) – an association of Global Professional Speakers. Academically, I hold an MBA in International Business