AI is everywhere and Microsoft 365 Copilot already brings important protections by design. But “safe by default” doesn’t mean “safe for your organization” automatically. I’ll show what Microsoft delivers out of the box, where real world gaps typically appear, and why it usually comes down to access, data context, and auditability. On top of that, Shadow AI is already happening, teams use external tools and workarounds outside any guardrails. We’ll break down what you still need to put in place, technically and organizationally, and how Microsoft Purview and complementary controls help you classify and protect data, prevent leakage, and prove compliance.