Bringing payments closer to the consumer with the digitisation of personal data for making purchases and accessing online financial services is just one way digital IDs can enhance the customer experience. This discussion will address concerns surrounding data privacy, security and identity theft and examine the specific challenges regulators face with the advent of deep fake technologies in fintech. How do you regulate identity? What are the biggest concerns for regulators when it comes to deep fakes? How should these issues be addressed whilst educating consumers on the benefits of this technology?