Session

Agentic Payments: When AI Agents Start Spending

AI agents are evolving from passive assistants into autonomous actors that can search, decide, negotiate, and execute commerce workflows. This shift introduces a new challenge: how can agents safely initiate, authorize, and manage financial transactions on behalf of users, businesses, and machines?

This session introduces Agentic Payments, an emerging infrastructure model for AI-driven commerce. We will explore the payment rails, protocols, identity systems, authorization models, risk controls, stablecoins, wallets, and compliance patterns needed to support agent-led transactions. The talk will cover how agents can request payment permissions, operate within spending limits, verify merchants, use programmable money, trigger approvals, and maintain audit trails.

Attendees will learn practical design patterns for agentic commerce, including delegated authorization, policy-based spending, transaction risk scoring, human-in-the-loop approval, fraud detection, and stablecoin settlement. The session provides a roadmap for building secure, compliant, and scalable payment workflows for the next generation of autonomous digital agents.

Sai Rakshit Yerram

Staff Software Engineer

Atlanta, Georgia, United States

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