Chetan Prakash Ratnawat is a seasoned Cybersecurity Architect and AI Strategist with over 25 years of experience driving innovation across the insurance and financial services sectors. Based in Chicago, IL, Chetan has played a pivotal role in shaping the future of cyber insurance through the integration of advanced AI technologies, predictive analytics, and secure digital transformation. His expertise spans the development of AI-driven risk scorecards, underwriting automation systems, DevSecOps platforms, and digital workflows that collectively improve operational efficiency and profitability.
Currently serving as a Senior Manager at Capgemini America Inc., Chetan leads transformative cybersecurity initiatives for clients such as Chubb Insurance and the Depository Trust and Clearing Corporation (DTCC). His most notable contributions include the Chubb Cyber Signals (CCS) platform, an AI-powered cyber risk intelligence system that reduces claim sizes and improves underwriting accuracy by leveraging real-time external risk signals. Chetan also spearheaded the development of the Cyber Multi-Quote (CMQ) engine and the Cyber ProERM scoring models, which revolutionized quote generation and profitability-based underwriting using machine learning and rule-based automation.
Chetan’s strategic vision has also shaped client engagement tools like the Extended Risk Report, which integrates third-party intelligence with internal risk assessments to provide tailored, industry-specific insights. His leadership in DevSecOps transformation at DTCC brought measurable improvements in deployment velocity, compliance governance, and risk monitoring through AI-augmented dashboards and secure CI/CD workflows.
A published author and recognized thought leader, Chetan’s research and innovations have been featured in leading industry publications, internal knowledge platforms, and AI workshops. His book, Driving Digital Empowerment Through Cybersecurity Innovation in Insurance, reflects his commitment to advancing the industry through responsible, explainable AI and data-centric security solutions.
Chetan holds a Master’s in Computer Applications and several high-impact certifications, including PMP, PMI-ACP, SAFe SPC, CSM, and AWS Cloud Practitioner. His core competencies include AI-powered cyber risk modeling, predictive underwriting, DevSecOps governance, and enterprise delivery management under Agile and SAFe frameworks.
With a passion for technology-driven impact and a talent for bridging business needs with advanced cyber capabilities, Chetan continues to guide organizations toward smarter, safer, and more scalable digital futures.