Shachi Sayata is a distinguished financial technology professional and Vice President at Barclays Investment Bank, renowned for her expertise in quantitative risk management and technical product development. At Barclays, Shachi spearheaded the development of an innovative margin model for managing large-scale interest rate derivatives portfolios exceeding $1 billion in market value. Her work has significantly enhanced the bank's risk management capabilities, setting new standards for precision and reliability in derivatives trading.

Prior to her tenure at Barclays, Shachi led the design of a sophisticated risk management system for Credit Default Swap (CDS) Index Options at ICE Clear Credit. This groundbreaking initiative enabled secure and efficient clearing of complex credit derivatives, ensuring market stability and revolutionizing risk management in the credit derivatives market.

Shachi's contributions extend to developing a cross-asset margining model aligned with the International Swaps and Derivatives Association's (ISDA) Standard Initial Margin Model (SIMM). Her work has revolutionized managing cross-asset risks, accommodating the intricate interrelationships between asset classes such as FX, equity, commodity, and credit.

Shachi's visionary leadership and innovative approach have established her as a trusted leader in financial technology, consistently driving high-impact initiatives that enhance operational efficiency and market stability.

Shachi Sayata is a distinguished financial technology professional and Vice President at Barclays Investment Bank, renowned for her expertise in quantitative risk management and technical product development. At Barclays, Shachi spearheaded the deve... Show more

Following a career in Capital Markets and Fintech, Ori shifted his focus into the NFT market, resulting in becoming the ideator and President behind NFT BAZL. Ori is armed with extensive financial experience, having worked at both Goldman Sachs and TD Securities, in addition to serving as the Head of Corporate Development at GDA.
He has set out to bring the digital world into antiquated sectors, constantly working to bridge the gap between the real world and the blockchain, focusing on creating investment grade digital assets that are accessible by the masses.
Ori's core strength is his forward-looking and solutions focused mindset. He marries practicality with innovation, bringing a big-picture, entrepreneurial framework to original projects.

Following a career in Capital Markets and Fintech, Ori shifted his focus into the NFT market, resulting in becoming the ideator and President behind NFT BAZL. Ori is armed with extensive financial experience, having worked at both Goldman Sachs and T... Show more

Sam is an accomplished entrepreneur and business strategist with extensive experience helping individuals and businesses grow their financial and operational potential. He has guided clients in areas such as helping businesses get many low-interest loans, point-of-sale systems for immediate financing approvals for high ticket items, and additional innovative financial strategies including 0% APR introductory Rate high-limit business credit cards, credit repair, business grants, business forgivable loans, register and apply for government contracts, and more. With a focus on practical, results-driven approaches, Sam shares actionable insights on building accelerating and scaling your businesses with pure high-powered leverage. Further opportunities include the high-payout affiliate programs of creditcrb.com with full tracking. Known for his fun, informative, and dynamic engaging and approachable style, Sam empowers audiences to take control of their financial and business growth, offering valuable and simple to use tools and strategies that can be applied immediately.

Sam is an accomplished entrepreneur and business strategist with extensive experience helping individuals and businesses grow their financial and operational potential. He has guided clients in areas such as helping businesses get many low-interest l... Show more

I’m a Software Engineer and Consultant focused on building scalable, maintainable backend systems with technologies like Kotlin, Axon, Event Sourcing, and CQRS.
My work also includes experience with React.js and Vue, enabling me to design solutions that connect backend logic with clear, effective user interfaces.

I’ve gained experience in industries such as energy and financial services, which has given me a solid understanding of domain-driven, business-oriented system design.

CQRS and Event Sourcing are particular areas of interest for me — I see them as powerful approaches to achieving clarity, traceability, and long-term stability in complex systems.

I value collaboration, knowledge sharing, and working in flexible environments that support thoughtful, well-crafted software.

I’m a Software Engineer and Consultant focused on building scalable, maintainable backend systems with technologies like Kotlin, Axon, Event Sourcing, and CQRS. My work also includes experience with React.js and Vue, enabling me to design solutions ... Show more

I am a Systems Engineering graduate from the Peruvian University of Applied Sciences (UPC). I also hold a technical specialist degree in Networks and Data Communications from the Tecsup N1 Higher Technological Institute. Currently, I am a Java Backend Tech Lead at Entelgy Perú SAC with 10 years of experience designing and implementing IT solutions for the Marketing and Sales functional areas (Salesforce CRM and Pardot). I have experience as a Solutions Architect and Scrum Master in Digital Banking and Digital Transformation projects within the financial sector. My strengths include working well under pressure and as part of a team, and I am a fast learner.

I am a Systems Engineering graduate from the Peruvian University of Applied Sciences (UPC). I also hold a technical specialist degree in Networks and Data Communications from the Tecsup N1 Higher Technological Institute. Currently, I am a Java Backen... Show more

Lidera la unidad de Datos y Analítica Avanzada en BANPRO Grupo Promerica (Nicaragua), donde ha desarrollado soluciones de forecasting financiero, análisis de sentimiento, segmentación geográfica, tableros ejecutivos y aplicaciones con Power Platform. Con más de 10 años de experiencia integrando ciencia de datos con inteligencia de negocio, combina R, Python y DAX para resolver problemas reales en banca y transformación digital.
Economista con formación en Dirección de Proyectos y cursa actualmente un Máster en Big Data & Analytics en OBS Business School (España).

Lidera la unidad de Datos y Analítica Avanzada en BANPRO Grupo Promerica (Nicaragua), donde ha desarrollado soluciones de forecasting financiero, análisis de sentimiento, segmentación geográfica, tableros ejecutivos y aplicaciones con Power Platform.... Show more

Marc is an experienced software developer and product manager. He started Spin42 with Loïc Vigneron and Thibault Poncelet in 2013 after several years freelancing. Together, they have built Ibanity in 2016, a financial institution aggregator written in Elixir that was sold in 2017. They have been working on Ibanity and other related products until the end of 2023 and are now tinkering and searching for new challenges. Marc has been an invited teacher at the university of Louvain-la-Neuve in Belgium for 10 years where he introduces students in their third bachelor year to Agile software development practices.

Marc is an experienced software developer and product manager. He started Spin42 with Loïc Vigneron and Thibault Poncelet in 2013 after several years freelancing. Together, they have built Ibanity in 2016, a financial institution aggregator written i... Show more

Faizal B is an Artificial Intelligence researcher and corporate trainer with over eight years of experience in Machine Learning, Natural Language Processing, and data-driven technologies using Python. He holds an M.Tech in Computer Science and Engineering from Mahatma Gandhi University and a B.Tech in the same discipline from the University of Kerala. His expertise includes AI, Machine Learning, NLP, Data Analytics, Tableau, and Large Language Models (LLMs). Faizal is a Certified Specialist in Data Science and Analytics and has delivered training programs for organizations such as Zebra Cross India Technologies, IPSR Solutions Ltd., and Logix Space Technologies. He is also an inventor of an AI-related patent and the author of several research publications, with current research focusing on LLM-based financial data summarization and multimodal AI systems

Faizal B is an Artificial Intelligence researcher and corporate trainer with over eight years of experience in Machine Learning, Natural Language Processing, and data-driven technologies using Python. He holds an M.Tech in Computer Science and Engine... Show more

Internal auditor specializing in risk management, compliance, and digital resilience.
My work focuses on the strategic role of internal audit as a pillar of organizational and systemic security — especially in the context of NIS2, cybersecurity governance, and hybrid threats.
I speak about: – audit as a resilience mechanism
– risk-based decision frameworks
– governance in high-risk environments
– strengthening institutional stability through audit
I aim to translate complex regulatory and security frameworks into practical, decision-oriented insights.

Internal auditor specializing in risk management, compliance, and digital resilience. My work focuses on the strategic role of internal audit as a pillar of organizational and systemic security — especially in the context of NIS2, cybersecurity gove... Show more

Profesional con experiencia en automatizaciones y analítica de datos en el sector financiero en Santander Consumer y BCP, Se especializa en el desarrollo de soluciones empresariales con herramientas Low-code y RPA, logrando reducir tiempos de ejecución en un 70% en implementaciones integrales. Posee certificaciones PL-900 ( PL-900: Microsoft Certified: Power Platform Fundamentals) y PL-300 ( PL-300: Microsoft Certified: Power BI Data Analyst Associate).

Profesional con experiencia en automatizaciones y analítica de datos en el sector financiero en Santander Consumer y BCP, Se especializa en el desarrollo de soluciones empresariales con herramientas Low-code y RPA, logrando reducir tiempos de ejecuc... Show more

Victor hopes to be part of the solution that drives value for a sustainable and inclusive digital economy across the world.
Having worked in Kenya, Uganda, Tanzania, Seychelles, Mauritius, Botswana and Ethiopia, Victor will continue to contribute to financial systems development projects through MojaLoop Foundation, where he hopes to resolve financial challenges that affect the bottom of the pyramid, micro and small enterprises.
With over 25 years in banking, 10 years in not-for-profit, and a total of 35 years collaborating with key players in Government and non-government organizations in the Financial Sector, Victor has made a tremendous impact in Digital Finance, Payments Systems, Policy & Regulation, Social Protection, Affordable Housing and Data. His most wins over the years include leading the collaborative Payment Association of Kenya team mandated to regulate retail payments per the NPS Act to delivering the 1st digital credit solution (M-Shwari) that changed the face of consumer credit to having designed the Inua Jamii Choice model and then engaged with key decision-makers in the implementation of the solution.
thought leadership to the sector, Victor was instrumental in the development of the Medium-Term Plan II & III for the financial sector as per vision 2030 for the National Treasury. Victor was instrumental in the development of the Central Bank of Kenya’s Vision & Strategy 2022 to 2032. In addition, Victor conceptualised and designed the Pesalink solution before developing a business case and finally having the Kenya Bankers Association invest in the solution

Victor hopes to be part of the solution that drives value for a sustainable and inclusive digital economy across the world. Having worked in Kenya, Uganda, Tanzania, Seychelles, Mauritius, Botswana and Ethiopia, Victor will continue to contribute to... Show more

I'm a Threat Hunter working for the US Custodian Bank State Street.

When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels.

I'm a Threat Hunter working for the US Custodian Bank State Street. When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels. Show more

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks Show more

Ray’Chel Wilson is a Certified Financial Therapist™ and Certified Financial Education Instructor® who helps first‑generation wealth builders and mission‑driven organizations heal financial trauma and turn it into financial traction. She is the CEO of Raise the Bar Investments and co‑founder of ForOurLastNames.io, a financial technology venture rooted in North Tulsa’s historic Black Wall Street.

A former Teach For America high school personal finance teacher, Ray’Chel created what became the internationally selling Black Wealth Freedom workbook series, equipping thousands of readers with practical, values‑aligned money strategies. Her expertise in financial resilience and money mindsets has led to invitations from institutions such as Boston University, Urban Leaders Fellowship, and Impact Tulsa.

Named the 2024 U.S. Small Business Administration Young Entrepreneur of the Year for Oklahoma, Ray’Chel blends behavioral economics, lived experience, and trauma‑informed care to close wealth gaps for underinvested communities. Event organizers choose her for sessions that are both grounding and galvanizing—leaving audiences with language for their money story and clear next steps to change it.

Ray’Chel Wilson is a Certified Financial Therapist™ and Certified Financial Education Instructor® who helps first‑generation wealth builders and mission‑driven organizations heal financial trauma and turn it into financial traction. She is the CEO of... Show more

Technology lead for equity derivatives, delivering and supporting front-office trading platforms.

Technology lead for equity derivatives, delivering and supporting front-office trading platforms. Show more

Tara Saxon is a Certified Money Coach, keynote speaker, and founder of The Intentional Wealth Co., where she helps high-achieving women build deep, grounded confidence with money - not just on paper, but in real life, under pressure, and at moments that truly matter.

Her work sits at the intersection of money psychology, decision-making, and identity. Tara is known for translating complex financial concepts into clear, human conversations that leave women feeling empowered rather than overwhelmed. She brings both commercial acumen and compassion to the room, blending practical strategy with insight into the emotional and intergenerational patterns that quietly shape our financial choices.

With a background spanning banking, project finance, and equities research, Tara understands high-stakes environments and big numbers. But it’s her ability to name what women aren’t taught about money - self-trust, internal permission, and the cost of chronic self-doubt - that resonates most deeply with audiences.

Tara speaks to organisations, conferences, and leadership audiences who want more than surface-level motivation. Her sessions spark reflection, challenge inherited beliefs, and give participants practical ways to make confident decisions without burning out, shrinking back, or second-guessing themselves.

Her signature message is simple and powerful: money isn’t just math - it’s mindset, memory, and identity. And when women change the way they relate to money, they change the way they lead their lives.

Tara Saxon is a Certified Money Coach, keynote speaker, and founder of The Intentional Wealth Co., where she helps high-achieving women build deep, grounded confidence with money - not just on paper, but in real life, under pressure, and at moments t... Show more

CPA teaching how to save, invest and build wealth

CPA teaching how to save, invest and build wealth Show more

Manav Kapoor is a seasoned product and technology leader with over 14 years of experience driving innovation at the intersection of technology, customer experience, and business strategy. He currently serves as a Senior Technical Product Manager at Amazon's Selling Partner Trust and Store Integrity organization, leading AI/ML-powered technology innovations that protect customers from sales abuse through unfair and illegitimate business practices across Amazon's global marketplace, safeguarding 300MM+ Amazon customers worldwide.
Previously, as a VP at Goldman Sachs, Manav led the fraud product team for Apple Card and spearheaded the launch of the digital High Yield Savings Account in partnership with Apple, the first banking product fully integrated into Apple's iOS ecosystem, which accumulated over $10 billion in deposits.
Manav has built a career translating complex technical challenges into customer-first innovations, spanning marketplace trust and safety, fraud detection, digital banking, and customer experience. An IEEE Senior Member and Forbes Technology Council member, he speaks on ecosystem-driven product strategy, AI governance, and responsible AI implementation in regulated industries and e-commerce.

Manav Kapoor is a seasoned product and technology leader with over 14 years of experience driving innovation at the intersection of technology, customer experience, and business strategy. He currently serves as a Senior Technical Product Manager at A... Show more

Cloud Solution Architect with 10 years of experience, Ismaël specialises in data, analytics, and AI platforms. He held various positions as a developer and architect in both pre-sales and implementation roles. On a daily basis, He contributes to the technological transformation journey of a wide range of sectors across EMEA (Healthcare, Banking, Finance, Public Sector, etc).

Cloud Solution Architect with 10 years of experience, Ismaël specialises in data, analytics, and AI platforms. He held various positions as a developer and architect in both pre-sales and implementation roles. On a daily basis, He contributes to the ... Show more

Economista, Universidad de Lima; MsC Computación, Universidad de Chile. CEO & Founder de Inka Strategies. Relator y consultor internacional de ALIDE (Asociación Latinoamericana de Instituciones Financieras para el Desarrollo) en temas de gobernanza, calidad, gestión del cambio cultural, transformación digital, IA Generativa y Automatización de Procesos. Académico de pre y post grado en universidades chilenas y extranjeras.

Economista, Universidad de Lima; MsC Computación, Universidad de Chile. CEO & Founder de Inka Strategies. Relator y consultor internacional de ALIDE (Asociación Latinoamericana de Instituciones Financieras para el Desarrollo) en temas de gobernanza, ... Show more

Venakata is a Senior Manager in Software Engineering at Capital One, with a strong foundation in backend systemts, AI/ML and financial technologies. Formerly at JPMorgan Chase. Holds Master's degree in Business Analytics and Information Management, and is passionate about blending technology with leadership to drive impactful innovation.

Venakata is a Senior Manager in Software Engineering at Capital One, with a strong foundation in backend systemts, AI/ML and financial technologies. Formerly at JPMorgan Chase. Holds Master's degree in Business Analytics and Information Management, a... Show more

Ritish Chugh is an analytics and data science leader with over a decade of experience designing and scaling data, AI, and decision-support systems in complex, regulated, and high-impact environments. His work focuses on operational analytics, semantic metric layers, data governance, and AI-enabled decision systems—particularly where data quality, trust, and automation directly influence executive decisions and regulatory outcomes. He has led and advised initiatives spanning finance, risk, compliance, and global operations, translating large-scale data into systems that are relied upon by senior leadership and cross-functional stakeholders.

Ritish is an active contributor to the professional analytics community through speaking engagements, peer review, and published practitioner and industry articles. He regularly collaborates with researchers and practitioners to bridge theory and real-world implementation, with a particular interest in conversational analytics, metric integrity, and AI adoption at scale. He is a Senior Member of IEEE and an active member of INFORMS and other professional societies, and he enjoys contributing to forums that emphasize rigor, practical impact, and responsible AI deployment.

Ritish Chugh is an analytics and data science leader with over a decade of experience designing and scaling data, AI, and decision-support systems in complex, regulated, and high-impact environments. His work focuses on operational analytics, semanti... Show more

Thelma is a Senior Product Designer and aspiring Tech Operator with a reputation for solving hard problems in high-stakes environments. Her expertise lies in translating complex technical requirements into intuitive user experiences.

Her career spans the African FinTech landscape, including work with Flutterwave and Chipper Cash, where she focused on product growth and user retention. Beyond FinTech, Thelma has carved a niche in technical consulting for complex systems. She served as a design consultant for Apple, redesigning legacy applications for battery engineers, and collaborated with Verizon R&D (in partnership with Nvidia) on the user experience for AI infrastructure in media.

Passionate about the future of tech, she recently returned to the classroom to teach AI in secondary schools and is authoring a book on Artificial Intelligence for teenagers. She is currently documenting her career pivot from craft-focused design to operational leadership.

Thelma is a Senior Product Designer and aspiring Tech Operator with a reputation for solving hard problems in high-stakes environments. Her expertise lies in translating complex technical requirements into intuitive user experiences. Her career sp... Show more

Deborah A. Carroll is Director of the Government Finance Research Center at the University of Illinois Chicago. Her research focuses on local government fiscal policy, specifically taxation, revenue diversification, and water pricing and affordability. Dr. Carroll has produced 75 scholarly publications and 25 white papers and technical reports reflecting more than $2.75 million in research funding. She has been invited to share her expertise with academic and practitioner audiences across the U.S. and in several other countries. Dr. Carroll began her career in public service as a budget and policy analyst for the City of Milwaukee, Wisconsin. With a passion for applied research intended to inform public policy and improve public sector management, Dr. Carroll pursued her Ph.D. in Political Science from the University of Wisconsin-Milwaukee, which she completed in 2004 along with a Graduate Certificate in State and Local Taxation from the UWM Sheldon B. Lubar School of Business.

Deborah A. Carroll is Director of the Government Finance Research Center at the University of Illinois Chicago. Her research focuses on local government fiscal policy, specifically taxation, revenue diversification, and water pricing and affordabilit... Show more

Two decades of creating software in financial services and the thrill of seeing solutions come to life is still there. Enthusiastic champion of gender parity in STEM education, and inclusion in software development. She once built a LEGO Death Star.

Two decades of creating software in financial services and the thrill of seeing solutions come to life is still there. Enthusiastic champion of gender parity in STEM education, and inclusion in software development. She once built a LEGO Death Star. Show more

Hriday Gabhawalla is a rising professional in business process solutions, currently working at Deloitte in India, where he leverages his expertise to drive efficiency and innovation in operational workflows. Holding a commerce background from Narsee Monjee College of Commerce & Economics and pursuing the globally recognized ACCA qualification, Hriday combines academic excellence with hands-on industry experience.
He is also the creator of the LinkedIn newsletter The Automated Advantage, where he delivers weekly insights on practical frameworks for harnessing AI to transform business processes.
His passion for rebuilding workflows isn't just theoretical. While still a student, he was struck by how most accounting software failed to enforce fundamental financial controls, forcing users into manual bypasses. He realized this "control gap" was an architecture problem.
This led him to build "ProAcc," a full-stack MVP to prove that robust, auditable controls—like Segregation of Duties—can be embedded directly into a modern web app. For the project, he used Next.js 15, TypeScript, and Google's Genkit to build a system that enforces a "Maker-Checker" workflow and immutable audit trails from the ground up.
An engaging and forward-thinking speaker, Hriday excels at demystifying automation and its impact on finance. His talk offers a unique perspective: he doesn't just discuss theory; he provides an actionable, code-level blueprint drawn from his multifaceted journey.
Beyond the professional realm, Hriday is a dedicated HYROX athlete, having recently competed in the 2025 Mumbai event, demonstrating his commitment to holistic growth.

Hriday Gabhawalla is a rising professional in business process solutions, currently working at Deloitte in India, where he leverages his expertise to drive efficiency and innovation in operational workflows. Holding a commerce background from Narsee ... Show more

Vivaldo Cândido é Engenheiro Informático e Especialista em Desenvolvimento de Soluções Tecnológicas, reconhecido pela sua capacidade de transformar desafios complexos em soluções digitais inovadoras. Actua como Responsável pelo Departamento de IT da Mwango Brain, onde lidera iniciativas de modernização tecnológica, integração de plataformas e transformação digital orientada a resultados.

Paralelamente, desempenha funções como Técnico de Análise e Desenvolvimento de Soluções na Unitel, contribuindo para a construção de sistemas de grande escala e processos críticos que sustentam milhões de utilizadores a nível nacional.

Scrum Master certificado e Especialista em Jira, Vivaldo domina metodologias ágeis, gestão de processos, modelação empresarial e frameworks modernas de produtividade. É igualmente formado em BPM e BPMN, reforçando a sua capacidade de alinhar tecnologia, processos e estratégia organizacional.

Recentemente, consolidou o seu posicionamento no panorama tecnológico global através da certificação Advanced Digital Transformation & AI, fortalecendo a sua competência na aplicação de inteligência artificial em projectos corporativos. Participou também no Function1, um dos eventos mais avançados de AI e inovação tecnológica realizado no Dubai, onde teve contacto direto com líderes mundiais, tendências emergentes e práticas de ponta em AI/ML.

Nos últimos anos, tem aprofundado o seu foco em componentes de Inteligência Artificial e Machine Learning, integrando estas tecnologias nos seus projectos, nos seus estudos e na sua visão de futuro para o ecossistema digital angolano.

Além da sua vertente técnica, é Educador Financeiro, Investidor e Empreendedor, dedicando-se a promover literacia financeira, autonomia económica e mentalidade de crescimento entre jovens profissionais. A sua abordagem multidisciplinar faz dele uma das vozes mais influentes na interseção entre tecnologia, inovação, negócios e desenvolvimento humano em Angola.

Vivaldo Cândido é Engenheiro Informático e Especialista em Desenvolvimento de Soluções Tecnológicas, reconhecido pela sua capacidade de transformar desafios complexos em soluções digitais inovadoras. Actua como Responsável pelo Departamento de IT da ... Show more

With over 6 years of experience in the International Software Industry, I’ve had the privilege of working with some of the biggest Fintechs in the world, also some Y Combinator-backed startups, some of which became unicorns after I joined.

Specializing in web development, I bring ideas to life and improve products by leveraging my skills to deliver seamless, user-focused solutions that get the job done in fast-paced environments.

With over 6 years of experience in the International Software Industry, I’ve had the privilege of working with some of the biggest Fintechs in the world, also some Y Combinator-backed startups, some of which became unicorns after I joined. Specia... Show more

中文版

劉岦崱（Nils Liu）｜資深資料科學家／副理

劉岦崱現任於金融產業，專注於人工智慧與資料科學的應用與落地。他長期投入於生成式 AI、RAG/GraphRAG 檢索架構、智慧型代理（AI Agents）以及知識管理系統的設計，並結合雲端技術（GCP、Cloud Run、Cloud SQL）推動銀行內部數位轉型。
在專案中，他不僅重視技術創新，更強調合規、安全與可稽核性，致力於打造符合金融監管標準的 AI 解決方案。劉岦崱曾在銀行內部創新競賽中獲得第一名，並持續推動 AI Coach、智慧型客戶模擬與跨國 AI 平台等前瞻計畫。
他同時也是六項以上的人工智慧與金融科技專利的發明人，並持續分享在生成式 AI 與應用開發上的實務經驗。

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English below:

Nils Liu｜Senior Data Scientist / Deputy Manager

Nils Liu is a senior data scientist in the financial industry, specializing in applying AI and data science to real-world business challenges. His expertise covers Generative AI, RAG/GraphRAG retrieval systems, AI Agents, and enterprise knowledge management solutions, with strong integration of cloud technologies such as GCP, Cloud Run, and Cloud SQL.
Beyond technical innovation, Nils emphasizes compliance, security, and auditability, ensuring AI solutions align with strict financial regulations. He has led award-winning projects, including the development of an AI-driven knowledge system and AI Coach for sales training, and is driving initiatives for cross-border AI platforms.
As an inventor of multiple AI and fintech patents, Nils continues to share practical insights on Generative AI, enterprise adoption, and next-generation AI applications.

中文版 劉岦崱（Nils Liu）｜資深資料科學家／副理 劉岦崱現任於金融產業，專注於人工智慧與資料科學的應用與落地。他長期投入於生成式 AI、RAG/GraphRAG 檢索架構、智慧型代理（AI Agents）以及知識管理系統的設計，並結合雲端技術（GCP、Cloud Run、Cloud SQL）推動銀行內部數位轉型。 在專案中，他不僅重視技術創新，更強調合規、安全與可稽核性，致力於打造符合金融監管標準的 AI 解決方案。劉岦崱曾在銀行內部創新競賽中獲得第一名，並持續推動 AI ... Show more

Richard is a lead developer and chapter lead at Rabobank. He has more than 30 years of experience working both in the U.S. and in Europe. Richard has worked on numerous projects from small to large-sized companies and has developed software tools and enterprise applications for finance, medical, logistics, business services, and database mining. He has an MBA from a U.S. AACSB-certified school which he hopes can help companies build better products and provide better services with the goal of increasing quality, customer satisfaction, and ultimately higher profitability.

Richard is a lead developer and chapter lead at Rabobank. He has more than 30 years of experience working both in the U.S. and in Europe. Richard has worked on numerous projects from small to large-sized companies and has developed software tools and... Show more