Finance & Banking

Experienced individuals involved in financial services, including banking, investment, insurance, and real estate

Palaniappan Ra Ma

Palaniappan Ra Ma

I am a keynote speaker with over 15 years of industry experience as a Banker and IT Program Manager. I passionately speak about Financial Freedom – The Debt Free Way.

I achieved the Distinguished Toastmaster (DTM) award, the pinnacle award in Toastmasters International. I had delivered several speeches in special events and won accolades. I am the winner of International Speech Contest 2018, at Area Level and the Division Finalist in 2018.

I evolved as a powerful speaker, having inspired many professionals through my speaking assignments, workshops, and programs – Thanks to the training by Toastmasters International.

I am also the Past Area Director for Toastmasters International, a non-profit global organization and public speaking forum. Currently, am the “Manager – District Audits Committee” for Toastmasters International, responsible for auditing District financial statements.

I am a founding member of Professional Speakers Association of India (PSAI) – an association of Global Professional Speakers. Academically, I hold an MBA in International Business

I am a keynote speaker with over 15 years of industry experience as a Banker and IT Program Manager. I passionately speak about Financial Freedom – The Debt Free Way. I achieved the Distinguished Toastmaster (DTM) award, the pinnacle award in Toas... Show more

Mike Kane

Mike Kane

Hydrogen is the Global Financial Operating System. Mike oversees Hydrogen’s corporate and sales functions, along with the firm’s Molecule Blockchain platform. He was a Co-Founder of Hedgeable, an award-winning consumer investing app, and the first to offer bitcoin investing to retail clients. Before venturing into the startup space, he worked at Bridgewater Associates, the world’s largest hedge fund.

Mike is an avid writer, international traveler, adventurer, sports fanatic, and cooking enthusiast. Mike holds a B.S. in Finance, with Distinction, from The Pennsylvania State University. He is originally from Philadelphia, and resides in New York City.

Hydrogen is the Global Financial Operating System. Mike oversees Hydrogen’s corporate and sales functions, along with the firm’s Molecule Blockchain platform. He was a Co-Founder of Hedgeable, an award-winning consumer investing app, and the first to... Show more

Augusto Santos

Augusto Santos

Augusto Santos began his professional life as a COBOL developer in 1985 and in 1990 started the 1st of 6 tech companies. Augusto graduated in Marketing Management and works in marketing consulting since 2004, worked in marketing and sales for 10 yrs. in two multinational companies. Augusto is the leader of fintech.Portugal since 2015 with the mission to empower Portuguese Fintech Ecosystem. Augusto is also the publisher of The Portuguese Fintech Guide.

Augusto Santos began his professional life as a COBOL developer in 1985 and in 1990 started the 1st of 6 tech companies. Augusto graduated in Marketing Management and works in marketing consulting since 2004, worked in marketing and sales for 10 yrs.... Show more

Monika Proffitt

Monika Proffitt

Monika Proffitt is a professional speaker, author, and serial entrepreneur working a the nexus of real estate, fintech and social impact. She is the Founder of Rise Housing, a real estate company that leverages blockchain technology to create access to equity for everyday investors while bringing liquidity to real estate asset owners.

She has spoken at numerous universities and conferences throughout the US, Europe and Asia on topics ranging from the future of money, sustainability in business, blockchain for social good, and the value of cultural capital in real estate appreciation.

Monika Proffitt is a professional speaker, author, and serial entrepreneur working a the nexus of real estate, fintech and social impact. She is the Founder of Rise Housing, a real estate company that leverages blockchain technology to create access ... Show more

navdeep garg

navdeep garg

Navdeep is thought leader and practitioner in the Financial Services and FinTech As a former director and business leader India, I helped connect banks to the FinTech ecosystem through payment acceptance a blockchain as a service. He has additional perspectives, leading product development and strategy efforts from within banking institutions, payment acquirers and technology solutions.

Revinfotech makes leader on Blockchain , crypto currency, ICO , IOT, Ui/Ux, cloud, web and mobile, machine learning to brand equity using offline to online strategies. With help of premiere markets research company like Nielsen, McKinsey, and IPSOS. Even I setup brand regionally to national to international.

My team done lot of ico and blockchain project and team generated hundreds millions USD during ICO and Pre ICO

I have hands on experience in bootstrapping and successfully operating a startup. During the last couple of years, he has witnessed and mastered all phases of business venture life cycle including conceptualization, leadership, resource management, business development and expansion. With an experience which includes managing, producing and overseeing digital applications

Navdeep writes and speaks about banking and technology trends, advises and mentors several start-ups and key industry conferences.

Technology/Digital enthusiast and a seasoned professional with years of experience in Tech industry – operations, consulting and innovation. Known for versatility and flexibility ,Excellent analytic, strategic, leadership skills

His studies in Economics and computer enabled him to understand International scenarios and Macroeconomic issues in many parts of world

His many awards, certifications and recognitions are a testimony to his character and quality work.

You can be contacted at navdep@revinfotech.com or at +91-9041888886.

Specialties:
Satellite Blockchain
Blockchain
Competitive
Brand Equity
New Idea
Fintech Solutions
Startups
Entrepreneurship

Navdeep is thought leader and practitioner in the Financial Services and FinTech As a former director and business leader India, I helped connect banks to the FinTech ecosystem through payment acceptance a blockchain as a service. He has additional p... Show more

Aniket Chakke

Aniket Chakke

Aniket Chakke is a college student from Pune and the founder of Stocksy, a free paper trading app for the Indian stock market. Self-taught by building, breaking, and rebuilding, he lives by one rule: you don’t learn to swim until you jump.

Aniket Chakke is a college student from Pune and the founder of Stocksy, a free paper trading app for the Indian stock market. Self-taught by building, breaking, and rebuilding, he lives by one rule: you don’t learn to swim until you jump. Show more

Nandinee .

Nandinee .

Nandinee is a software engineer and researcher engineering the infrastructure behind resilient, transparent AI systems. Her work spans machine learning engineering, FinTech frameworks, and AI Security with a focus on building intelligent systems that remain resilient, transparent and reliable in high-stakes environments.

She explores the engineering challenges behind modern AI systems: how they are built, evaluated, scaled and secured without compromising performance or explainability. Her interests extend to autonomous intelligent systems, multi-agent architectures, security boundaries and the data pipelines that underpin reliable machine learning.

An active builder across the global developer ecosystem, Nandinee brings a multidisciplinary perspective to the stage, connecting hands-on engineering with business strategy and real-world applications. She translates complex technical concepts into practical, actionable insights for engineers, founders and technology leaders, while examining the broader implications of emerging technologies.

Nandinee is a software engineer and researcher engineering the infrastructure behind resilient, transparent AI systems. Her work spans machine learning engineering, FinTech frameworks, and AI Security with a focus on building intelligent systems that... Show more

Gabriel Koo

Gabriel Koo

Senior Lead Engineer at Bowtie Life Insurance
AWS Community Builder (2022-)
AWS User Group Hong Kong Volunteer (2026-)

Senior Lead Engineer at Bowtie Life Insurance AWS Community Builder (2022-) AWS User Group Hong Kong Volunteer (2026-) Show more

Saikrishna Boggavarapu

Saikrishna Boggavarapu

I’m a Senior Analyst at Citi, where I focus on database marketing, automation, and strategies to reduce financial risk. With over 8 years of experience in the banking and analytics sector, I’ve led initiatives around data security, breach prevention, and AI-driven insights. I hold a Ph.D. in Information Technology, and my research explores the impact of third-party service providers on data breaches in financial institutions. And an active peer reviewer for international journals and conferences.

I’m a Senior Analyst at Citi, where I focus on database marketing, automation, and strategies to reduce financial risk. With over 8 years of experience in the banking and analytics sector, I’ve led initiatives around data security, breach prevention,... Show more

Marc Lainez

Marc Lainez

Marc is an experienced software developer and product manager. He started Spin42 with Loïc Vigneron and Thibault Poncelet in 2013 after several years freelancing. Together, they have built Ibanity in 2016, a financial institution aggregator written in Elixir that was sold in 2017. They have been working on Ibanity and other related products until the end of 2023 and are now tinkering and searching for new challenges. Marc has been an invited teacher at the university of Louvain-la-Neuve in Belgium for 10 years where he introduces students in their third bachelor year to Agile software development practices.

Marc is an experienced software developer and product manager. He started Spin42 with Loïc Vigneron and Thibault Poncelet in 2013 after several years freelancing. Together, they have built Ibanity in 2016, a financial institution aggregator written i... Show more

Joao Paulo Araujo

Joao Paulo Araujo

João Paulo é Assessor no Banco do Brasil, com 25 anos de experiência e atuação estratégica na Diretoria de Controles Internos.
Especialista em governança e compliance, dedica-se há oito anos à transformação de processos críticos, conduzindo iniciativas que unem rigor regulatório, inovação e inteligência de dados.
Com certificações em Business Intelligence, Analytics e Inteligência Artificial, desenvolve soluções avançadas para otimizar processos e apoiar decisões estratégicas.
Fora do ambiente corporativo, é um aprendiz permanente de idiomas e um viajante apaixonado por novas culturas.

João Paulo é Assessor no Banco do Brasil, com 25 anos de experiência e atuação estratégica na Diretoria de Controles Internos. Especialista em governança e compliance, dedica-se há oito anos à transformação de processos críticos, conduzindo iniciati... Show more

Martin Clausen

Martin Clausen

Martin is a Cyber & AI specialist at Jyske Bank with 20+ years of experience across blue-team defense, red-team offense, security architecture, and leadership. His driving passion is to rethink security and solve cyber challenges the right way—shifting the asymmetric advantage from attackers to defenders.

Martin is a Cyber & AI specialist at Jyske Bank with 20+ years of experience across blue-team defense, red-team offense, security architecture, and leadership. His driving passion is to rethink security and solve cyber challenges the right way—shifti... Show more

Chigozie Madubuko

Chigozie Madubuko

Chigozie Madubuko is the Backend Engineering Team Lead at Kora, a leading fintech company dedicated to building scalable payment infrastructure and breaking down financial barriers across Africa. At Kora, Chigozie focuses on designing and optimizing robust backend systems that power seamless and efficient payments, enabling businesses to transact effortlessly.

Beyond Kora, Chigozie is actively shaping the future of banking through Open Banking Nigeria. Collaborating with international and local industry players, he has helped develop Open Banking standards and specifications that provide would secure access to customer financial data for financial institutions.

In addition to his work in fintech and banking, Chigozie also guides aspiring engineers on ADPList, sharing expertise in software development, scalability, and career growth

Through his work in fintech infrastructure, Open Banking, and mentorship, Chigozie is driving financial innovation, inclusion, and talent development across Africa.

Chigozie Madubuko is the Backend Engineering Team Lead at Kora, a leading fintech company dedicated to building scalable payment infrastructure and breaking down financial barriers across Africa. At Kora, Chigozie focuses on designing and optimizing ... Show more

Durga Prasad Dasepalli

Durga Prasad Dasepalli

Durga Prasad Dasepalli is a Senior Technical Lead and Solution Architect at Perficient with over 18 years of experience building scalable, cloud-native enterprise systems. Specializing in Java, Spring Boot, and Google Cloud Platform, he designs robust architectures for complex domains like finance and automotive. Durga is a pioneer in the practical application of Neuro-Symbolic AI, serving as the creator of the open-source "nsai-deterministic-gate" framework. A frequent international keynote speaker, he holds a Master’s in Computer Information Systems (4.0 GPA) and multiple advanced certifications in cloud and AI.

Durga Prasad Dasepalli is a Senior Technical Lead and Solution Architect at Perficient with over 18 years of experience building scalable, cloud-native enterprise systems. Specializing in Java, Spring Boot, and Google Cloud Platform, he designs robus... Show more

Payal Ajit Kothari

Payal Ajit Kothari

Working in fintech for 8 years, focused on batch inference.

Working in fintech for 8 years, focused on batch inference. Show more

Jeff Ostrowski

Jeff Ostrowski

Jeff Ostrowski covers the U.S. housing market and residential mortgages for Bankrate. Before joining Bankrate in 2020, he was a reporter at the Palm Beach Post in Florida. His stories have won awards from the National Association of Real Estate Editors and the Society for Advancing Business Editing and Writing.

Jeff Ostrowski covers the U.S. housing market and residential mortgages for Bankrate. Before joining Bankrate in 2020, he was a reporter at the Palm Beach Post in Florida. His stories have won awards from the National Association of Real Estate Edito... Show more

Andreas Havsberg

Andreas Havsberg

Andreas Havsberg har jobbet med nettbank, anti-svindel og cybersikkerhet de siste 25 årene og jobber i dag som TIBER Test Manager i Norges Bank. Han har studert journalistikk og har en Master of Management fra Handelshøyskolen BI.

Andreas Havsberg har jobbet med nettbank, anti-svindel og cybersikkerhet de siste 25 årene og jobber i dag som TIBER Test Manager i Norges Bank. Han har studert journalistikk og har en Master of Management fra Handelshøyskolen BI. Show more

Rajasekhara Reddy Syamagari

Rajasekhara Reddy Syamagari

Rajasekhara Reddy Syamagari is a seasoned SAP FI consultant with over 24 years of professional experience, including 17 years in IT and six years in finance, costing, and MIS domains. As a certified SAP S/4HANA Financial Accounting Associate, Rajasekhara has spearheaded numerous end-to-end SAP implementation and rollout projects, delivering innovative financial solutions for global organizations.
His expertise encompasses a wide range of SAP functionalities, including New General Ledger, Accounts Payable/Receivable, Asset Accounting, Bank Communication Management, and Cash & Liquidity Forecasting. Rajasekhara has also led strategic initiatives in data migration, leveraging tools like the SAP Migration Cockpit and LSMW to ensure seamless transitions from legacy systems. He is proficient in integrating SAP with other enterprise systems, optimizing workflows, and addressing complex business challenges with tailored solutions.
Rajasekhara has a proven track record of delivering impactful results, such as enhancing cash flow visibility through advanced forecasting models and reducing manual interventions by automating SAP business processes. His technical acumen is complemented by strong analytical skills and a collaborative approach to stakeholder engagement, ensuring alignment between technical deliverables and business goals.
A dedicated mentor and trainer, he has conducted comprehensive training sessions for SMEs and business users, empowering teams to harness the full potential of SAP systems. Rajasekhara holds an MS in Information Technology from Southern New Hampshire University and certifications in cost and management accounting. His blend of technical expertise, strategic vision, and leadership makes him a sought-after speaker for SAP and finance-related conferences.

Rajasekhara Reddy Syamagari is a seasoned SAP FI consultant with over 24 years of professional experience, including 17 years in IT and six years in finance, costing, and MIS domains. As a certified SAP S/4HANA Financial Accounting Associate, Rajasek... Show more

Shachi Sayata

Shachi Sayata

Shachi Sayata is a distinguished financial technology professional and Vice President at Barclays Investment Bank, renowned for her expertise in quantitative risk management and technical product development. At Barclays, Shachi spearheaded the development of an innovative margin model for managing large-scale interest rate derivatives portfolios exceeding $1 billion in market value. Her work has significantly enhanced the bank's risk management capabilities, setting new standards for precision and reliability in derivatives trading.

Prior to her tenure at Barclays, Shachi led the design of a sophisticated risk management system for Credit Default Swap (CDS) Index Options at ICE Clear Credit. This groundbreaking initiative enabled secure and efficient clearing of complex credit derivatives, ensuring market stability and revolutionizing risk management in the credit derivatives market.

Shachi's contributions extend to developing a cross-asset margining model aligned with the International Swaps and Derivatives Association's (ISDA) Standard Initial Margin Model (SIMM). Her work has revolutionized managing cross-asset risks, accommodating the intricate interrelationships between asset classes such as FX, equity, commodity, and credit.

Shachi's visionary leadership and innovative approach have established her as a trusted leader in financial technology, consistently driving high-impact initiatives that enhance operational efficiency and market stability.

Shachi Sayata is a distinguished financial technology professional and Vice President at Barclays Investment Bank, renowned for her expertise in quantitative risk management and technical product development. At Barclays, Shachi spearheaded the deve... Show more

Ifeoluwa Oduwaiye

Ifeoluwa Oduwaiye

My name is Ifeoluwa, and I’m passionate about building scalable AI solutions. I have over four years of experience in data science and analytics, with proven expertise across finance, fintech, voice tech, and education.

One of my favourite mantras is, "I build production-ready AI models", and that's because I get that itch when I see models sitting pretty in a repository; I always take the extra step to put them on the web. I am a proactive individual, and that much is evident in my commitment to continuous learning, and my strong work ethic.

Some might think of me as a Jack-of-all-trades, but I believe it's all a matter of perspective. I bring a creative flair to every project that I work on. I also write blogs (https://medium.com/@ifeoluwaoduwaiye), articles, research papers, and whitepapers, including this very bio that you're reading. If that didn't do me justice, shoot me an email, let’s have a chat.

My name is Ifeoluwa, and I’m passionate about building scalable AI solutions. I have over four years of experience in data science and analytics, with proven expertise across finance, fintech, voice tech, and education. One of my favourite mantras... Show more

Ori Ohayon

Ori Ohayon

Following a career in Capital Markets and Fintech, Ori shifted his focus into the NFT market, resulting in becoming the ideator and President behind NFT BAZL. Ori is armed with extensive financial experience, having worked at both Goldman Sachs and TD Securities, in addition to serving as the Head of Corporate Development at GDA.
He has set out to bring the digital world into antiquated sectors, constantly working to bridge the gap between the real world and the blockchain, focusing on creating investment grade digital assets that are accessible by the masses.
Ori's core strength is his forward-looking and solutions focused mindset. He marries practicality with innovation, bringing a big-picture, entrepreneurial framework to original projects.

Following a career in Capital Markets and Fintech, Ori shifted his focus into the NFT market, resulting in becoming the ideator and President behind NFT BAZL. Ori is armed with extensive financial experience, having worked at both Goldman Sachs and T... Show more

Stefan Gräfe

Stefan Gräfe

Stefan is on a mission to take the pain and risk out of B2B e-invoicing, transforming dry legal mandates into sleek, scalable enterprise architecture. Backed by over 15 years as a Software Architect and Senior Lead Developer, his approach bridges the gap between strategy and execution. He isn’t just a conceptual designer, but a hands-on builder of complex systems. Prior to his current focus, industry leaders in FinTech, logistics, and aerospace relied on his architectural decisions to build mission-critical, highly scalable platforms. Now, on stage, Stefan shows tech leaders and decision-makers how to integrate clunky e-invoicing standards into existing ERPs elegantly, future-proof, and without the compliance headaches.

Stefan is on a mission to take the pain and risk out of B2B e-invoicing, transforming dry legal mandates into sleek, scalable enterprise architecture. Backed by over 15 years as a Software Architect and Senior Lead Developer, his approach bridges th... Show more

Paras Dalal

Paras Dalal

In the software development since 1990s
Always like to explore new technologies
Was professionally teaching managerial information systems to post grad students
Working in investment/wealth management company since 20 years
Love to discuss any technological things to improve work/life

In the software development since 1990s Always like to explore new technologies Was professionally teaching managerial information systems to post grad students Working in investment/wealth management company since 20 years Love to discuss any te... Show more

Hassan Tejan Mansaray

Hassan Tejan Mansaray

Hassan is a PhD researcher in Economics and Finance at Cranfield University School of Management, with a strong background in Development Economics and International Development. He holds a BSc (Hons) in Applied Accounting (2.1) from the Institute of Public Administration and Management (IPAM), University of Sierra Leone, and an MSc in International Finance and Economics from Canterbury Christ Church University, UK.

With over 10 years of experience, including more than eight years in advisory roles, Hassan has worked extensively in International Development, Research and Policy, and Development Programme Management across Africa and Europe. He has held both permanent and consultancy positions with leading organizations such as the World Food Programme, United Nations Development Programme, European Commission, European Central Bank, and the World Bank Group.

His work in Africa has focused on Sustainable Development, Host Government Support, Emergency Operations, and designing programme interventions that drive meaningful outcomes.

Hassan is a Certified PRINCE2® Project Management Professional and a member of the American Finance Association and the London Fiscal Institute.

Hassan is a PhD researcher in Economics and Finance at Cranfield University School of Management, with a strong background in Development Economics and International Development. He holds a BSc (Hons) in Applied Accounting (2.1) from the Institute of... Show more

Aspen Ambrose

Aspen Ambrose

Aspen Ambrose a Senior Data Analyst with 10+ years of experience helping organizations turn complex data into clarity, confidence, and informed decision‑making. Aspen’s work focuses on bridging the gap between data and strategy—ensuring insights are not only accurate, but usable. Aspen has a variety of experience in analytics, supporting initiatives such as enterprise reporting and visualization, risk analysis, and operational insights. These experiences shape a practical, real‑world perspective on the topic being discussed today. In her most recent work, Aspen supports analytic initiatives at First Citizens Bank to make informed decisions, improve performance, and drive meaningful outcomes. Based in Raleigh, North Carolina, Aspen brings prior experience in Audit, project management, and account management, through other organizations such as iconectiv and JetBlue allowing her to approach analytics through both a technical and business lens. Outside of day‑to‑day work, Aspen is actively involved in local philanthropy work, sitting on the boards of the Apex Public School Foundation and the Apex Culture and Arts Advisory Board, as well as working in the local food bank and angel tree programs reinforcing a passion for giving back to the community.

Aspen Ambrose a Senior Data Analyst with 10+ years of experience helping organizations turn complex data into clarity, confidence, and informed decision‑making. Aspen’s work focuses on bridging the gap between data and strategy—ensuring insights are ... Show more

Danish Reddy Agarampalli

Danish Reddy Agarampalli

I'm a Data Architect (Staff) at Walmart focusing mainly on the FinTech and Walmart Claims Services (WCS).

I'm a Data Architect (Staff) at Walmart focusing mainly on the FinTech and Walmart Claims Services (WCS). Show more

Tetiana Afanasieva

Tetiana Afanasieva

I am a Senior Quality Assurance Engineer specializing in financial data integrity, automation, and large-scale FinTech systems. For the past several years, I have worked on validating complex financial platforms serving institutional investors and financial advisors, ensuring data accuracy, performance, and system reliability.

My expertise includes automated validation of large financial datasets, API testing, cross-provider data reconciliation, and AI-assisted testing frameworks. I focus on deterministic testing strategies, data integrity controls, and scalable automation solutions for capital markets systems.

With a background in biotechnology engineering and an ISTQB certification, I bring an analytical and research-driven approach to software quality. I collaborate with cross-functional engineering teams across North America and Europe and contribute to advancing best practices in financial data validation and quality engineering.

I am a Senior Quality Assurance Engineer specializing in financial data integrity, automation, and large-scale FinTech systems. For the past several years, I have worked on validating complex financial platforms serving institutional investors and fi... Show more

Brendan "B" Burke

Brendan "B" Burke

I'm a Threat Hunter working for the US Custodian Bank State Street.

When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels.

I'm a Threat Hunter working for the US Custodian Bank State Street. When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels. Show more

Juan Felipe Gonzalez S.

Juan Felipe Gonzalez S.

Juan Felipe Gonzalez is a data analytics professional with a strong focus on using data to drive smarter people, business, and investment decisions. He completed a Master’s degree in HR/Business Analytics at Montclair State University, where he combines advanced analytics, statistics, and business strategy to solve real-world workforce and organizational challenges.

With a background in Business Administration and hands-on experience with HRIS systems, data visualization, and analytics tools (Python, SQL, Tableau, Power BI, Excel), Juan specializes in translating complex data into actionable insights for leaders. His work sits at the intersection of human capital, technology, and financial decision-making, with interests spanning workforce analytics, M&A analytics, and data-driven growth strategies.

Juan Felipe has worked in administrative and Data-focused roles in both Colombia and the U.S.. He has been actively involved in global leadership and talent development initiatives through organizations like AIESEC. He is bilingual in English and Spanish, with international experience that informs his perspective on global talent markets and organizational dynamics.

Beyond analytics, Juan Felipe is deeply interested in entrepreneurship, venture capital, and AI-driven business models, exploring how data and automation are reshaping the future of work, investing, and company building. He regularly speaks about bridging the gap between analytics and business impact, especially for early-career professionals and organizations looking to modernize their people strategies.

Juan Felipe Gonzalez is a data analytics professional with a strong focus on using data to drive smarter people, business, and investment decisions. He completed a Master’s degree in HR/Business Analytics at Montclair State University, where he combi... Show more

Elmar Klausmeier

Elmar Klausmeier

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks Show more

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