Stefan is on a mission to take the pain and risk out of B2B e-invoicing, transforming dry legal mandates into sleek, scalable enterprise architecture. Backed by over 15 years as a Software Architect and Senior Lead Developer, his approach bridges the gap between strategy and execution. He isn’t just a conceptual designer, but a hands-on builder of complex systems. Prior to his current focus, industry leaders in FinTech, logistics, and aerospace relied on his architectural decisions to build mission-critical, highly scalable platforms. Now, on stage, Stefan shows tech leaders and decision-makers how to integrate clunky e-invoicing standards into existing ERPs elegantly, future-proof, and without the compliance headaches.

Stefan is on a mission to take the pain and risk out of B2B e-invoicing, transforming dry legal mandates into sleek, scalable enterprise architecture. Backed by over 15 years as a Software Architect and Senior Lead Developer, his approach bridges th... Show more

In the software development since 1990s
Always like to explore new technologies
Was professionally teaching managerial information systems to post grad students
Working in investment/wealth management company since 20 years
Love to discuss any technological things to improve work/life

In the software development since 1990s Always like to explore new technologies Was professionally teaching managerial information systems to post grad students Working in investment/wealth management company since 20 years Love to discuss any te... Show more

Hassan is a PhD researcher in Economics and Finance at Cranfield University School of Management, with a strong background in Development Economics and International Development. He holds a BSc (Hons) in Applied Accounting (2.1) from the Institute of Public Administration and Management (IPAM), University of Sierra Leone, and an MSc in International Finance and Economics from Canterbury Christ Church University, UK.

With over 10 years of experience, including more than eight years in advisory roles, Hassan has worked extensively in International Development, Research and Policy, and Development Programme Management across Africa and Europe. He has held both permanent and consultancy positions with leading organizations such as the World Food Programme, United Nations Development Programme, European Commission, European Central Bank, and the World Bank Group.

His work in Africa has focused on Sustainable Development, Host Government Support, Emergency Operations, and designing programme interventions that drive meaningful outcomes.

Hassan is a Certified PRINCE2® Project Management Professional and a member of the American Finance Association and the London Fiscal Institute.

Hassan is a PhD researcher in Economics and Finance at Cranfield University School of Management, with a strong background in Development Economics and International Development. He holds a BSc (Hons) in Applied Accounting (2.1) from the Institute of... Show more

Aspen Ambrose a Senior Data Analyst with 10+ years of experience helping organizations turn complex data into clarity, confidence, and informed decision‑making. Aspen’s work focuses on bridging the gap between data and strategy—ensuring insights are not only accurate, but usable. Aspen has a variety of experience in analytics, supporting initiatives such as enterprise reporting and visualization, risk analysis, and operational insights. These experiences shape a practical, real‑world perspective on the topic being discussed today. In her most recent work, Aspen supports analytic initiatives at First Citizens Bank to make informed decisions, improve performance, and drive meaningful outcomes. Based in Raleigh, North Carolina, Aspen brings prior experience in Audit, project management, and account management, through other organizations such as iconectiv and JetBlue allowing her to approach analytics through both a technical and business lens. Outside of day‑to‑day work, Aspen is actively involved in local philanthropy work, sitting on the boards of the Apex Public School Foundation and the Apex Culture and Arts Advisory Board, as well as working in the local food bank and angel tree programs reinforcing a passion for giving back to the community.

Aspen Ambrose a Senior Data Analyst with 10+ years of experience helping organizations turn complex data into clarity, confidence, and informed decision‑making. Aspen’s work focuses on bridging the gap between data and strategy—ensuring insights are ... Show more

I'm a Data Architect (Staff) at Walmart focusing mainly on the FinTech and Walmart Claims Services (WCS).

I'm a Data Architect (Staff) at Walmart focusing mainly on the FinTech and Walmart Claims Services (WCS). Show more

I am a Senior Quality Assurance Engineer specializing in financial data integrity, automation, and large-scale FinTech systems. For the past several years, I have worked on validating complex financial platforms serving institutional investors and financial advisors, ensuring data accuracy, performance, and system reliability.

My expertise includes automated validation of large financial datasets, API testing, cross-provider data reconciliation, and AI-assisted testing frameworks. I focus on deterministic testing strategies, data integrity controls, and scalable automation solutions for capital markets systems.

With a background in biotechnology engineering and an ISTQB certification, I bring an analytical and research-driven approach to software quality. I collaborate with cross-functional engineering teams across North America and Europe and contribute to advancing best practices in financial data validation and quality engineering.

I am a Senior Quality Assurance Engineer specializing in financial data integrity, automation, and large-scale FinTech systems. For the past several years, I have worked on validating complex financial platforms serving institutional investors and fi... Show more

I'm a Threat Hunter working for the US Custodian Bank State Street.

When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels.

I'm a Threat Hunter working for the US Custodian Bank State Street. When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels. Show more

Juan Felipe Gonzalez is a data analytics professional with a strong focus on using data to drive smarter people, business, and investment decisions. He completed a Master’s degree in HR/Business Analytics at Montclair State University, where he combines advanced analytics, statistics, and business strategy to solve real-world workforce and organizational challenges.

With a background in Business Administration and hands-on experience with HRIS systems, data visualization, and analytics tools (Python, SQL, Tableau, Power BI, Excel), Juan specializes in translating complex data into actionable insights for leaders. His work sits at the intersection of human capital, technology, and financial decision-making, with interests spanning workforce analytics, M&A analytics, and data-driven growth strategies.

Juan Felipe has worked in administrative and Data-focused roles in both Colombia and the U.S.. He has been actively involved in global leadership and talent development initiatives through organizations like AIESEC. He is bilingual in English and Spanish, with international experience that informs his perspective on global talent markets and organizational dynamics.

Beyond analytics, Juan Felipe is deeply interested in entrepreneurship, venture capital, and AI-driven business models, exploring how data and automation are reshaping the future of work, investing, and company building. He regularly speaks about bridging the gap between analytics and business impact, especially for early-career professionals and organizations looking to modernize their people strategies.

Juan Felipe Gonzalez is a data analytics professional with a strong focus on using data to drive smarter people, business, and investment decisions. He completed a Master’s degree in HR/Business Analytics at Montclair State University, where he combi... Show more

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks Show more

Speaker Bio: Dr. Anita Renee’ Johnson
Dr. Anita Renee’ Johnson is a Financial Behaviorist, Educator, and Author dedicated to transforming the way individuals and institutions understand money. She teaches Economics and Finance at the University of Maryland Global Campus, where she mentors diverse global learners, including U.S. military students, by integrating behavioral finance and cross‑cultural perspectives into financial literacy.
Dr. Johnson holds a Ph.D. in 21st-Century Finance and multiple advanced degrees in philosophy, taxation, and accounting. Her research examines financial trauma, socialization, and women’s empowerment, with a particular focus on the financial narratives of African American women. She is the author of several books, including "The Hidden Psychological Effects of Money on Black Women" and "Being Broke is Maddening," and has presented at national conferences such as the Financial Therapy Association and SFEPD’s Financial Literacy Leadership Conference.
As founder of Anita R Johnson & Associates, Inc., she has developed innovative financial education programs, retreats, and media platforms that empower communities to find their financial voice. Recognized nationally for her leadership and community impact, Dr. Johnson brings an engaging, interactive style that equips participants with practical tools to reframe financial behaviors, reduce resistance to change, and align empowerment with institutional transformation.

Speaker Bio: Dr. Anita Renee’ Johnson Dr. Anita Renee’ Johnson is a Financial Behaviorist, Educator, and Author dedicated to transforming the way individuals and institutions understand money. She teaches Economics and Finance at the University of M... Show more

I am working with banking technology for 25 years+ and leading cloud and integration projects at ING since 2020.

I am working with banking technology for 25 years+ and leading cloud and integration projects at ING since 2020. Show more

Junaid Ayomide is a fintech compliance and risk professional with a strong legal foundation and hands-on experience across regulated financial services and high-growth technology environments. Trained in law and holding an LL.B from the University of Lagos, she brings a legal-first mindset to modern compliance challenges, combining statutory interpretation with practical execution.

Her experience spans AML and CTF controls, fraud detection, sanctions investigations, chargebacks, enhanced due diligence, and regulatory reporting. Ayomide has worked on complex transaction reviews, high-risk customer assessments, and sanctions screening aligned with international frameworks, while also contributing to audit readiness and compliance process improvements through automation and operational optimization.

As a speaker, Ayomide focuses on how legal principles translate into real-world compliance decisions within tech-driven organizations. She is particularly interested in bridging the gap between compliance, engineering, and product teams to build defensible, scalable systems without slowing innovation.

Junaid Ayomide is a fintech compliance and risk professional with a strong legal foundation and hands-on experience across regulated financial services and high-growth technology environments. Trained in law and holding an LL.B from the University of... Show more

Economista, Universidad de Lima; MsC Computación, Universidad de Chile. CEO & Founder de Inka Strategies. Relator y consultor internacional de ALIDE (Asociación Latinoamericana de Instituciones Financieras para el Desarrollo) en temas de gobernanza, calidad, gestión del cambio cultural, transformación digital, IA Generativa y Automatización de Procesos. Académico de pre y post grado en universidades chilenas y extranjeras.

Economista, Universidad de Lima; MsC Computación, Universidad de Chile. CEO & Founder de Inka Strategies. Relator y consultor internacional de ALIDE (Asociación Latinoamericana de Instituciones Financieras para el Desarrollo) en temas de gobernanza, ... Show more

Venakata is a Senior Manager in Software Engineering at Capital One, with a strong foundation in backend systemts, AI/ML and financial technologies. Formerly at JPMorgan Chase. Holds Master's degree in Business Analytics and Information Management, and is passionate about blending technology with leadership to drive impactful innovation.

Venakata is a Senior Manager in Software Engineering at Capital One, with a strong foundation in backend systemts, AI/ML and financial technologies. Formerly at JPMorgan Chase. Holds Master's degree in Business Analytics and Information Management, a... Show more

I am a Data Scientist at ING's Engineering & Reliability department, working on AIOps cases with a focus on IT change and incident data. Also, part-time a PhD Candidate at Delft University of Technology's Software Engineering Group.

I am a Data Scientist at ING's Engineering & Reliability department, working on AIOps cases with a focus on IT change and incident data. Also, part-time a PhD Candidate at Delft University of Technology's Software Engineering Group. Show more

Mirabror is a software engineering consultant at IBM specialising in backend/AI engineering. He has several years of experience across fintech and insurance sectors in IT consulting, including design, building and deployment of scalable software solutions and pipelines. With a strong background in mathematics and computer science, Mirabror challenges himself in solving complex engineering problems.

Mirabror is a software engineering consultant at IBM specialising in backend/AI engineering. He has several years of experience across fintech and insurance sectors in IT consulting, including design, building and deployment of scalable software solu... Show more

Deborah A. Carroll is Director of the Government Finance Research Center at the University of Illinois Chicago. Her research focuses on local government fiscal policy, specifically taxation, revenue diversification, and water pricing and affordability. Dr. Carroll has produced 75 scholarly publications and 25 white papers and technical reports reflecting more than $2.75 million in research funding. She has been invited to share her expertise with academic and practitioner audiences across the U.S. and in several other countries. Dr. Carroll began her career in public service as a budget and policy analyst for the City of Milwaukee, Wisconsin. With a passion for applied research intended to inform public policy and improve public sector management, Dr. Carroll pursued her Ph.D. in Political Science from the University of Wisconsin-Milwaukee, which she completed in 2004 along with a Graduate Certificate in State and Local Taxation from the UWM Sheldon B. Lubar School of Business.

Deborah A. Carroll is Director of the Government Finance Research Center at the University of Illinois Chicago. Her research focuses on local government fiscal policy, specifically taxation, revenue diversification, and water pricing and affordabilit... Show more

Experienced Data & Business Analyst with experience in fintech, telecom, and consulting, specializing in credit risk analytics, portfolio performance monitoring, and data-driven strategy. Skilled in SQL, Python, Tableau, and predictive modeling to deliver actionable insights and optimize lending decisions.

Experienced Data & Business Analyst with experience in fintech, telecom, and consulting, specializing in credit risk analytics, portfolio performance monitoring, and data-driven strategy. Skilled in SQL, Python, Tableau, and predictive modeling to de... Show more

中文版

劉岦崱（Nils Liu）｜資深資料科學家／副理

劉岦崱現任於金融產業，專注於人工智慧與資料科學的應用與落地。他長期投入於生成式 AI、RAG/GraphRAG 檢索架構、智慧型代理（AI Agents）以及知識管理系統的設計，並結合雲端技術（GCP、Cloud Run、Cloud SQL）推動銀行內部數位轉型。
在專案中，他不僅重視技術創新，更強調合規、安全與可稽核性，致力於打造符合金融監管標準的 AI 解決方案。劉岦崱曾在銀行內部創新競賽中獲得第一名，並持續推動 AI Coach、智慧型客戶模擬與跨國 AI 平台等前瞻計畫。
他同時也是六項以上的人工智慧與金融科技專利的發明人，並持續分享在生成式 AI 與應用開發上的實務經驗。

⸻

English below:

Nils Liu｜Senior Data Scientist / Deputy Manager

Nils Liu is a senior data scientist in the financial industry, specializing in applying AI and data science to real-world business challenges. His expertise covers Generative AI, RAG/GraphRAG retrieval systems, AI Agents, and enterprise knowledge management solutions, with strong integration of cloud technologies such as GCP, Cloud Run, and Cloud SQL.
Beyond technical innovation, Nils emphasizes compliance, security, and auditability, ensuring AI solutions align with strict financial regulations. He has led award-winning projects, including the development of an AI-driven knowledge system and AI Coach for sales training, and is driving initiatives for cross-border AI platforms.
As an inventor of multiple AI and fintech patents, Nils continues to share practical insights on Generative AI, enterprise adoption, and next-generation AI applications.

中文版 劉岦崱（Nils Liu）｜資深資料科學家／副理 劉岦崱現任於金融產業，專注於人工智慧與資料科學的應用與落地。他長期投入於生成式 AI、RAG/GraphRAG 檢索架構、智慧型代理（AI Agents）以及知識管理系統的設計，並結合雲端技術（GCP、Cloud Run、Cloud SQL）推動銀行內部數位轉型。 在專案中，他不僅重視技術創新，更強調合規、安全與可稽核性，致力於打造符合金融監管標準的 AI 解決方案。劉岦崱曾在銀行內部創新競賽中獲得第一名，並持續推動 AI ... Show more

Paul is a seasoned data professional with over 30 years in Ireland’s financial services industry, bringing deep expertise in data transformation, analytics, and business intelligence.

Paul is a seasoned data professional with over 30 years in Ireland’s financial services industry, bringing deep expertise in data transformation, analytics, and business intelligence. Show more

Monica Houston is a multifaceted business advisor. As a Certified Public Accountant (CPA), Chartered Global Management Accountant (CGMA), Certified Fraud Examiner (CFE), and Master of Personal Financial Planning (MSPFP), she serves clients in the corporate, entrepreneurial, and personal finance arenas. In the corporate arena, she has overseen the risk assurance function for numerous entities as the Chief Audit Officer for 10+ years including South Carolina Retirement System Investment Commission, National Futures Association, City of Modesto, CA and Cuyahoga County, OH. An inaugural alumnus of Ernst & Young, her audit and consulting experience spans over 30 years and includes numerous Fortune 500 companies. As principal of Monica Houston CPAs, she shepherds clients in the areas of business foundation, operations, strategy, and succession; helping them to successfully live out their dreams of entrepreneurship. She is co-author of The Black Woman’s Business Bible & Workbook. Her passion for legacy building and generational living, as well as her innate understanding of finances, has afforded her the opportunity to positively influence the financial futures of countless families as a teacher, mentor, coach, author, advocate, and board member of financial literacy programs.
A consummate professional, Monica is committed to her work and serves as a beacon for such in her community. She serves on the Academic Executive Committee of the Association of International Certified Public Accountants (AICPA). She also serves on the Audit Committee for Delta Community Credit Union, Georgia’s largest credit union with 26 branch offices and over $6 Billion in assets. She further serves as a member of the Syracuse University Multicultural Advancement Council, an organization that supports and advocates for African American and Latino alumni and students as well as manages and raises funds for the $3M+ Our Time Has Come Scholarship endowment fund. In the spirit of establishing legacy, she recently committed to the endowment of the SU Black and Latino Accounting Scholarship Fund.

Monica Houston is a multifaceted business advisor. As a Certified Public Accountant (CPA), Chartered Global Management Accountant (CGMA), Certified Fraud Examiner (CFE), and Master of Personal Financial Planning (MSPFP), she serves clients in the co... Show more

Ravi Rane, Senior Software Engineering Manager, is a technology lead on the Enterprise Data team, bringing over 18 years of experience in developing scalable and resilient data platforms. His background spans both startups and major corporations within the payment and banking sectors, including Capital One. Ravi is dedicated to fostering collaborative environments that prioritize clean code, scalable architecture and continuous delivery, ensuring the successful launch of impactful products.

Ravi Rane, Senior Software Engineering Manager, is a technology lead on the Enterprise Data team, bringing over 18 years of experience in developing scalable and resilient data platforms. His background spans both startups and major corporations with... Show more

Jairo Espinoza is a DevOps Engineer in the banking sector, with over 3 years of experience in automation and infrastructure. With a background in software development, he drives the adoption of IaC and modern practices that help software teams shift from a pipeline-focused approach to internal self-service platforms.

Jairo Espinoza is a DevOps Engineer in the banking sector, with over 3 years of experience in automation and infrastructure. With a background in software development, he drives the adoption of IaC and modern practices that help software teams shift ... Show more

A technology leader and entrepreneur, Ram specializes in building and coaching multicultural engineering teams, with expertise spanning software architecture, modern engineering practices, IT operations, values-based leadership, and cross-cultural collaboration. With a focus on FinTech, Mobile, IoT, Cloud, Data Management, AI, and DevOps, Ram practices a “people-first, business-next, technology-later” philosophy, leveraging collective wisdom to drive innovation and growth.

Drawing on diverse experiences across consulting, product development, and customer-facing organizations, Ram currently leads several engineering teams and oversees product engineering for an upcoming payments digital bank in the Dutch market. Previously, as Founder & CTO, Ram led FlyBy, an autonomous drone delivery startup recognized as a Top 30 Finalist in an EU-wide competition.

A technology leader and entrepreneur, Ram specializes in building and coaching multicultural engineering teams, with expertise spanning software architecture, modern engineering practices, IT operations, values-based leadership, and cross-cultural co... Show more

He studied Software Engineering at the Vienna University of Technology.

Early in his career, he worked as a tutor and later as an assistant lecturer on courses such as "Software Engineering and Project Management" and "Quality Software Engineering".

In recent years, he has been serving as Backend Chapter Lead and Architect at Erste Group, where he has contributed to building George, one of Europe’s leading online banking platforms.

He studied Software Engineering at the Vienna University of Technology. Early in his career, he worked as a tutor and later as an assistant lecturer on courses such as "Software Engineering and Project Management" and "Quality Software Engineering... Show more

Alistair started out as a Chartered Accountant, but always felt there was a more obvious and less bureaucratic way of delivering an outcome. He came across Agile in 2017 and never looked back. Here was a way of doing things and achieving results which confirmed what he had been trying to do all his life.

In 2003 Alistair and his wife decided that every year they would a) learn a new skill, b) do something new and c) go somewhere new. They are living proof that we can reclaim the natural agility we were born with.

Alistair started out as a Chartered Accountant, but always felt there was a more obvious and less bureaucratic way of delivering an outcome. He came across Agile in 2017 and never looked back. Here was a way of doing things and achieving results whic... Show more

Justin is a complete TypeScript nerd and expert in building financial systems. He's been building finance software for over 13 years and has invented a completely new ledgering method to create systems where it's impossible to create loss.

Justin is a complete TypeScript nerd and expert in building financial systems. He's been building finance software for over 13 years and has invented a completely new ledgering method to create systems where it's impossible to create loss. Show more

Erin Sykes’ perseverance and ability to anticipate trends are what have driven her success. Erin strives to help clients reach their unique goals with discreet, individualized attention and action-orientation.

Specializing in helping clients year-round in Palm Beach, The Hamptons, New York City, and the New Jersey coast, Erin utilizes her combined background in finance and construction to take an analytical and qualitative approach to amplifying clients’ return on investment.

With a background in commercial and luxury residential construction at her family’s 120+ year-old firm and certification as a LEED AP – New Construction, Erin understands how to optimize new development and intricate renovation using sustainable and architecturally-appropriate materials and methodology.

As a business news contributor, Erin is responsible for developing and translating real estate trend data into consumer and industry insights. She reports on monthly housing starts, new developments, rate changes and general industry trends for all major news outlets.

Erin is often interviewed by Fox Business News, CNBC, TODAY, CNN, NBC Nightly News, The Real Deal, Bloomberg, Mansion Global, Forbes, TechCrunch, and Inc. She holds an MBA from Pepperdine University and a Bachelor's in Finance and International Business from Villanova University.

Erin resides between Palm Beach, NYC & Longport, NJ and is deeply involved with the Historical Society of Palm Beach County, Opportunity, Inc., and the Southampton Hospital Foundation.

Follow Erin on Instagram and Twitter @SykesStyle

Erin Sykes’ perseverance and ability to anticipate trends are what have driven her success. Erin strives to help clients reach their unique goals with discreet, individualized attention and action-orientation. Specializing in helping clients year... Show more

Thorsten has been a consultant and key account manager in the Dynamics environment for 25 years. Previously, he was employed in industry as a financial controller. After 15 years of project business at various VARs, he has now been in charge of CKL Software GmbH for 10 years.

Thorsten has been a consultant and key account manager in the Dynamics environment for 25 years. Previously, he was employed in industry as a financial controller. After 15 years of project business at various VARs, he has now been in charge of CKL S... Show more

I have a degree in Accounting and Finance from UCLV, Cuba. I am passionate about the world of finance and how new technologies can bring value and efficiency to this sector. I am able to adapt to changes and learn new tools and methodologies. I consider myself a proactive and collaborative person with leadership skills. I have participated in several academic projects as a team leader, where I have demonstrated my ability to listen, communicate and make decisions together.

Currently I am a BaBI, and not precisely because of age, but because I have been learning about Business Intelligence (BI) as a little one, taking small steps, looking, interacting with data and tools and sometimes I have even run a little 🤓.

I have a degree in Accounting and Finance from UCLV, Cuba. I am passionate about the world of finance and how new technologies can bring value and efficiency to this sector. I am able to adapt to changes and learn new tools and methodologies. I consi... Show more