Finance & Banking

Experienced individuals involved in financial services, including banking, investment, insurance, and real estate

Steven Annegarn

Steven Annegarn

Steven started his career in finance and ventured into analytics around 2018. He is currently Co-owner and CTO of DATA KINGDOM, a scale-up in Data Analytics consultancy. Steven focuses mainly on building the Power BI architecture, Data Modeling and Governance. Trough this, he helps clients get more value out of their data.

Steven started his career in finance and ventured into analytics around 2018. He is currently Co-owner and CTO of DATA KINGDOM, a scale-up in Data Analytics consultancy. Steven focuses mainly on building the Power BI architecture, Data Modeling and G... Show more

Edwin Kwan

Edwin Kwan

Edwin Kwan is a DevSecOps advocate and strong believer in having a developer focused approach towards embedding security into the software development life cycle. Trained as a software engineer, he transitioned into security 9 years ago and now heads up the application security and security advisory teams at an Australian financial services company.

Edwin Kwan is a DevSecOps advocate and strong believer in having a developer focused approach towards embedding security into the software development life cycle. Trained as a software engineer, he transitioned into security 9 years ago and now heads... Show more

Rohith Ashok

Rohith Ashok

Rohith Ashok is an SVP of Architecture at Fidelity Investments and a contributor to the FINOS CALM open-source initiative. Rohith's work focuses on architecture governance, developer tooling, and transforming software architecture with automation. In his spare time Rohith is an avid woodworker and technology enthusiast!

Rohith Ashok is an SVP of Architecture at Fidelity Investments and a contributor to the FINOS CALM open-source initiative. Rohith's work focuses on architecture governance, developer tooling, and transforming software architecture with automation. I... Show more

Muhammad Suleman

Muhammad Suleman

20 years of Software Development, Cloud and AI Engineer | Solution Architect | Software Engineer | Data Architect | DevOps | MLOPS | .Net, Python, C#, AI Agent, AutoGen, Google Vertex AI, AWS Bedrock, Azure , Generative AI | Finance | Banking| News| Health Care, Globee Award 2025

20 years of Software Development, Cloud and AI Engineer | Solution Architect | Software Engineer | Data Architect | DevOps | MLOPS | .Net, Python, C#, AI Agent, AutoGen, Google Vertex AI, AWS Bedrock, Azure , Generative AI | Finance | Banking| News|... Show more

Scott Zack

Scott Zack

Scott Zack is the founder and owner of Creek Equity, a private investment company in Bloomfield Hills, Michigan that founds, funds, and acquires businesses with its own capital and holds them for the long term. Since 2017 he has started, bought, or backed companies in healthcare supply chain, pharmacy benefits, medical courier logistics, real estate, and construction.

His focus now is Michigan's business succession problem: founder-owned and family-owned companies whose owners are nearing retirement without a plan. He speaks and writes on succession planning, buying and selling small businesses, capital allocation, and building companies that run without their founders. His writing appears at creekequity.com and scottzack.net.

Scott played forward for the Ohio State men's basketball team and brings the same habits to business: preparation, accountability, and the right people in the right roles.

Scott Zack is the founder and owner of Creek Equity, a private investment company in Bloomfield Hills, Michigan that founds, funds, and acquires businesses with its own capital and holds them for the long term. Since 2017 he has started, bought, or b... Show more

Sunava Pattanayak

Sunava Pattanayak

Sunava Pattanayak is a Staff Engineer at BILL (bill.com), focused on distributed payment systems and the infrastructure behind B2B payments for hundreds of thousands of small businesses. Before BILL, he spent time at Visa building large-scale payment network infrastructure - so he's seen the plumbing from both the network side and the fintech side. He cares about the hard, unsexy parts of financial software: authorization models that hold under pressure, audit trails that satisfy compliance teams, and systems that degrade gracefully when things go wrong.

Sunava Pattanayak is a Staff Engineer at BILL (bill.com), focused on distributed payment systems and the infrastructure behind B2B payments for hundreds of thousands of small businesses. Before BILL, he spent time at Visa building large-scale payment... Show more

Thelma Dike

Thelma Dike

Thelma is a Senior Product Designer and aspiring Tech Operator with a reputation for solving hard problems in high-stakes environments. Her expertise lies in translating complex technical requirements into intuitive user experiences.

Her career spans the African FinTech landscape, including work with Flutterwave and Chipper Cash, where she focused on product growth and user retention. Beyond FinTech, Thelma has carved a niche in technical consulting for complex systems. She served as a design consultant for Apple, redesigning legacy applications for battery engineers, and collaborated with Verizon R&D (in partnership with Nvidia) on the user experience for AI infrastructure in media.

Passionate about the future of tech, she recently returned to the classroom to teach AI in secondary schools and is authoring a book on Artificial Intelligence for teenagers. She is currently documenting her career pivot from craft-focused design to operational leadership.

Thelma is a Senior Product Designer and aspiring Tech Operator with a reputation for solving hard problems in high-stakes environments. Her expertise lies in translating complex technical requirements into intuitive user experiences. Her career sp... Show more

Phillip Dawson

Phillip Dawson

In addition to building strong partner relationships across the UK and EU, Phil is one of the leading Banking and payments experts at Yavrio.

Built on Open Banking technology, Yavrio delivers a comprehensive embedded banking solution for businesses—providing direct connections to over 10,000 banks globally, instant bank reconciliation, and the ability to make fast, simple payments both domestically and internationally—all within Business Central.

In addition to building strong partner relationships across the UK and EU, Phil is one of the leading Banking and payments experts at Yavrio. Built on Open Banking technology, Yavrio delivers a comprehensive embedded banking solution for business... Show more

Jyothirmai Gurramula

Jyothirmai Gurramula

Jyothirmai Gurramula is an independent software engineering professional with over 13 years of experience in software development, full-stack engineering, and test automation across the banking and financial services industry. Her expertise includes Java, Spring Boot, Microservices, Cloud Computing, RESTful APIs, DevOps practices, and enterprise application development. She has worked extensively with cloud platforms, including AWS, Microsoft Azure, and Google Cloud Platform, as well as containerization and orchestration technologies such as Docker and Kubernetes.
Throughout her career, Jyothirmai has contributed to the development and modernization of enterprise applications, digital banking platforms, and service-oriented systems. Her technical experience spans backend development, API integration, cloud-native solutions, automation frameworks, and continuous integration and deployment pipelines. In addition to software engineering, she has mentored team members, supported technical evaluations, and collaborated with cross-functional teams to deliver scalable and reliable technology solutions.
Jyothirmai holds certifications including Oracle Certified Professional Java SE Programmer, Oracle Database SQL Fundamentals, Certified Scrum Master, Microsoft Azure Fundamentals, and Google Cloud certifications. She is passionate about modern software development practices, cloud technologies, microservices architecture, and software quality engineering.

Jyothirmai Gurramula is an independent software engineering professional with over 13 years of experience in software development, full-stack engineering, and test automation across the banking and financial services industry. Her expertise includes ... Show more

Jonathan Castell

Jonathan Castell

Jonathan Castell is an entrepreneur, fintech founder, and business strategist specializing in financial technology, brand development, go-to-market (GTM) strategies, and strategic partnerships. His work centers on transforming ambitious ideas into scalable businesses by leveraging industry expertise, institutional relationships, and cross-sector opportunities.

As the founder of ACRU, a financial technology company building next-generation banking and payments infrastructure, Castell has bootstrapped the company from inception to over $1 billion in annual payment processing volume without external institutional funding. Under his leadership, ACRU has achieved registered Independent Sales Organization (ISO) status through Fifth Third Bank and continues to expand its capabilities across payment processing, embedded finance, digital banking, and financial infrastructure.

Jonathan Castell is also the founder of Growth2Success (G2S), a technology-driven organization focused on artificial intelligence, enterprise solutions, and workforce innovation. Through G2S, he develops and scales technologies designed to modernize business operations, talent acquisition, and enterprise growth.

Beyond his ventures, Castell has worked across brand development, market expansion, and go-to-market strategy, drawing on experience involving organizations such as Gemini and American Express. He specializes in connecting innovative concepts with the strategic relationships, distribution channels, and resources necessary to bring large-scale initiatives to market.

His professional network spans private equity firms, family offices, institutional investors, and influential figures across sports, entertainment, and media, allowing him to bridge industries, facilitate strategic partnerships, and identify opportunities for growth and collaboration.

Jonathan Castell brings a multidisciplinary perspective to entrepreneurship, combining financial infrastructure, emerging technologies, capital relationships, brand positioning, and business development. His approach emphasizes the power of relationships, strategic execution, and innovative thinking in building enduring enterprises.

Jonathan Castell is an entrepreneur, fintech founder, and business strategist specializing in financial technology, brand development, go-to-market (GTM) strategies, and strategic partnerships. His work centers on transforming ambitious ideas into sc... Show more

Martin Andrews

Martin Andrews

Martin has a PhD in Machine Learning, and has been an Open Source advocate since 1999. After a career in finance (based in London and New York), he decided to follow his original passion, and now works on Machine Learning / Artificial Intelligence full-time in Singapore, as the Head of AI at Red Dragon AI. Martin is co-organiser of the Machine Learning Singapore MeetUp group and is a regular speaker at events in the region.

Martin has a PhD in Machine Learning, and has been an Open Source advocate since 1999. After a career in finance (based in London and New York), he decided to follow his original passion, and now works on Machine Learning / Artificial Intelligence fu... Show more

Gayathri Palani

Gayathri Palani

Gayathri is a Senior Software Developer with 12 years of experience, currently specialising in AI/ML applications in the financial domain. She works at the intersection of compliance systems, applied computer vision, and agentic AI — exploring how emerging AI tooling can create intelligence from financial and geospatial data. She is pursuing an M.Tech in AI/ML from BITS Pilani and is based in Oslo, Norway.

Gayathri is a Senior Software Developer with 12 years of experience, currently specialising in AI/ML applications in the financial domain. She works at the intersection of compliance systems, applied computer vision, and agentic AI — exploring how em... Show more

Javier Hernández Vargas

Javier Hernández Vargas

Javier Hernández Vargas (Francisco Javier Hernández Vargas) is CEO Latin America at UTO Capital, where in 2026 he leads the regional launch of an investment platform built on Swiss technology and MT5, with Chile, Ecuador and Peru first. He is also CEO of D24, an international payments platform for fintech and gambling, and CEO & co-founder of Trade360, B2B commercial infrastructure for the trading industry in Latin America.

He has spent fourteen years leading regulated markets. He was Head of LATAM at D Prime, with fifteen markets and 43 IBs and partners; LATAM Director Mexico & Central America at HFM, with a USD 448M portfolio and 113,000 clients; and Head of LATAM Andean Region at Libertex. He is a CFA charterholder and FINRA Series 7 licensee and is completing the Wharton Executive MBA. He spoke at Wealth Expo Argentina 2025 and Paris Blockchain Week 2026 and is writing two books for HASI Financial Publishing. Argentine, he works across Latin America and speaks Spanish, English and German.

hasi-financial.com

Javier Hernández Vargas (Francisco Javier Hernández Vargas) is CEO Latin America at UTO Capital, where in 2026 he leads the regional launch of an investment platform built on Swiss technology and MT5, with Chile, Ecuador and Peru first. He is also CE... Show more

Ankur Mehra

Ankur Mehra

Ankur Mehra is a senior technology leader with more than 17 years of experience across financial technology, banking, capital markets, artificial intelligence, enterprise architecture, and business transformation. He currently serves as Senior Vice President at JPMorgan Chase, where he leads mission-critical technology initiatives spanning lending, portfolio analytics, risk management, cloud modernization, and financial platforms.
Throughout his career, Ankur has combined deep financial-domain expertise with engineering and architecture leadership to develop scalable solutions for complex and highly regulated environments. His work includes designing portfolio analytics and valuation platforms for mortgage assets, building fixed-income analytics capabilities, and architecting real-time valuation solutions that improve visibility into pricing, risk, and portfolio exposure.
His technical expertise includes artificial intelligence and machine learning, LLM and foundation-model architectures, AI agents, RAG pipelines, cloud and serverless technologies, real-time data platforms, and high-availability systems. His financial-markets expertise spans fixed income, lending, portfolio valuation, securitization, liquidity, and risk analytics.
Earlier in his career, Ankur contributed to capital-markets, regulatory, trading, and asset-management technology across several major financial technology organizations. He has been recognized with Fiserv’s Value In Performance Award for his contributions to the resilience and integrity of core financial systems. He has also delivered enterprise technical training to thousands of software engineers, helping advance modern engineering practices across global technology teams.

Ankur Mehra is a senior technology leader with more than 17 years of experience across financial technology, banking, capital markets, artificial intelligence, enterprise architecture, and business transformation. He currently serves as Senior Vice P... Show more

Mani Kiran Chowdary Katragadda

Mani Kiran Chowdary Katragadda

Mani Kiran Katragadda is an IT Manager at HCL Technologies with over 15 years of experience in data analytics, predictive modeling, and enterprise systems integration across the banking and financial services sector. He leads strategic technology programs that bring together predictive analytics, risk-intelligence systems, and core banking platforms to strengthen operational efficiency, security, and decision-making accuracy for major financial institutions.
Throughout his career, Mani Kiran has directed cross-functional teams in designing and deploying AI-driven risk-management frameworks, fraud-detection pipelines, and predictive modeling solutions that help institutions identify threats and optimize financial operations while meeting strict regulatory and performance standards. He has led the modernization of legacy banking systems into API-driven, cloud-enabled architectures, improving system interoperability and the reliability of enterprise-wide predictive models, and has established data governance standards that support compliant, audit-ready data flows at scale.
Mani Kiran brings a rare combination of enterprise technical leadership, predictive analytics expertise, and deep banking systems integration experience. His work sits at the intersection of advanced data science, financial risk intelligence, and large-scale system modernization, spanning both the analytical and operational sides of digital banking transformation. This blend of technical, regulatory, and strategic insight allows him to deliver solutions that are innovative, secure, and built for real-world deployment in regulated financial environments.
He holds a Master's degree in Managing Information Technology from the University of Salford, UK.

Mani Kiran Katragadda is an IT Manager at HCL Technologies with over 15 years of experience in data analytics, predictive modeling, and enterprise systems integration across the banking and financial services sector. He leads strategic technology pro... Show more

Marquita Leonard

Marquita Leonard

**MarQuita Leonard | Global Wealth Architect, Investor, Enrolled Agent & Keynote Speaker**

MarQuita Leonard is a Wealth Architect, Enrolled Agent, investor, business strategist, and entrepreneur dedicated to transforming how individuals and organizations approach money, ownership, and generational wealth.

With more than 14 years of experience in the financial services industry, MarQuita has built multiple financial enterprises and developed expertise in tax strategy, business development, sales psychology, financial education, and wealth preservation.

As the founder of Financial Dominance and the Born Billionaire Athlete Institute, she is committed to helping CEOs, entrepreneurs, investors, and professional athletes move beyond generating income to building sustainable assets, profitable enterprises, and lasting financial legacies.

Her journey is anything but conventional. After experiencing homelessness in 2014 while raising two children, MarQuita transformed adversity into a driving force behind her entrepreneurial journey. Today, she uses her experiences to challenge conventional thinking about financial success, resilience, business ownership, and economic empowerment.

Known for her bold perspectives, direct communication, and practical approach to financial education, MarQuita delivers thought-provoking presentations that challenge audiences to rethink the difference between making money and building wealth.

Her signature speaking topics include wealth architecture, entrepreneurship, business scaling, executive leadership, sales psychology, financial literacy, and professional athlete wealth development.

**Her message is clear: Making money is an achievement. Building wealth is a strategy. Creating a legacy requires ownership.**

**MarQuita Leonard | Global Wealth Architect, Investor, Enrolled Agent & Keynote Speaker** MarQuita Leonard is a Wealth Architect, Enrolled Agent, investor, business strategist, and entrepreneur dedicated to transforming how individuals and organi... Show more

Laxmi Narayana Chejarla

Laxmi Narayana Chejarla

Laxmi Narayana Chejarla is a Senior Solution Implementation Consultant at Deloitte Consulting LLP, where he specializes in enterprise-scale ASC 606 revenue recognition and end-to-end Quote-to-Cash (Q2C) transformations. With over eight years of deep expertise in subscription billing and monetization strategies, Laxmi Narayana has led the successful design and deployment of scalable, compliance-driven solutions across platforms such as Zuora RevPro, RightRev, and Oracle NetSuite ARM.
Before joining Deloitte, Laxmi Narayana served as a Senior Solutions Architect at Zuora (2019–2025), where he played a pivotal role in delivering complex billing and revenue architectures for top private equity-backed enterprises. At Zuora, he led cross-functional teams, streamlined ERP and CRM integrations, and contributed to the company’s Technical Center of Excellence (CoE) by building customized, high-performance revenue systems. As an active member of Zuora’s Architecture Review Board, he was instrumental in evaluating and refining solution designs for scalability, accuracy, and system resilience.
Laxmi Narayana holds a comprehensive set of certifications from Zuora, including Billing Solution Architect, Revenue Solution Architect, and Billing-to-Revenue Integrator. He is also an IOFM Certified Order-to-Cash Specialist and serves as a panelist with the Institute of Finance & Management (IOFM), where he helps define industry standards and fosters knowledge sharing within the finance community.
His contributions have earned him industry recognition, including Zuora’s “Solution Architect of the Year” award in 2020 - a reflection of his ability to align financial integrity with operational agility. He is especially known for his expertise in subscription-based business models, automation-driven process optimization, and regulatory frameworks such as ASC 606 and IFRS 15.
Technically proficient across the full Zuora product suite, Laxmi Narayana also brings expertise in ERP platforms, advanced database technologies, RESTful API integrations, and modern data tools like Snowflake. His blended background in development, integration, and strategic consulting enables him to bridge the gap between business goals and technology execution - consistently delivering measurable value.
Laxmi Narayana holds a Master’s degree in Computer Science from the University of Central Missouri and a Bachelor of Technology from Jawaharlal Nehru Technological University. Based in Dallas, Texas, he continues to lead finance transformation initiatives and drive innovation in the evolving subscription economy.

Laxmi Narayana Chejarla is a Senior Solution Implementation Consultant at Deloitte Consulting LLP, where he specializes in enterprise-scale ASC 606 revenue recognition and end-to-end Quote-to-Cash (Q2C) transformations. With over eight years of deep ... Show more

Shahid Malika Kandy

Shahid Malika Kandy

AI engineer with five years of experience building distributed, production-ready AI systems across crypto, wealth management, and institutional finance. Expert in real-time pipelines, agentic AI, and high-volume, low-latency systems.

AI engineer with five years of experience building distributed, production-ready AI systems across crypto, wealth management, and institutional finance. Expert in real-time pipelines, agentic AI, and high-volume, low-latency systems. Show more

Suryasivaji Killi

Suryasivaji Killi

Suryasivaji Killi is an AI and financial analytics professional with approximately four years of experience spanning predictive analytics, demand forecasting, credit risk modeling, financial analysis, and data engineering. He combines expertise in machine learning, business intelligence, and quantitative finance to develop data-driven solutions that improve operational efficiency, forecasting accuracy, and strategic decision-making.
Currently, Suryasivaji serves as a Data Engineer GenAI at GMH Holdings, where he architects AI-powered forecasting and analytics systems for a hospitality portfolio of more than 150 properties. His work includes developing machine learning-based demand forecasting models, real-time anomaly detection systems, and generative AI solutions that transform complex analytical outputs into actionable business insights. These initiatives have contributed to significant improvements in forecasting accuracy and decision-making speed.
In addition to his corporate role, he is the Founder and CEO of Next Stock Inc., an AI-driven logistics startup focused on neighborhood-level demand forecasting and intelligent inventory optimization for micro fulfillment and circular supply chains. He leads product strategy, forecasting engine development, inventory optimization design, and business growth initiatives aimed at improving supply chain efficiency and reducing operational waste.
Previously, Suryasivaji worked as a Financial Analyst at S4Cloud, where he developed predictive financial models, Monte Carlo simulation frameworks, and working capital optimization strategies that enhanced forecast reliability and improved capital efficiency. Earlier in his career, he served as a Credit Risk Analyst at KT Investments, building credit risk scoring models, stress testing frameworks, and portfolio risk monitoring systems for retail lending operations.
Suryasivaji holds a Master of Science in FinTech and Analytics from Stevens Institute of Technology and a Bachelor of Technology in Mechanical Engineering from Jawaharlal Nehru Technological University. His technical expertise includes machine learning, time series forecasting, financial modeling, credit risk analytics, data engineering, and business intelligence technologies, including Python, SQL, Tableau, TensorFlow, PyTorch, and Scikit-learn.

Suryasivaji Killi is an AI and financial analytics professional with approximately four years of experience spanning predictive analytics, demand forecasting, credit risk modeling, financial analysis, and data engineering. He combines expertise in ma... Show more

Mike Ng

Mike Ng

Mike is an engineer working on production systems where governance, reliability, and auditability are non-negotiable. His experience spans fintech, cloud platforms, and decentralized systems, with a focus on designing boundaries that keep complex systems operable under real-world constraints.

He has been trained through competition-based systems engineering and has spent years building and operating systems where decisions are difficult to reverse. He now applies the same engineering discipline to AI-assisted workflows, focusing on how agents can be governed once they interact with code, infrastructure, and delivery pipelines. His current work explores how individual engineering disciplines can be transformed into organizational governance.

Mike is an engineer working on production systems where governance, reliability, and auditability are non-negotiable. His experience spans fintech, cloud platforms, and decentralized systems, with a focus on designing boundaries that keep complex sys... Show more

Raakesh Rajagopalan

Raakesh Rajagopalan

Raakesh Rajagopalan is a Software Engineer (AVP)- Test Automation lead at U.S. Bank, with over 16 years of experience in enterprise financial systems. Based in Cincinnati, Ohio, he specializes in designing and implementing resilient test automation frameworks for large-scale, high-concurrency banking applications, with a focus on improving reliability, scalability, and CI/CD efficiency.

His current work focuses on enhancing quality engineering practices through improved test automation strategies and CI/CD optimization for complex microservice-based systems. He has been working on approaches for reducing regression execution overhead through deterministic, rule-based test selection techniques in continuous integration pipelines.

He is also exploring practical applications of AI-assisted techniques for improving code and test traceability in automation workflows, while maintaining a strong emphasis on deterministic, production-safe engineering approaches in enterprise systems.

Raakesh Rajagopalan is a Software Engineer (AVP)- Test Automation lead at U.S. Bank, with over 16 years of experience in enterprise financial systems. Based in Cincinnati, Ohio, he specializes in designing and implementing resilient test automation f... Show more

Martin Gjesdal

Martin Gjesdal

Produktleder i Storebrand og Profesjonell Flisespikker

Martin has 25+ years of experience within development and design, and is currently product manager for all digital initiatives in SKAGEN Fondene in Storebrand. He is also 50% of the Flisespikkeriet podcast.

Produktleder i Storebrand og Profesjonell Flisespikker Martin has 25+ years of experience within development and design, and is currently product manager for all digital initiatives in SKAGEN Fondene in Storebrand. He is also 50% of the Flisespikk... Show more

Dandalina Dandalina

Dandalina Dandalina

Information Security and Technology Risk Leader with 18+ years of success conducting System Testing & IT General Controls (ITGCs), leading Post-Implementation Reviews (PIRs), and planning and performing audits as an ISO 27001:2022 Lead Auditor across ERP (SAP, Oracle, Microsoft Dynamics), core-banking and large ICS/OT environments. Adept at evaluating the design and effectiveness of IT controls, orchestrating security initiatives, and independently managing GRC assignments aligned to COBIT, ISO 27001, ISO 22301, ISO 27701 and NIST frameworks. Proven record closing non-conformities within KPI timelines.

Part-Time Lecturer in Cyber Security at Universitas Multimedia Nusantara (UMN), where I update the Cyber Security Curriculum and deliver GRC and best practice implementation.

RESEARCH FOCUS: My recent research, "Fraud Detection for Financing Disbursement in The Islamic Bank using Machine Learning Techniques," focuses on anomaly detection for continuous auditing in Islamic Banking. Using primary, de-identified financing disbursement data, I compared K-Nearest Neighbor, One-Class Support Vector Machine (OCSVM), and Isolation Forest. Isolation Forest achieved the best performance for fraud anomaly detection. This work demonstrates how unsupervised ML can generate high-risk audit samples for continuous auditing.

Research Interests: IT GRC & AI Governance (ISO 42001), AI for Fraud Detection & Continuous Auditing, Cyber Security in Islamic Finance & FinTech, ICS/OT Security Analytics.

Information Security and Technology Risk Leader with 18+ years of success conducting System Testing & IT General Controls (ITGCs), leading Post-Implementation Reviews (PIRs), and planning and performing audits as an ISO 27001:2022 Lead Auditor across... Show more

Jason Fullam

Jason Fullam

Founder & CEO of Sonic Money. 20+ years across stablecoins, CBDCs, cross-border payments and embedded finance. At Ripple, led Palau's sovereign stablecoin and a Hong Kong pilot with the HKMA. At Experian, first hire in embedded finance, building it across Southeast and South Asia. Writes on stablecoins, tokenisation and the future of cross-border money at jasonfullam.com.

Founder & CEO of Sonic Money. 20+ years across stablecoins, CBDCs, cross-border payments and embedded finance. At Ripple, led Palau's sovereign stablecoin and a Hong Kong pilot with the HKMA. At Experian, first hire in embedded finance, building it a... Show more

Raphael (Rafi) Toledano

Raphael (Rafi) Toledano

Raphael (Rafi) Toledano is the Founder & CEO of Sorrento Property Group (https://sorrentoprop.com), a New York-based multifamily real estate investment firm he founded in 2019. Under his leadership, Sorrento has completed $1.4 billion in acquisitions across 13 states, totaling 4,000+ units, with a focus on garden-style communities of 150+ apartments.

Raphael began his career in 2012 as a real estate broker at Weissman Realty in New York City, then managed multifamily investments for a private family office in Manhattan before founding Sorrento. He speaks on multifamily investing, negotiation, entrepreneurship and building a real estate business from the ground up.

Investing in multifamily. Building communities.
LinkedIn: https://www.linkedin.com/in/raphael-rafi-toledano

Raphael (Rafi) Toledano is the Founder & CEO of Sorrento Property Group (https://sorrentoprop.com), a New York-based multifamily real estate investment firm he founded in 2019. Under his leadership, Sorrento has completed $1.4 billion in acquisitions... Show more

Patrick R. Coyle

Patrick R. Coyle

Patrick R. Coyle is a pharmaceutical commercialization and Gross-to-Net advisor with more than 25 years of finance leadership, 18 of them in the pharmaceutical industry at companies including Bayer, Novartis, Insmed, Eisai and IQVIA. He served as Vice President and Chief Financial Officer of Eisai Americas and led Gross-to-Net risk advisory at Baker Tilly.

He is founder and CEO of Novus Proximus, a healthcare commercialization advisory firm, and the creator of Patients + Profitability™, the philosophy that patient outcomes and sustainable profitability depend on each other. His frameworks include The 10 Exits of Therapy™, the ten points where a patient can delay or stop between diagnosis and a sustained start on therapy, and The 5 Layers of GTN™, taught through NextGen GTN™.

Patrick has spoken, moderated or served on panels at more than 25 industry conferences and hosts the Patients + Profitability™ podcast. More at patrickrcoyle.com.

Patrick R. Coyle is a pharmaceutical commercialization and Gross-to-Net advisor with more than 25 years of finance leadership, 18 of them in the pharmaceutical industry at companies including Bayer, Novartis, Insmed, Eisai and IQVIA. He served as Vic... Show more

Stephen Ogbaje

Stephen Ogbaje

Stephen Ogbaje is a Senior Technical Product Manager and AI product builder with experience designing and scaling AI-powered, SaaS, fintech, healthcare, Web3, and enterprise solutions.
He specializes in translating complex user and business problems into scalable technology products by combining product strategy, artificial intelligence, engineering collaboration, and user-centered design.
Stephen has built and contributed to several AI-driven products, including intelligent workflow systems, AI assistants, fintech applications, and automation platforms. His work focuses on moving AI ideas beyond prototypes into reliable products that solve real-world problems.
He has also contributed significantly to AI education and community growth as the Program Manager for Shipwith AI, a program founded by Dara Sobaloju, where he helped train and support 500+ individuals on how to leverage artificial intelligence to build solutions, improve productivity, and create technology products.
Through his work, Stephen has helped developers, product teams, and entrepreneurs understand practical AI adoption — from using AI tools effectively to designing AI-powered products that deliver measurable impact.

Stephen Ogbaje is a Senior Technical Product Manager and AI product builder with experience designing and scaling AI-powered, SaaS, fintech, healthcare, Web3, and enterprise solutions. He specializes in translating complex user and business problems... Show more

Kedar Mohile

Kedar Mohile

Kedar Mohile is a seasoned cybersecurity executive with over 22 years of experience in AI-driven threat intelligence, zero-trust security, and blockchain security solutions. Currently serving as Senior Data Protection Engineer at Amazon since April 2021, he leads strategic cybersecurity initiatives that protect over 310 million users and secure more than $1.2 billion in financial transactions. His innovative AI-powered threat detection models have reduced cyber breach attempts by 35% while maintaining 99.99% uptime for mission-critical services.
Prior to Amazon, Kedar served as Director and Information Security Officer at Fiserv from 2015 to 2021, where he led cybersecurity strategies for the world's largest fintech company. In this role, he secured over $200 billion in daily transactions for 140+ million users and successfully managed the security integration during the Fiserv-First Data merger, achieving zero security incidents throughout the $30 billion revenue transition. His expertise in Web Application Firewall implementation and Data Loss Prevention solutions protected thousands of financial applications from credential stuffing and API abuse attacks.
Earlier in his career, Kedar held key leadership positions at Genpact (2014-2015) as Head of Data Protection, where he developed comprehensive DLP programs for major financial institutions including Synchrony Financial Bank. At Maersk & Unisys (2012-2014), he served as InfoSec Program Manager, enhancing security programs for European customers including Eramet, Kraft Foods, and ST Micro Electronics, improving their security posture by 15-20%. His foundational experience includes strategic roles at Symantec (2007-2012) and IBM (2005-2007), where he achieved 100% renewal rates for business-critical accounts and maintained exceptional customer satisfaction scores.
Throughout his career, Kedar has provided security consulting to prestigious organizations including Singapore Government, BT Frontline, Huawei, Raytheon, Indian Navy, and IBM. He holds an MBA from Florida State University, a Post Graduate Diploma in Blockchain Innovation from MIT Sloan School of Management, and maintains multiple high-level certifications including CRISC, CISM, CISSP, and ISO-27001. As an award-winning speaker at major security conferences, he continues to drive innovation in cybersecurity while contributing thought leadership to the global security community.

Kedar Mohile is a seasoned cybersecurity executive with over 22 years of experience in AI-driven threat intelligence, zero-trust security, and blockchain security solutions. Currently serving as Senior Data Protection Engineer at Amazon since April 2... Show more

Clas Beese

Clas Beese

I am Clas Beese, an experienced freelance journalist and content creator for fintech with a deep understanding of the financial technology industry. Since the beginning of 2024, I have been self-employed and dedicated to my passion: creating high-quality journalistic content on fintech, digitalisation and innovation in the financial sector.

With almost 15 years of experience in the fintech world, I have extensive knowledge in fintech content creation. My professional background includes producing industry events, management roles and managing a limited company. I also founded a fintech startup. And made a mess of it. Today, I focus entirely on producing informative and engaging content for digital and print media, newsletters, social media and podcasts.

My strengths are strategy, performance-orientation and imagination, which help me to successfully shape my work as a freelance content creator. With a background in business administration and several business start-ups, I have commercial qualifications and entrepreneurial experience.

I am Clas Beese, an experienced freelance journalist and content creator for fintech with a deep understanding of the financial technology industry. Since the beginning of 2024, I have been self-employed and dedicated to my passion: creating high-qua... Show more

Sai Turlapati

Sai Turlapati

Sai Turlapati is the Founder and CEO of DStrategyTech, a technology consulting and AI solutions company focused on helping organizations embrace digital transformation. He leads initiatives across AI, enterprise applications, data, security, and Microsoft technologies while building practical solutions that create measurable business value. Sai is also the author of the weekly *Enterprise AI Digest* and an active researcher in AI, enterprise systems, and financial cybercrime.

Sai Turlapati is the Founder and CEO of DStrategyTech, a technology consulting and AI solutions company focused on helping organizations embrace digital transformation. He leads initiatives across AI, enterprise applications, data, security, and Micr... Show more

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