Santosh Durgam is a data engineering & analytics leader with 20+ years building governed, high-scale data platforms across retirement/401(k), broader financial services, and healthcare. He leads cross-functional teams that deliver production-grade data lakes, lineage-aware pipelines, and ML-enabled analytics on cloud—translating governance into measurable business outcomes.

Recent speaking includes SQL Saturday Minnesota 2025, where he presented “From Ingestion to Insights: Building Robust Data Pipelines in AWS” to an in-person community audience. He has also contributed to international research forums and science conferences, and is invited to speak at ICDPN-2025 (International Conference on Data Processing & Networking), engaging practitioners and scholars on data engineering, governance, and analytics at scale. Santosh actively publishes/curates work via Google Scholar and shares practical playbooks for data quality, metadata/lineage, and operating models that connect data platforms to financial decisioning.

Beyond delivery, Santosh serves the community as a peer reviewer of scholarly work on data/ML methodologies and as a judge/mentor for select industry and academic competitions, reinforcing peer validation and public recognition. He champions modern data culture—mentoring engineers and product leaders, and advocating automation (incl. AI agents) to elevate reliability, speed, and auditability in regulated environments. Santosh recently completed his Executive MBA, sharpening strategy and value-creation at the intersection of data, risk, and growth

Santosh Durgam is a data engineering & analytics leader with 20+ years building governed, high-scale data platforms across retirement/401(k), broader financial services, and healthcare. He leads cross-functional teams that deliver production-grade da... Show more

Sam Dengler is a Sr Principal Engineer at JPMorganChase, focused on AI-assisted developer experience, agentic systems, and high-scale event-driven architectures. He has spoken at AWS re:Invent, GOTO, Airflow Summit, and DevNexus on topics ranging from serverless patterns to distributed systems. Previously at AWS and Capital One, Sam has authored technical content on the AWS Compute, Architecture, and Database blogs, and designed official AWS training courses on event-driven and serverless architectures. When he's not building systems that refuse to die, he's probably debugging one that should have.

Sam Dengler is a Sr Principal Engineer at JPMorganChase, focused on AI-assisted developer experience, agentic systems, and high-scale event-driven architectures. He has spoken at AWS re:Invent, GOTO, Airflow Summit, and DevNexus on topics ranging fro... Show more

As a Digitalisation Expert within the Finance sector, my background spans over 6 years of dedicated experience in data analysis and visualization. Specializing in the development of user-friendly, visually engaging dashboards, my focus lies in enabling businesses to derive data-informed decisions. Proficiency extends to the utilization of essential tools like Microsoft Excel, Microsoft Power BI, and SQL, integral to my role in executing BI projects while adhering to agile and scrum methodologies. Proficiently operating both autonomously and as part of collaborative teams, my aim is to ensure optimal efficiency in project outcomes.

As a Digitalisation Expert within the Finance sector, my background spans over 6 years of dedicated experience in data analysis and visualization. Specializing in the development of user-friendly, visually engaging dashboards, my focus lies in enabli... Show more

I’m an Agent Infrastructure Engineer at LeapXpert, where I work on backend infrastructure for bringing AI agents into enterprise communication workflows. My work spans multi-agent systems, agent and skill orchestration, multi-tenant architectures, and production AI infrastructure across financial services, healthcare, and enterprise environments. I’m particularly interested in the trust, identity, and infrastructure challenges that emerge when AI agents move beyond answering questions and start communicating and taking actions across real enterprise systems.

I’m an Agent Infrastructure Engineer at LeapXpert, where I work on backend infrastructure for bringing AI agents into enterprise communication workflows. My work spans multi-agent systems, agent and skill orchestration, multi-tenant architectures, an... Show more

Artur is the Data & AI Lead at Atlas, where he leads the development of AI-native systems for private markets. His work connects institutional data, financial expertise, persistent agent memory, and evaluation across credit analysis, structuring, investor matching, and monitoring.

His background at Atlas includes structuring credit operations: translating deal economics into financial models and contractual terms designed to hold up through execution and liquidation. Before joining Atlas, he spent ten years in equity research and portfolio management, including model-to-trade decision-making across Latin American equities, and subsequently trained AI models on financial analysis tasks.

He also undertook coursework in the master’s program in Computational Science and Engineering at TU Wien. Today, his focus is turning investment methods and institutional knowledge into scalable products and dependable AI colleagues—systems that retain context, carry work forward, and improve through evaluated feedback.

Artur is the Data & AI Lead at Atlas, where he leads the development of AI-native systems for private markets. His work connects institutional data, financial expertise, persistent agent memory, and evaluation across credit analysis, structuring, inv... Show more

At OneCore, I work with Microsoft and its partner ecosystem to bring industry-specific capabilities to customers across financial services and leasing on Microsoft Dynamics 365 and the Power Platform.

OneCore is a vertical solution designed for the leasing industry, extending Dynamics 365 with specialized functionality that supports the specific processes and requirements of leasing and financial services organizations.

My focus is on developing strong relationships across the Microsoft ecosystem and enabling partners to add proven industry capabilities to their Dynamics 365 offering. By combining partners’ implementation expertise with OneCore’s vertical solution, we help create differentiated customer propositions, accelerate go-to-market, and unlock new opportunities around Dynamics 365.

I work closely with Microsoft and partners on partner enablement, co-sell opportunities, and joint go-to-market activities—helping position OneCore as a natural extension of the Microsoft Business Applications portfolio for leasing and financial services.

At OneCore, I work with Microsoft and its partner ecosystem to bring industry-specific capabilities to customers across financial services and leasing on Microsoft Dynamics 365 and the Power Platform. OneCore is a vertical solution designed for th... Show more

I work at the intersection of large-scale data engineering, cloud platforms, and applied AI. I currently build and lead modern data platforms at a major U.S. bank, where I design Lakehouse and streaming architectures that operate at multi-billion-record scale across cloud environments.
My background spans the full evolution of enterprise data systems, from mainframe and Teradata warehouses to cloud-native lakehouses built on Spark, Iceberg, Kafka, and Kubernetes. Over the past decade, my work has focused on building production-grade data platforms: high-throughput ingestion pipelines, real-time analytics systems, and ML-ready data infrastructure used by data scientists, analysts, and AI teams.
In addition to data engineering, I have deep experience in full-stack platform development using Java, Spring Boot, REST APIs, and modern front-end frameworks. This allows me to design data systems not just as pipelines, but as products — complete with APIs, services, governance layers, and developer tooling.
My current interests include open table formats (Apache Iceberg), lakehouse architecture, metadata-driven governance, and building scalable AI-ready data platforms. I enjoy sharing practical lessons from real production systems — what works, what breaks, and how to design data infrastructure that lasts.

I work at the intersection of large-scale data engineering, cloud platforms, and applied AI. I currently build and lead modern data platforms at a major U.S. bank, where I design Lakehouse and streaming architectures that operate at multi-billion-rec... Show more

Jack has been involved in crypto since back in 2011! A nerdy interest and involvement in internet communities brought him around Blockchain and Crypto very early on, and at a young age.

Since 2017, Jack has been involved in the chain. Primarily advising projects on all roles of Bizdev beside finance. From Communities to Command Line, Jack has been around to see it all happen.

Jack's problem solving traits brought him to Cardano. Where he is helping to design a project bringing Neural Net AI Liquidity Investing to the chain. His project VyFinance, was the first DeFi application on Cardano - with NFT and Token Staking.

Besides helping rebrand VyFinance and bring it to Cardano, Jack works on other projects across chains, helping where he can. Jack made the LOA/BOA (soTOKEN) standard for Base chain. Jack's company Praxis Dynamics has made business strategies (with and without AI) for: Real Estate, Concierge, Lead Gen (end-to-end), and Law - Having made strategies for many Fortune 500 companies. Praxis Dynamics also owns Loquela, a settings-heavy keyboard app aiming to have more features than any other.

Jack has been involved in crypto since back in 2011! A nerdy interest and involvement in internet communities brought him around Blockchain and Crypto very early on, and at a young age. Since 2017, Jack has been involved in the chain. Primarily a... Show more

Viru Raparthi is the Founder and CEO of AndX Global, a next-generation financial technology company building infrastructure across digital assets, real-world asset tokenization, AI-powered finance, and global capital markets.

A Wall Street veteran with approximately 25 years of institutional finance experience, Viru previously held senior roles at Merrill Lynch and Rabobank and has managed approximately $40 billion in institutional assets.

Today, he is focused on connecting the rigor of traditional finance with the possibilities of blockchain, artificial intelligence, and tokenization—creating financial infrastructure designed to bring institutional-grade products and capabilities to a broader global market.

Viru Raparthi is the Founder and CEO of AndX Global, a next-generation financial technology company building infrastructure across digital assets, real-world asset tokenization, AI-powered finance, and global capital markets. A Wall Street veteran... Show more

Neeraj Mathur is the Chief AI Officer at Kognitos, where he spearheads AI strategy for growth, efficiency, and innovation across enterprise customers. In this role, he leads the design and deployment of scalable AI systems across business functions, translates complex business objectives into high-impact AI solutions, and partners with executive leadership to ensure the responsible and secure adoption of AI.

A recognized authority in AI and intelligent automation, Neeraj previously led VMware’s enterprise-wide intelligent automation program as Director of Intelligent Automation, an initiative that earned industry recognition for its scale and impact. At UiPath, he acted as a strategic and technical adviser to CXOs and senior executives at global organizations, enabling and accelerating their AI and automation journeys. Earlier in his career, Neeraj served as Vice President at Goldman Sachs, where he designed and managed mission-critical, revenue-generating equities trading systems.

Neeraj is deeply engaged in the broader AI ecosystem. He served on the advisory boards of IQPC’s Intelligent Automation Network and is a Guest Lecturer at Carnegie Mellon University, where he covers AI and automation. He is the co-author of Intelligent Automation: Bridging the Gap between Business and Academia, a resource designed to develop technology management talent capable of building and running mature, enterprise-wide intelligent automation programs.

A frequent keynote and panel speaker, Neeraj has presented at premier events including NVIDIA GTC, Ai4, CDO Leadership Summit, UiPath Forward, and IQPC’s IA Week. He holds an AI Graduate Certificate from Stanford University, a Master of Science in Information Technology Management from Carnegie Mellon University, executive certifications in Chief Data Officer and Chief Information Officer programs from Carnegie Mellon, and a Bachelor of Engineering in Computer Engineering from the University of Rajasthan.

Neeraj Mathur is the Chief AI Officer at Kognitos, where he spearheads AI strategy for growth, efficiency, and innovation across enterprise customers. In this role, he leads the design and deployment of scalable AI systems across business functions, ... Show more

As a Certified SAP Cloud Technology leader with over 18 years of experience, I lead global SAP delivery at Gen Re, where I oversee high-availability SAP environments on Microsoft Azure Cloud. My role involves managing SAP installations, migrations, disaster recovery, and upgrades, while collaborating with cross-functional technical teams and business CIOs to optimize SAP workloads and support organizational goals.

With expertise in SAP Cloud architecture, digital transformation, and leadership, I am dedicated to creating scalable, innovative solutions that deliver measurable business outcomes. By leveraging platforms like Azure and SAP's AI Core, I aim to empower organizations with cutting-edge enterprise solutions. Through my work, I strive to advance operational excellence and drive meaningful impact.

As a Certified SAP Cloud Technology leader with over 18 years of experience, I lead global SAP delivery at Gen Re, where I oversee high-availability SAP environments on Microsoft Azure Cloud. My role involves managing SAP installations, migrations, d... Show more

I help Financial Services organizations build trusted AI applications and data platforms that people actually use.
IEEE CertifAIEd™ Assessor and Capgemini's The MCP Forge Community Driver.

I help Financial Services organizations build trusted AI applications and data platforms that people actually use. IEEE CertifAIEd™ Assessor and Capgemini's The MCP Forge Community Driver. Show more

Pratik Waghela is a Data Solution Architect with 12+ years of experience building data and technology solutions for the financial world. He started as a full-stack developer at an investment bank, where he built deep functional and technical expertise in settlement systems, the plumbing that makes sure trades actually settle correctly. From there, he moved to a forex product company, working as a solution and backend engineer on cross-currency transfer systems, keeping money moving accurately across borders and currencies.

For the past 8 years, Pratik has led core telemetry insights at his organization, where data is central to how institutional investors, portfolio managers, and investment bankers operate. He specializes in uncovering user behavioral patterns from product usage, and more recently, in evaluating how effectively the AI built into these products actually serves the people using it.

Part data architect, part full-stack engineer, part analyst, Pratik has spent over a decade making sure the financial world's data tells the truth, one settlement, one transfer, and one dashboard at a time.

Pratik Waghela is a Data Solution Architect with 12+ years of experience building data and technology solutions for the financial world. He started as a full-stack developer at an investment bank, where he built deep functional and technical expertis... Show more

I over 25 år har jeg arbeidet med å forstå, håndtere og redusere risiko i møte med stadig mer komplekse trusler. Erfaring fra politi, forsvar, konsulentvirksomhet og finanssektoren har gitt meg et bredt perspektiv på hvordan etterretning kan omsettes til bedre beslutninger og reelle strategiske fortrinn.

Min styrke ligger i skjæringspunktet mellom etterretning, sikkerhet og forretningsforståelse. Jeg bistår beslutningstakere og ledere med å forstå hva som faktisk kan påvirke virksomheten, skille vesentlig informasjon fra støy og ta beslutninger på et bedre grunnlag. Det siste 15 årene har jeg særlig arbeidet med etterretning, risikostyring og bekjempelse av finansiell kriminalitet og sanksjonsomgåelser.

I over 25 år har jeg arbeidet med å forstå, håndtere og redusere risiko i møte med stadig mer komplekse trusler. Erfaring fra politi, forsvar, konsulentvirksomhet og finanssektoren har gitt meg et bredt perspektiv på hvordan etterretning kan omsettes... Show more

Lars Reichert ist Leiter des Bereichs Vertriebsmanagement-Lösungen bei der Finanz Informatik, dem zentralen IT-Dienstleister der Sparkassen-Finanzgruppe. Er und sein Team verantworten Anwendungen zur Unterstützung der Vertriebsplanung, Kostenrechnung sowie Vor- und Nachkalkulation im Kundengeschäft der Sparkassen. Darüber hinaus betreut sein Bereich das zentrale Data Warehouse für alle vertriebsrelevanten Daten. Seit der Übernahme dieser Rolle Ende 2023 treibt er die Modernisierung der Anwendungsarchitektur voran – mit dem Ziel, zentrale Mainframe-Systeme in skalierbare, dezentrale Komponenten zu überführen.

Lars Reichert ist Leiter des Bereichs Vertriebsmanagement-Lösungen bei der Finanz Informatik, dem zentralen IT-Dienstleister der Sparkassen-Finanzgruppe. Er und sein Team verantworten Anwendungen zur Unterstützung der Vertriebsplanung, Kostenrechnung... Show more

Thuy is an entrepreneur and business executive with international experience across Vietnam, India, Cambodia, Ghana, Nigeria, and the United States. Her work spans fintech, blockchain, banking, digital transformation and innovation that connect technology with real-work impacts. Throughout her career, she worked with startups, financial institutions and government agencies to develop innovation ecosystems, and support inclusive economic growth. She co-founded FADO Go, a blockchain ecommerce company that provides loyalty solutions to businesses. Currently, she leads the development of a large-scale cultural infrastructure project that combines culture, education, technology and community engagement through collaboration between government and private-sector partners in Vietnam. The initative explores how emerging technologies can strengthen public trust, cultural participation, and long-term sustainability.
As a speaker, Thuy has spoken at blockchain and innovation conferences in Vietnam and internationally, advocating for decentralization and real-world applications that improve everyday life.

Thuy is an entrepreneur and business executive with international experience across Vietnam, India, Cambodia, Ghana, Nigeria, and the United States. Her work spans fintech, blockchain, banking, digital transformation and innovation that connect techn... Show more

Debasis Panda is a FinTech and enterprise AI leader with more than 21 years of experience delivering large-scale finance and technology transformations for global organizations. As a Finance Transformation Solution Architect, he works across enterprise finance, treasury modernization, cloud data platforms, SAP Enterprise Application, and AI-enabled automation.

A published researcher, co-author of two technology books, senior member of a global engineering association, professional-computing association member, and technology-journal editorial-board contributor, Debasis has also judged international AI, technology, business-excellence, and STEM programs. He speaks about intelligent finance, responsible and agentic AI, enterprise transformation, and the behavioral economics of technology adoption.

Debasis Panda is a FinTech and enterprise AI leader with more than 21 years of experience delivering large-scale finance and technology transformations for global organizations. As a Finance Transformation Solution Architect, he works across enterpri... Show more

Information Security and Technology Risk Leader with 18+ years of success conducting System Testing & IT General Controls (ITGCs), leading Post-Implementation Reviews (PIRs), and planning and performing audits as an ISO 27001:2022 Lead Auditor across ERP (SAP, Oracle, Microsoft Dynamics), core-banking and large ICS/OT environments. Adept at evaluating the design and effectiveness of IT controls, orchestrating security initiatives, and independently managing GRC assignments aligned to COBIT, ISO 27001, ISO 22301, ISO 27701 and NIST frameworks. Proven record closing non-conformities within KPI timelines.

Part-Time Lecturer in Cyber Security at Universitas Multimedia Nusantara (UMN), where I update the Cyber Security Curriculum and deliver GRC and best practice implementation.

RESEARCH FOCUS: My recent research, "Fraud Detection for Financing Disbursement in The Islamic Bank using Machine Learning Techniques," focuses on anomaly detection for continuous auditing in Islamic Banking. Using primary, de-identified financing disbursement data, I compared K-Nearest Neighbor, One-Class Support Vector Machine (OCSVM), and Isolation Forest. Isolation Forest achieved the best performance for fraud anomaly detection. This work demonstrates how unsupervised ML can generate high-risk audit samples for continuous auditing.

Research Interests: IT GRC & AI Governance (ISO 42001), AI for Fraud Detection & Continuous Auditing, Cyber Security in Islamic Finance & FinTech, ICS/OT Security Analytics.

Information Security and Technology Risk Leader with 18+ years of success conducting System Testing & IT General Controls (ITGCs), leading Post-Implementation Reviews (PIRs), and planning and performing audits as an ISO 27001:2022 Lead Auditor across... Show more

Senior BI Analyst with 6.5+ years of experience spanning enterprise data analytics in India and financial crimes / AML analytics in U.S. banking. Currently at TD Bank as a Senior Business Intelligence Analyst supporting Financial Intelligence Unit (FIU) investigators and BSA officers with SQL-driven investigative reporting, compliance dashboards, and data pipeline engineering across Oracle and Databricks. Comfortable across the full AML data landscape — transaction monitoring, SAR and CTR workflows, wire and monetary instrument data, high-risk customer profiling, risk ratings, alert disposition analysis, and typology review. Prior experience at Infosys covering foundational data analytics, BI dashboarding, and process optimization across financial and logistics operations. M.S. in Business Analytics & Project Management from the University of Connecticut.

Senior BI Analyst with 6.5+ years of experience spanning enterprise data analytics in India and financial crimes / AML analytics in U.S. banking. Currently at TD Bank as a Senior Business Intelligence Analyst supporting Financial Intelligence Unit (F... Show more

James Mumo Wambua is a financial educator and the founder of Auctoritas Agency, which positions financial-sector leaders across East Africa.

He trained in actuarial science and spent his early career at KCB Bank Group, East Africa's largest bank by assets, working across microfinance and Sharia-compliant retail banking. He now publishes as @mumo_mumo_ to roughly 145,000 African professionals on YouTube and TikTok, covering crypto regulation, stablecoin adoption, and capital formation for African markets. He is a content partner with Binance.

Most of his work involves translating live regulatory change into practical guidance for the people it hits first: cross-border traders settling import invoices, small businesses holding savings in dollars, and retail investors navigating markets with no consumer protection layer. He covered Kenya's Virtual Asset Service Providers Act as it moved through Parliament and tracked how licensing changed user behavior on the ground.

Born in Kenya, based in Atlanta. He works across both markets.

James Mumo Wambua is a financial educator and the founder of Auctoritas Agency, which positions financial-sector leaders across East Africa. He trained in actuarial science and spent his early career at KCB Bank Group, East Africa's largest bank b... Show more

I am Clas Beese, an experienced freelance journalist and content creator for fintech with a deep understanding of the financial technology industry. Since the beginning of 2024, I have been self-employed and dedicated to my passion: creating high-quality journalistic content on fintech, digitalisation and innovation in the financial sector.

With almost 15 years of experience in the fintech world, I have extensive knowledge in fintech content creation. My professional background includes producing industry events, management roles and managing a limited company. I also founded a fintech startup. And made a mess of it. Today, I focus entirely on producing informative and engaging content for digital and print media, newsletters, social media and podcasts.

My strengths are strategy, performance-orientation and imagination, which help me to successfully shape my work as a freelance content creator. With a background in business administration and several business start-ups, I have commercial qualifications and entrepreneurial experience.

I am Clas Beese, an experienced freelance journalist and content creator for fintech with a deep understanding of the financial technology industry. Since the beginning of 2024, I have been self-employed and dedicated to my passion: creating high-qua... Show more

Riddhi Bhure is a Cloud Administrator at Trust Fintech Ltd, specializing in cloud infrastructure and AWS technologies. She works on managing and optimizing cloud environments, ensuring reliable, secure, and scalable systems that support modern financial technology operations.
With growing expertise in Amazon Web Services (AWS), Riddhi is passionate about cloud computing, infrastructure management, and exploring innovative solutions that improve system performance and efficiency. She actively engages in learning and discussions around AWS and cloud technologies while contributing to the evolving landscape of fintech and cloud-based solutions.

Riddhi Bhure is a Cloud Administrator at Trust Fintech Ltd, specializing in cloud infrastructure and AWS technologies. She works on managing and optimizing cloud environments, ensuring reliable, secure, and scalable systems that support modern financ... Show more

Adriana Kugler is an American economist and a Full Professor at the McCourt School of Public Policy and Economics at Georgetown University. During her more than 15 years at the university, she has served in several leadership roles, including Vice Provost for Faculty from 2013 to 2016. In that position, she worked to improve the Promotion and Tenure process, expanded faculty development through an NSF grant supporting women in STEM, redesigned new faculty orientation, and helped establish a new framework for non-tenure-track faculty.

Dr. Kugler served as Governor of the Federal Reserve Board from September 2023 to August 2025 after being nominated by President Biden and confirmed by the Senate. During that time, she participated in several Board committees, served as a voting member of the Federal Open Market Committee, and represented the Board at the Center for Latin American Monetary Studies. She also delivered speeches on inflation, monetary policy, employment, expectations, and housing while visiting 10 of the 12 Federal Reserve districts and meeting with communities across the country.

From 2022 to 2023, Dr. Kugler served as the U.S. Executive Director of the World Bank. In that role, she supported efforts to strengthen multilateral development institutions with a focus on climate change, pandemics, conflict, food security, education recovery, and opportunities for women and underrepresented groups. Her contributions were recognized with the Chase Award from the U.S. Department of the Treasury.

Earlier in her career, Dr. Kugler co-founded and served as Co-Director of the International Summer Institute on Policy Evaluation from 2010 to 2013. She also served as Chief Economist at the U.S. Department of Labor from 2011 to 2013. Before joining Georgetown University, she held faculty positions at the University of Houston and the University of Pompeu Fabra in Barcelona, where her research focused on labor markets, policy evaluation, payroll taxes, employment protections, occupational licensing, unemployment, and immigration.

Adriana Kugler has been recognized by Barron's as one of the 100 Most Influential Women in U.S. Finance in 2024 and 2025 and was named among Bloomberg Linea's top 500 most influential people in Latin America in 2023. She has remained committed to mentoring students, graduate researchers, and junior faculty while publishing research in leading journals, contributing to major policy discussions, testifying before Congress, and speaking at academic and policy events worldwide. She earned her Ph.D. in Economics from the University of California at Berkeley in 1997 after completing a Joint BA in Economics and Political Science with First Class Honors from McGill University in Canada in 1991. She continues to contribute to research, education, public policy, and mentorship through her academic and professional work.

Adriana Kugler is an American economist and a Full Professor at the McCourt School of Public Policy and Economics at Georgetown University. During her more than 15 years at the university, she has served in several leadership roles, including Vice Pr... Show more

Ralph V. Estep Jr. is an LPA, MBA, and the founder of Saggio Management Group in Middletown, Delaware, a cloud-based accounting firm serving hundreds of business and individual clients since 2005. He holds additional designations in tax and accounting (ABA, ATA, ATP) and spent years as CFO at Westminster Presbyterian Church, EVP at American Spirit Federal Credit Union, and controller at Morris, James, Hitchens, and Williams law firm.

What sets Ralph apart: he's built his entire career at the intersection of faith, money, and entrepreneurship. He's the creator and host of The Content Creator's Accountant and co-executive producer of The Podcasting Morning Show, where he helps creators and business owners move from financial anxiety to actual confidence. He's also a Junior Achievement mentor and invests in leadership development through Dale Carnegie training.

Ralph and his wife, Jennifer, have two sons and co-founded Estep Farm LLC, raising black Angus cattle in Delaware.

Ralph V. Estep Jr. is an LPA, MBA, and the founder of Saggio Management Group in Middletown, Delaware, a cloud-based accounting firm serving hundreds of business and individual clients since 2005. He holds additional designations in tax and accountin... Show more

Enyo Sam is the Founder and CTO of Easner, a stablecoin-powered banking and payments platform designed to expand access to global financial services, particularly across emerging and underserved markets. Since founding Easner in 2025, Enyo has led the development of its technical architecture, stablecoin payment infrastructure and partner integrations while helping validate market demand through early real-world payment flows. He currently focuses on product and technical vision, engineering leadership, security and building infrastructure capable of supporting compliant, scalable cross-border payments. His multidisciplinary background spans International Management, Mathematics, Artificial Intelligence and Computer Science. Enyo is committed to solving complex challenges in global payments and designing secure financial infrastructure that makes stablecoins practical and accessible for individuals and businesses worldwide.

Enyo Sam is the Founder and CTO of Easner, a stablecoin-powered banking and payments platform designed to expand access to global financial services, particularly across emerging and underserved markets. Since founding Easner in 2025, Enyo has led th... Show more

Teresa is a public speaker, Google Developer Expert (GDE), mentor, and software engineer who is passionate about front-end development and Cloud technology. She has been working with many talented developers to craft various apps and projects throughout the years, and she likes to explore the world of multi-platform, the fun of continuous delivery, and seeing through the product from development to release. 

Teresa is a public speaker, Google Developer Expert (GDE), mentor, and software engineer who is passionate about front-end development and Cloud technology. She has been working with many talented developers to craft various apps and projects through... Show more

Itunuoluwa builds data, ML and AI-powered solutions that drive business value. She trained first as a geologist, then pivoted to data science at Deloitte, completed an M.Sc. in Data Science at the University of Calgary, and is now working as a technology consultant at BDO Canada. Her work includes applied ML, data engineering, and LLM deployment with hands-on experience for clients across energy, telecoms, finance, and manufacturing industries.

Itunuoluwa builds data, ML and AI-powered solutions that drive business value. She trained first as a geologist, then pivoted to data science at Deloitte, completed an M.Sc. in Data Science at the University of Calgary, and is now working as a techno... Show more

Yasir Naveed Riaz is a Digital Transformation and Cybersecurity specialist with 20+ years of experience leading high-impact technology programs across fintech, digital payments, public services, and enterprise modernization in the GCC.

He has delivered mission-critical initiatives in Zero Trust architecture, cloud security, AI-driven automation, citizen experience platforms, document modernization, and secure digital payment infrastructures for major banks, government entities, and large enterprises.

Yasir is also deeply focused on AI enablement for diverse audiences — including students, parents, teachers, healthcare professionals, SMEs, and organizational leaders — helping them understand, adopt, and responsibly leverage AI in their personal and professional lives.

His expertise spans: AI readiness, cybersecurity governance, digital safety, fintech protection, public-sector modernization, enterprise architecture, and next-gen workforce skills development.

Yasir speaks passionately about bridging the gap between technology and people, empowering communities to thrive in a secure and AI-enabled digital era.

Yasir Naveed Riaz is a Digital Transformation and Cybersecurity specialist with 20+ years of experience leading high-impact technology programs across fintech, digital payments, public services, and enterprise modernization in the GCC. He has deli... Show more

Linda Grizely is a financial wellness speaker who partners with organizations to reduce the hidden cost of employees' personal financial stress — the cost that quietly shows up as lost focus, lower performance, and retention challenges.

Linda speaks to employees, ERGs, associations, HR leaders, and leadership teams across the country, in person and virtually.

Through her human-centered approach to money, Linda helps audiences bridge the gap between financial knowledge and real-life decision-making. Her programs go beyond traditional financial literacy to explore the behavioral, emotional, and practical realities that shape how people earn, spend, save, invest, and plan for the future.

Linda is a CERTIFIED FINANCIAL PLANNER® professional with a master's degree in Financial Services and a dual-major bachelor's degree in Human Resources Management and Marketing. Her background spans holistic financial planning, leadership, business strategy, marketing, human resources, nonprofit consulting, association leadership, and sales.

Her signature keynote, The Human Variable™, explores the identity, money history, and emotional conditioning behind financial decisions. She is the creator of the MeMoney® Method, a framework that replaces guilt-based budgeting with clarity, confidence, and intentional action, and host of the Real Money, Real Life® podcast. In 2026, MeMoney® was named a finalist for a Money Awareness and Inclusion Award.

Her perspective is shaped by what she calls her "many financial lives" — including becoming a single teen mother, being a suburban married mother of three with financial abundance, rebuilding after divorce, and returning to school as an adult before building her career in financial services.

As seen in the Chicago Tribune, Yahoo Finance, MSN Money, WSJ Buy Side, and MarketWatch Picks.

Linda Grizely is a financial wellness speaker who partners with organizations to reduce the hidden cost of employees' personal financial stress — the cost that quietly shows up as lost focus, lower performance, and retention challenges. Linda spea... Show more

Majd Aldeen Masriah is a Senior Director of Engineering at Geidea with over 15 years of experience in Software Engineering, Enterprise Architecture, Cloud Computing, Artificial Intelligence, and Digital Transformation.

He has led large-scale technology initiatives across FinTech, PropTech, and government sectors, contributing to platforms and services such as Geidea Payments, Tawakkalna, Saudi Business Center, Sanadak, and Saber.

In addition, throughout the last few years, he has helped organizations build strategies to move from AI-obsessed to AI-driven.

Majd Aldeen Masriah is a Senior Director of Engineering at Geidea with over 15 years of experience in Software Engineering, Enterprise Architecture, Cloud Computing, Artificial Intelligence, and Digital Transformation. He has led large-scale techn... Show more