Ratnadeep Simhadri is a Staff Software Engineer with 12+ years building payment and fintech systems that process over $1.68 trillion in annual transaction volume across 200+ markets. At PayPal, he architects and develops the Open Banking platform — the aggregation layer connecting thousands of global financial institutions — and builds the data insights products layered on top of it, including agentic applications that turn open banking data into actionable intelligence for merchants.

His background spans payments orchestration, open banking, checkout platforms, and large-scale distributed systems. He has designed real-time payment infrastructure serving hundreds of millions of users and extensible checkout systems supporting diverse payment methods across regions, all built for high availability and sub-second latency.

He leads cross-functional work across engineering, data science, product, and compliance, translating regulatory and business requirements into technical architecture. He mentors engineers at every level and has been recognized with enterprise-wide innovation awards. His current focus is the intersection of open banking infrastructure and AI-driven financial intelligence.

Ratnadeep Simhadri is a Staff Software Engineer with 12+ years building payment and fintech systems that process over $1.68 trillion in annual transaction volume across 200+ markets. At PayPal, he architects and develops the Open Banking platform — t... Show more

Anastasia Krivenkovskaya is CTO of AKVANT Technologies, an independent applied-AI practice based in Prague. Since 2019 she has designed and delivered data and AI systems end to end for companies across the EU, from the data model and backend to the AI layer and the screens people work in, in industries from private capital to construction and manufacturing.

Her current work is AI agents for finance and operations: systems that read documents, propose accounting entries and check the books against the bank, with a person confirming every step, and control panels that give owners of mid-sized companies one honest view of their business. She is particularly interested in what it takes to move an AI system from an impressive demo to something a finance team is willing to rely on every day.

She speaks English, Czech, French, Spanish and Russian.

Anastasia Krivenkovskaya is CTO of AKVANT Technologies, an independent applied-AI practice based in Prague. Since 2019 she has designed and delivered data and AI systems end to end for companies across the EU, from the data model and backend to the A... Show more

Oliver Voss führt Organisationen durch Veränderung – als Geschäftsführer, COO und Interim Manager in Banken, Versicherungen und regulierten Finanzdienstleistern.

Seine Stationen reichen von der Capgemini Managementberatung, Atradius Kreditversicherung über Strategie- und Transformationsverantwortung bei Barclays bis zur Rolle als Executive Director Data & Insights bei CRIF Bürgel, wo er parallel als Geschäftsführer die Tochtergesellschaft EURO-PRO führte.

Als Director Operations und Mitglied der Geschäftsleitung von Auto Fleet Control verantwortete er das operative Tagegeschäft des Unternehmens.

Zuletzt leitete er interimistisch 1,5 Jahre die IT eines Instituts der Sparkassen-Finanzgruppe, einschließlich DORA-Umsetzung und IT-Outsourcing.

Seine Erfahrung: Transformation scheitert selten an Technologie oder Methode, sondern an Führung. In seinen Vorträgen teilt er, was er über Klarheit, Verantwortung und Umsetzungsstärke gelernt hat – aus Erfolgen ebenso wie aus Rückschlägen.

Oliver Voss führt Organisationen durch Veränderung – als Geschäftsführer, COO und Interim Manager in Banken, Versicherungen und regulierten Finanzdienstleistern. Seine Stationen reichen von der Capgemini Managementberatung, Atradius Kreditversiche... Show more

I am a Flutter Mobile Engineer with over five years of professional experience building production-ready mobile applications. At Payecards, a fintech company offering digital banking and cryptocurrency services, I work on developing secure, scalable, and user-focused mobile solutions used in real-world financial environments.

Over the years, I have built and shipped several applications to both the Google Play Store and Apple App Store, gaining hands-on experience in application architecture, state management, performance optimization, API integrations, and delivering polished user experiences. Beyond writing code, I enjoy sharing knowledge with fellow developers and helping others build confidence in creating high-quality Flutter applications.

I am a Flutter Mobile Engineer with over five years of professional experience building production-ready mobile applications. At Payecards, a fintech company offering digital banking and cryptocurrency services, I work on developing secure, scalable,... Show more

David Handlos is a software engineer, technologist, educator, and conference speaker with over two decades of experience building enterprise software, automation frameworks, and integration solutions within the financial services industry. He specializes in applying AI, software engineering, and automation to solve complex business and technical challenges.

In addition to his industry work, David serves as an adjunct instructor at Southern New Hampshire University, where he teaches software engineering, software testing, and automation. He also works as an independent genealogist, using technology, historical records, and AI-assisted research to solve complex family history problems, locate ancestral records, and document lineage for citizenship-by-descent and other genealogy projects.

David enjoys speaking about AI, automation, software engineering, and the creative ways technology can be applied to solve problems beyond traditional software development.

David Handlos is a software engineer, technologist, educator, and conference speaker with over two decades of experience building enterprise software, automation frameworks, and integration solutions within the financial services industry. He special... Show more

Marco Kelderman is een ervaren Enterprise Architect bij AZL, met meer dan 25 jaar ervaring in de financiële sector. Hij behaalde een Master Degree in Enterprise IT Architecture aan de Antwerp Management School. Gedurende zijn carrière heeft Marco verschillende grote bedrijfstransformaties ontworpen

Marco Kelderman is een ervaren Enterprise Architect bij AZL, met meer dan 25 jaar ervaring in de financiële sector. Hij behaalde een Master Degree in Enterprise IT Architecture aan de Antwerp Management School. Gedurende zijn carrière heeft Marco ve... Show more

Anita Chinwendu Opara is a Treasury Sales Trader with experience in foreign exchange trading, liquidity management, client relationship management and cross-border payments. Her work sits at the intersection of financial markets, treasury operations and commercial growth, with a focus on helping businesses navigate FX needs and move money across markets.

Beyond executing trades, Anita is involved in deal origination, client acquisition, market intelligence and growing merchant portfolios. Her experience includes working with African currency markets, developing client relationships and identifying opportunities to expand trading activity across payment corridors.

She is also the host of The Treasury Professionals Podcast, a platform created to spotlight treasury professionals, share practical industry knowledge and make the stories behind cross-border money movement more accessible.

Anita speaks on FX trading, treasury management, liquidity, African currency markets, cross-border payments, treasury sales and the evolving role of technology in financial services. Through her work, she is passionate about making treasury more visible, sharing practical industry insights and contributing to the development of the next generation of treasury professionals.

Anita Chinwendu Opara is a Treasury Sales Trader with experience in foreign exchange trading, liquidity management, client relationship management and cross-border payments. Her work sits at the intersection of financial markets, treasury operations ... Show more

Phil leads Business Transformation and guides teams through delivery excellence for Logisolve (a V-Soft Consulting Company), a national consulting firm with a wide variety of practice areas, including Public Sector. He has broad and deep experience in Product, Program, Project, and IT Management and Delivery across Financial Services, Banking, Manufacturing, Public Sector, Agriculture, Retail, and Media for 40+ years. He also mentors business leaders and MBA and undergraduate students in their personal and professional growth.

Phil leads Business Transformation and guides teams through delivery excellence for Logisolve (a V-Soft Consulting Company), a national consulting firm with a wide variety of practice areas, including Public Sector. He has broad and deep experience i... Show more

Kristy Monahan is the Financial and Accounting AI Transformation Advisor at Echo Park Consulting, bringing more than 20 years of experience across accounting, fractional controllership and CFO work, cloud technology, and operations. She has founded two cloud-based accounting and consulting businesses, served on the Xero Partner Advisory Council from 2021–2023, belongs to Woodard's Instructor Writer Coalition, and is an alumna of Intuit’s Trainer Writer Network.

Part Sherlock Holmes, part MacGyver, Kristy excels in helping accounting, finance, and small business leaders find where their financial systems and processes break. From there, she builds practical, innovative fixes that reduce manual work and create much needed relief.

Kristy Monahan is the Financial and Accounting AI Transformation Advisor at Echo Park Consulting, bringing more than 20 years of experience across accounting, fractional controllership and CFO work, cloud technology, and operations. She has founded t... Show more

Mauro holds a multidisciplinary academic background, having pursued studies in both Computer Sciences and Law. With a profound expertise in encryption and cybersecurity, Mauro has applied this technical knowledge to the legaltech field, obtaining a Master's degree in Law with a focus on fiscal optimizations. Leveraging this unique blend of skills, Mauro has amassed extensive experience in compliance work, particularly within the health and fintech sectors. This diverse expertise allows Mauro to navigate complex regulatory environments and develop robust compliance strategies that align with industry standards and legal requirements.

Mauro holds a multidisciplinary academic background, having pursued studies in both Computer Sciences and Law. With a profound expertise in encryption and cybersecurity, Mauro has applied this technical knowledge to the legaltech field, obtaining a M... Show more

Saurabh Yergattikar is a software architect and engineering leader with 15 years building mission-critical systems at global scale, working at the intersection of financial services, platform engineering, and agentic AI infrastructure.
He currently leads seller financing platform engineering at eBay across the US, UK, and Germany, and previously served as technical owner of core billing and real-time fee-netting systems, building distributed financial infrastructure that handles money movement at marketplace scale.
Much of his work also centers on making AI agents safe, reliable, and production-ready.
He contributed to SAFE-MCP, a Linux Foundation and OpenSSF security project cataloguing 80+ attack vectors against the Model Context Protocol, and architects ShieldMCP, an open source runtime defense proxy for agent stacks.
He also builds GyroCompass-io, an architecture governance framework that keeps AI coding agents aligned with a system's intended design.
His research on AI agent security and infrastructure has been accepted at the ACL 2026 Industry Track and IEEE conferences.
Saurabh is a Senior Member of the IEEE and serves as a program committee member, reviewer, and judge across IEEE, ACM, and ICML venues.
He has spoken at SXSW, the MCP Conference, NEARCON, the Linux Foundation Member Summit, and Workato Summit,
with work featured in Inverse and The San Francisco Standard.
He speaks on agentic infrastructure, secure AI systems, distributed systems and platform engineering at scale, developer productivity, and the realities of running autonomous agents in regulated, high-stakes environments.

Saurabh Yergattikar is a software architect and engineering leader with 15 years building mission-critical systems at global scale, working at the intersection of financial services, platform engineering, and agentic AI infrastructure. He currently... Show more

Francesco Galletta leads Analytics Engineering for Financial Crime at Monzo Bank in the UK and Europe. He co-leads the AI strategy for Monzo's Data discipline. He has built multiple data teams, and currently works across functions to define the next step in data for ML. 

Outside of work, does coaching for other leaders, and juggles his time between building tools to test what's possible with AI and to make life easier, and finding the best food spots in Madrid.

Francesco Galletta leads Analytics Engineering for Financial Crime at Monzo Bank in the UK and Europe. He co-leads the AI strategy for Monzo's Data discipline. He has built multiple data teams, and currently works across functions to define the next ... Show more

Frédéric Valentin is a wealth-planning practitioner in SGPB. A member of the Cercle des Fiscalistes, he chairs its AI committee and built the Neo4j knowledge graph and MCP server that let its members' assistants cite tax law instead of guessing it — nearly twenty jurisdictions, in production since July 2026. He teaches international tax law at HEC Paris and Sciences Po, and is a member of the IACF (Institut des Avocats Conseils Fiscaux) and of the Estate Planning Skill Group. Le Revenu named him one of France's 12 leading tax lawyers (Prix du Revenu 2026), and Neo4j a Featured Community Member in July 2026. He builds his own tools, in Python and Swift.

Frédéric Valentin is a wealth-planning practitioner in SGPB. A member of the Cercle des Fiscalistes, he chairs its AI committee and built the Neo4j knowledge graph and MCP server that let its members' assistants cite tax law instead of guessing it — ... Show more

I love technology. I have seen firsthand how access to technology/digital services has transformed a community. My mission is to harness and leverage community social capital to promote financial inclusion.

I am committed to driving the successful adoption and integration of technological solutions that empower traditionally underserved communities. With a solid foundation in Telecommunications Engineering, I bring a unique blend of technical expertise, leadership, and a customer-centric approach to my role.

Currently, I lead the implementation of Kanzu Banking, a core banking platform designed to streamline and enhance the operations of VSLAs, MFIs, and SACCOs. I ensure seamless onboarding, efficient data migration, and exceptional customer service.

Honoured by HiPipo as one of the 2024 “40 Women Under 40” pioneering change in the fintech space in Africa and beyond, my innovative strategies have significantly improved the customer experience and driven a product-led approach within our team.

I love technology. I have seen firsthand how access to technology/digital services has transformed a community. My mission is to harness and leverage community social capital to promote financial inclusion. I am committed to driving the successfu... Show more

Abhishek Kakkar is a director-level Senior Technical Program Manager with over 2 decades of experience leading enterprise technology, data modernization, analytical transformation, and governance initiatives across financial services, healthcare, retail, and pharma. He has spent much of his career leading global GRC SaaS platform (MetricStream GRC) implementations, large-scale data modernization (to Snowflake) & analytics enablement, data modelling, and AI governance frameworks for regulated industries. He spent nearly a decade at MetricStream, leading global GRC implementations for Fortune 500 clients in a highly regulated environment. Abhishek is a Certified Scrum Master (CSM), passionate about harnessing AI to make GRC proactive rather than reactive. Abhishek writes about the intersection of AI, data governance, and financial services risk management, drawing on his experience helping organizations improve operational resilience and decision-making, and build the governance foundations AI needs to be trusted at scale.

Abhishek Kakkar is a director-level Senior Technical Program Manager with over 2 decades of experience leading enterprise technology, data modernization, analytical transformation, and governance initiatives across financial services, healthcare, ret... Show more

Surya Rao Rayarao is a Lead Software Engineer at SS&C Technologies, where he leads engineering for the RICC/TRAC retirement-plan platform, a system managing over $1B in assets under management across 4,000+ retirement plans. He holds Senior Member grade in IEEE and has served as a judge or peer reviewer at 15+ technical venues, including an ACM SIGKDD-affiliated review and formally-refereed academic peer review (ICCASEET2025, with signed conflict-of-interest and ethics attestations). His talks draw on hands-on experience building and operating fintech infrastructure at scale, leading engineering teams, and evaluating technical work as a competition judge and peer reviewer.

Surya Rao Rayarao is a Lead Software Engineer at SS&C Technologies, where he leads engineering for the RICC/TRAC retirement-plan platform, a system managing over $1B in assets under management across 4,000+ retirement plans. He holds Senior Member gr... Show more

With nearly a decade of experience across sectors such as e-commerce, healthcare, gaming, open-source, and cybersecurity, within both large enterprises and agile startups, Shivam brings a creative, solutions-driven approach to complex challenges. Committed to community engagement, he actively mentors early-career cybersecurity professionals, judges prestigious tech awards, peer-reviews academic research, and contributes to tech-for-good initiatives with nonprofit organizations. He currently leads cloud security efforts at JPMorganChase, driving robust solutions to support the firm’s ongoing growth.

With nearly a decade of experience across sectors such as e-commerce, healthcare, gaming, open-source, and cybersecurity, within both large enterprises and agile startups, Shivam brings a creative, solutions-driven approach to complex challenges. Com... Show more

I design and scale high-throughput, low-latency fintech platforms in highly regulated environments. With 21+ years, I've built cloud-native systems on Azure and Kubernetes using Java 21, Spring Boot, Reactive Programming, Kafka, and Redis - with a strong focus on event-driven architecture. I combine deep hands-on engineering with technical leadership to help teams build platforms that are fast, resilient, and compliant.

I design and scale high-throughput, low-latency fintech platforms in highly regulated environments. With 21+ years, I've built cloud-native systems on Azure and Kubernetes using Java 21, Spring Boot, Reactive Programming, Kafka, and Redis - with a st... Show more

Staff Security Engineer at neon Switzerland AG, a Swiss mobile-first fintech providing everyday banking, investing, and integrated pension services, serving 250k+ customers on a cloud-native platform. As a director-level IC, he defines security architecture and governance across cloud, IAM, DevSecOps, and AI infrastructure. Eight years at neon, starting as a freelancer. Previously active in ICS, IoT, red teaming, and incident response in energy, government, and finance.

Staff Security Engineer at neon Switzerland AG, a Swiss mobile-first fintech providing everyday banking, investing, and integrated pension services, serving 250k+ customers on a cloud-native platform. As a director-level IC, he defines security archi... Show more

With her CPA firm The Dancing Accountant, Nancy has been on a lifelong mission to support small businesses and their communities – as well as educate the professionals who serve them. Known for her fun, personal and direct style, it’s no surprise she insists that the future of accounting is built on relationships.

She also runs the 'Ask a CPA' community: a non-judgmental, safe space for bookkeepers who want to learn more about preparing tax-ready books, collaborating with CPAs, booking complex accounting transactions, and breaking into advisory services.

Named one of the Top 10 ProAdvisors by Insightful Accountant, as well as one of Ignition’s Top 50 Women in Accounting, she writes an award-winning blog with insights and resources for business-owners and accounting professionals, and is an engaging speaker… and 60’s go-go dancer!

With her CPA firm The Dancing Accountant, Nancy has been on a lifelong mission to support small businesses and their communities – as well as educate the professionals who serve them. Known for her fun, personal and direct style, it’s no surprise she... Show more

Samuel Owolabi is a Senior Software Engineer with over 8 years of experience building software across fintech, Web3, and SaaS, from backend systems and cloud infrastructure to AI-powered products.

He is a Senior Software Engineer and Founding Engineer at BudPay, a top fintech company in Africa, where he helped build the payment infrastructure businesses use to move money across the continent. Previously, he worked on Inscribable, a Bitcoin and Ordinals Web3 platform.
He holds AWS Solutions Architect Associate and AWS Certified Developer certifications.

Samuel gives back to the industry through open source, writing, and mentoring. He created RagRails, an open source memory layer and infrastructure for AI agents. His articles appear in top publications like In Plain English, and he runs a Substack on AI engineering, system design, and cloud architecture.
On ADPList, he was named a Top 10 Systems Design Mentor for April to June 2026, helping engineers grow their system design skills and careers.

Samuel Owolabi is a Senior Software Engineer with over 8 years of experience building software across fintech, Web3, and SaaS, from backend systems and cloud infrastructure to AI-powered products. He is a Senior Software Engineer and Founding Engi... Show more

Michael Benezra is Partner, North America at Crewstone International, where he has led $280M+ in private equity transactions across consumer, financial services, life sciences and commercial real estate. He is also CEO of Signal87 AI, which builds AI tools for government service contractors. Previously he served as Consul for Innovation & Economic Affairs at the Consulate General of Israel to New England, working with governors, state economic development teams and federal officials on trade and investment. He holds an M.A. in Government from Harvard.

Michael Benezra is Partner, North America at Crewstone International, where he has led $280M+ in private equity transactions across consumer, financial services, life sciences and commercial real estate. He is also CEO of Signal87 AI, which builds AI... Show more

Rakesh Jha is an accomplished IT leader and enterprise architect with over 21 years of experience delivering mission-critical solutions to Fortune 500 insurance clients. Based in Longmeadow, Massachusetts, Rakesh currently serves as Manager of Application Delivery at DXC Technology, where he leads large-scale enterprise transformation initiatives and modernization projects.
Specializing in life and annuity administration systems, Rakesh has built a reputation for automating manual processes, optimizing efficiencies, and generating significant cost savings. His technical expertise spans multiple domains, including policy administration, financial reconciliation, cash management, and compliance automation. As a Certified Scrum Master and Associate of the Life Management Institute, he brings both methodology discipline and deep domain knowledge to his projects.
Throughout his career at organizations including DXC Technology, Webilent, Genpact, and TCS, Rakesh has consistently delivered high-impact results. His recent achievements include developing a modern Ledger and Disbursement System projected to save $1.5 million annually, architecting an enterprise-level compliance solution for MetLife, and creating a transformative Common Remitter Tool that modernized group remittance processing across a large financial ecosystem.
Rakesh excels at leading global cross-functional teams across development and production environments. His approach combines strategic vision with meticulous execution, ensuring technology initiatives align perfectly with business goals. He is particularly adept at architecting complex legacy-to-modern transitions, developing hybrid solutions that integrate mainframe systems with cloud-native infrastructures.
A two-time recipient of the DXC Achievement Award, Rakesh continues to drive innovation while maintaining operational excellence for mission-critical systems. His unique blend of technical expertise, leadership skills, and insurance domain knowledge makes him a valuable partner in enterprise transformation initiatives.
Rakesh holds a Bachelor of Technology in Mechanical Engineering from Malaviya National Institute of Technology, Jaipur.

Rakesh Jha is an accomplished IT leader and enterprise architect with over 21 years of experience delivering mission-critical solutions to Fortune 500 insurance clients. Based in Longmeadow, Massachusetts, Rakesh currently serves as Manager of Applic... Show more

Wielfrid BONG MAYI est Trader indépendant et entrepreneur digital, actif dans l’écosystème Bitcoin et des monnaies numériques depuis plusieurs années. Fondateur de Trombon Digital Center (TDC), il développe des solutions numériques et accompagne les acteurs africains dans leur transformation. Fort de 6+ ans d’expérience, il s’engage dans le partage des connaissances pour favoriser la compréhension du Bitcoin, du numérique et contribuer à l’innovation économique du continent.

Wielfrid BONG MAYI est Trader indépendant et entrepreneur digital, actif dans l’écosystème Bitcoin et des monnaies numériques depuis plusieurs années. Fondateur de Trombon Digital Center (TDC), il développe des solutions numériques et accompagne les ... Show more

Charles Mfouapon is the Founder of AfriScore, a B2B alternative-data credit scoring and decisioning infrastructure platform built to extend credit access to unbanked populations across Sub-Saharan Africa and the CEMAC region. His work sits at the intersection of law, quantitative finance, and financial infrastructure design in emerging markets.

His research focuses on regulatory and market-structure gaps in CEMAC’s financial system. He has authored four papers, including a working paper on the exclusion of mobile money operators as credit data furnishers under BEAC regulation and an analysis of the CEMAC SME financing gap currently under review at African Development Review; three of his papers are available on SSRN. He has also authored a book on African financial infrastructure.

Charles Mfouapon is the Founder of AfriScore, a B2B alternative-data credit scoring and decisioning infrastructure platform built to extend credit access to unbanked populations across Sub-Saharan Africa and the CEMAC region. His work sits at the int... Show more

Muralidharan lakshmanan is a seasoned technology leader, researcher, and software architect with over sixteen years of professional experience designing and delivering large-scale, enterprise-grade systems in the banking, financial services, Healthcare, Supply chain and technology domains. He currently works as a VP, solutions architect in a Fortune 500 company, specializing in cloud-native architectures, distributed systems, and data-driven platforms.

His technical expertise spans cloud native application development, applied AI/ML experience, event-driven systems, cloud platforms such as AWS, and high-performance data processing systems. He has played a key role in building and modernizing mission-critical platforms that handle large transaction volumes while maintaining security, scalability, and reliability.

In parallel with his industry career, Muralidharan is an active researcher and contributor to the global academic and professional community. He has authored and co-authored multiple peer-reviewed research papers focusing on areas such as artificial intelligence, machine learning, AI in Cloud, Cloud Architecture, Agentic AI and large-scale data systems.

He is a frequent speaker and invited presenter at technical conferences, academic forums, and professional meetups, where he shares insights on emerging technologies, data-intensive systems, and responsible AI. Beyond publishing and speaking, Muralidharan actively serves the research community as a peer reviewer and technical program committee member.

Muralidharan is a Senior Member of IEEE and a Fellow-level member of several professional and research organizations, reflecting peer recognition of his technical contributions, leadership, and service.

Through his work in industry, research, and community engagement, Muralidharan remains dedicated to building reliable, scalable systems and supporting the growth of emerging researchers, engineers, and practitioners worldwide.

Muralidharan lakshmanan is a seasoned technology leader, researcher, and software architect with over sixteen years of professional experience designing and delivering large-scale, enterprise-grade systems in the banking, financial services, Healthca... Show more

Will McGinnis is Chief Data Scientist at Scale Venture Partners, where he builds AI infrastructure for investment decision-making. He is the original author of category_encoders (scikit-learn-contrib) and maintains open-source Python libraries including pygeohash, plus several Model Context Protocol (MCP) servers. Based in Atlanta, he hosts the Atlanta AI Dinner, an invitation-only gathering for local AI builders. Previously he led data science at Aumni (acquired by JPMorgan Chase) and co-founded Predikto (acquired by United Technologies).

Will McGinnis is Chief Data Scientist at Scale Venture Partners, where he builds AI infrastructure for investment decision-making. He is the original author of category_encoders (scikit-learn-contrib) and maintains open-source Python libraries includ... Show more

Nick Boscia, CPA, EA, is the Managing Partner of Boscia & Boscia PC and founder of TheBalancedCPA. He helped modernize his family’s accounting firm from a traditional, paper-dependent practice into a more structured and technology-enabled firm using better workflow, digital document management, upfront billing, automation, and clearer client processes.

Through TheBalancedCPA, Nick shares what has actually worked inside the firm, along with what is still being improved. His speaking focuses on workflow, practical AI, technology, pricing, client boundaries, team capacity, and building accounting firms that are more efficient and profitable without making the owner the bottleneck.

Nick’s approach is practical and implementation-focused. He is still actively running Boscia & Boscia, testing new systems, making changes, and sharing the lessons from that ongoing process with other accounting professionals.

Nick Boscia, CPA, EA, is the Managing Partner of Boscia & Boscia PC and founder of TheBalancedCPA. He helped modernize his family’s accounting firm from a traditional, paper-dependent practice into a more structured and technology-enabled firm using ... Show more

Kalpesh Rathod is Director of Software Engineering at Anaqua, the global leader in IP management software, where he leads engineering for an AI-driven platform that automates high-stakes financial decisioning at enterprise scale. He is a named inventor on a US patent covering AI-based confidence-scoring and workflow automation, and has authored peer-reviewed papers on agentic AI for financial automation and confidential AI systems for enterprise data. He recently delivered an invited keynote at the 10th International Joint Conference on Advances in Computational Intelligence (IJCACI 2026), published by Springer Nature, on building domain-specific AI for enterprise use. He holds a Bachelor of Engineering in Information Technology and completed Harvard Business School Leadership Principles program.

Kalpesh Rathod is Director of Software Engineering at Anaqua, the global leader in IP management software, where he leads engineering for an AI-driven platform that automates high-stakes financial decisioning at enterprise scale. He is a named invent... Show more

Ex-CEO turned author, consultant, and educator, I have spent thirty years of international leadership experience at the intersection of AI, Business Agility, and DevOps. I'm the author of The Supercharged Enterprise: Strategic Adaptation for Growth and Resilience (Business Expert Press) and Developing Agile Coaches, and I've distilled that experience into the Blueprint for Enterprise Agility — a framework built on eight Leadership Behaviours and eight Operational Processes that I teach and apply directly in client transformations.

My current work focuses on where AI meets governance and portfolio management: I've developed and deliver a course treating Lean Portfolio Management combined with AI as a control system, with AI as the sensing and optimisation layer — alongside advisory work helping financial services and other regulated organisations govern AI responsibly. I believe, and have proven repeatedly, that Enterprise Agility done well produces measurable growth and profit, not just cultural change for its own sake.

I've operated at every level from board to project team, across Financial Services, Banking, Payments, Insurance, FMCG, TV, and Retail — leading large-scale agile transformations and applying AI directly in software development and testing environments. That range across people, process, technology, and now AI governance lets me craft change initiatives that hold up under real organisational pressure, not just in the deck.

Ex-CEO turned author, consultant, and educator, I have spent thirty years of international leadership experience at the intersection of AI, Business Agility, and DevOps. I'm the author of The Supercharged Enterprise: Strategic Adaptation for Growth a... Show more