Marc is an experienced software developer and product manager. He started Spin42 with Loïc Vigneron and Thibault Poncelet in 2013 after several years freelancing. Together, they have built Ibanity in 2016, a financial institution aggregator written in Elixir that was sold in 2017. They have been working on Ibanity and other related products until the end of 2023 and are now tinkering and searching for new challenges. Marc has been an invited teacher at the university of Louvain-la-Neuve in Belgium for 10 years where he introduces students in their third bachelor year to Agile software development practices.

Marc is an experienced software developer and product manager. He started Spin42 with Loïc Vigneron and Thibault Poncelet in 2013 after several years freelancing. Together, they have built Ibanity in 2016, a financial institution aggregator written i... Show more

Faizal B is an Artificial Intelligence researcher and corporate trainer with over eight years of experience in Machine Learning, Natural Language Processing, and data-driven technologies using Python. He holds an M.Tech in Computer Science and Engineering from Mahatma Gandhi University and a B.Tech in the same discipline from the University of Kerala. His expertise includes AI, Machine Learning, NLP, Data Analytics, Tableau, and Large Language Models (LLMs). Faizal is a Certified Specialist in Data Science and Analytics and has delivered training programs for organizations such as Zebra Cross India Technologies, IPSR Solutions Ltd., and Logix Space Technologies. He is also an inventor of an AI-related patent and the author of several research publications, with current research focusing on LLM-based financial data summarization and multimodal AI systems

Faizal B is an Artificial Intelligence researcher and corporate trainer with over eight years of experience in Machine Learning, Natural Language Processing, and data-driven technologies using Python. He holds an M.Tech in Computer Science and Engine... Show more

Internal auditor specializing in risk management, compliance, and digital resilience.
My work focuses on the strategic role of internal audit as a pillar of organizational and systemic security — especially in the context of NIS2, cybersecurity governance, and hybrid threats.
I speak about: – audit as a resilience mechanism
– risk-based decision frameworks
– governance in high-risk environments
– strengthening institutional stability through audit
I aim to translate complex regulatory and security frameworks into practical, decision-oriented insights.

Internal auditor specializing in risk management, compliance, and digital resilience. My work focuses on the strategic role of internal audit as a pillar of organizational and systemic security — especially in the context of NIS2, cybersecurity gove... Show more

Victor hopes to be part of the solution that drives value for a sustainable and inclusive digital economy across the world.
Having worked in Kenya, Uganda, Tanzania, Seychelles, Mauritius, Botswana and Ethiopia, Victor will continue to contribute to financial systems development projects through MojaLoop Foundation, where he hopes to resolve financial challenges that affect the bottom of the pyramid, micro and small enterprises.
With over 25 years in banking, 10 years in not-for-profit, and a total of 35 years collaborating with key players in Government and non-government organizations in the Financial Sector, Victor has made a tremendous impact in Digital Finance, Payments Systems, Policy & Regulation, Social Protection, Affordable Housing and Data. His most wins over the years include leading the collaborative Payment Association of Kenya team mandated to regulate retail payments per the NPS Act to delivering the 1st digital credit solution (M-Shwari) that changed the face of consumer credit to having designed the Inua Jamii Choice model and then engaged with key decision-makers in the implementation of the solution.
thought leadership to the sector, Victor was instrumental in the development of the Medium-Term Plan II & III for the financial sector as per vision 2030 for the National Treasury. Victor was instrumental in the development of the Central Bank of Kenya’s Vision & Strategy 2022 to 2032. In addition, Victor conceptualised and designed the Pesalink solution before developing a business case and finally having the Kenya Bankers Association invest in the solution

Victor hopes to be part of the solution that drives value for a sustainable and inclusive digital economy across the world. Having worked in Kenya, Uganda, Tanzania, Seychelles, Mauritius, Botswana and Ethiopia, Victor will continue to contribute to... Show more

Gaurav is a seasoned technology leader with over 18 years of experience in developing scalable, high-performance systems for the fintech industry. With expertise in enterprise applications, cybersecurity, and cloud architecture, Gaurav has led cross-functional teams to deliver resilient and innovative solutions that serve millions of users daily. Gaurav is passionate about driving technological advancements, mentoring emerging talent, and contributing to the evolution of the fintech landscape through thought leadership and active participation in industry forums.

Gaurav is a seasoned technology leader with over 18 years of experience in developing scalable, high-performance systems for the fintech industry. With expertise in enterprise applications, cybersecurity, and cloud architecture, Gaurav has led cross-... Show more

Shivani Chaudhary is an AI Data professional at Kensho Technologies, S&P Global’s artificial intelligence innovation hub, where she works at the intersection of advanced data systems, large language models, and capital markets workflows. She specializes in designing and evaluating AI pipelines that operate on complex, unstructured financial data, with a focus on reliability, data architecture, and real-world deployment constraints.

Prior to transitioning into AI, Shivani worked as an investment banking professional advising on M&A, capital raises, and strategic transactions across healthcare, technology, and business services. Her experience on live deals informs her applied research and technical work, particularly in areas such as diligence automation, document intelligence, entity resolution, and financial data governance.

Shivani’s work bridges finance and artificial intelligence, reframing common AI failures in capital markets as data systems problems rather than purely modeling limitations. She is interested in how institutional AI can be made economically reliable, auditable, and decision-grade at scale. Her perspectives draw from hands-on banking experience, enterprise AI deployment, and emerging research in financial NLP and data infrastructure.

Shivani Chaudhary is an AI Data professional at Kensho Technologies, S&P Global’s artificial intelligence innovation hub, where she works at the intersection of advanced data systems, large language models, and capital markets workflows. She speciali... Show more

I'm a Threat Hunter working for the US Custodian Bank State Street.

When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels.

I'm a Threat Hunter working for the US Custodian Bank State Street. When I'm not at my day job, I tinker with my home lab, my NixOS config, or read Sci Fi novels. Show more

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks

Born 1964, diploma in mathematics, 5 years at Westdeutsche Landesbank, since more than 25 years with Sopra Steria Consulting, working mainly in banks Show more

Speaker Bio: Dr. Anita Renee’ Johnson
Dr. Anita Renee’ Johnson is a Financial Behaviorist, Educator, and Author dedicated to transforming the way individuals and institutions understand money. She teaches Economics and Finance at the University of Maryland Global Campus, where she mentors diverse global learners, including U.S. military students, by integrating behavioral finance and cross‑cultural perspectives into financial literacy.
Dr. Johnson holds a Ph.D. in 21st-Century Finance and multiple advanced degrees in philosophy, taxation, and accounting. Her research examines financial trauma, socialization, and women’s empowerment, with a particular focus on the financial narratives of African American women. She is the author of several books, including "The Hidden Psychological Effects of Money on Black Women" and "Being Broke is Maddening," and has presented at national conferences such as the Financial Therapy Association and SFEPD’s Financial Literacy Leadership Conference.
As founder of Anita R Johnson & Associates, Inc., she has developed innovative financial education programs, retreats, and media platforms that empower communities to find their financial voice. Recognized nationally for her leadership and community impact, Dr. Johnson brings an engaging, interactive style that equips participants with practical tools to reframe financial behaviors, reduce resistance to change, and align empowerment with institutional transformation.

Speaker Bio: Dr. Anita Renee’ Johnson Dr. Anita Renee’ Johnson is a Financial Behaviorist, Educator, and Author dedicated to transforming the way individuals and institutions understand money. She teaches Economics and Finance at the University of M... Show more

I am a Data Scientist at ING's Engineering & Reliability department, working on AIOps cases with a focus on IT change and incident data. Also, part-time a PhD Candidate at Delft University of Technology's Software Engineering Group.

I am a Data Scientist at ING's Engineering & Reliability department, working on AIOps cases with a focus on IT change and incident data. Also, part-time a PhD Candidate at Delft University of Technology's Software Engineering Group. Show more

Mirabror is a software engineering consultant at IBM specialising in backend/AI engineering. He has several years of experience across fintech and insurance sectors in IT consulting, including design, building and deployment of scalable software solutions and pipelines. With a strong background in mathematics and computer science, Mirabror challenges himself in solving complex engineering problems.

Mirabror is a software engineering consultant at IBM specialising in backend/AI engineering. He has several years of experience across fintech and insurance sectors in IT consulting, including design, building and deployment of scalable software solu... Show more

Nancy Amandi is a data engineer at a FinTech company. She began her career as a data analyst. She quickly made a name for herself in the Nigerian data industry through her insightful articles and impressive performances in hackathons, where she often emerged as a winner.

Her passion for community involvement led her to actively participate in various data communities, including the Data Engineering Community, Young Data Professionals, and Women in Data Africa. In these groups, she not only assisted fellow professionals with technical challenges but also helped stimulate some important discussions by asking insightful questions.

Her significant contributions were recognized when she received the Fast Rising Star award from the Young Data Professionals Community. Outside of work, Nancy enjoys watching light horror and thriller K-dramas, Sci-Fi movies, and data-related books.

Nancy Amandi is a data engineer at a FinTech company. She began her career as a data analyst. She quickly made a name for herself in the Nigerian data industry through her insightful articles and impressive performances in hackathons, where she often... Show more

Experienced Data & Business Analyst with experience in fintech, telecom, and consulting, specializing in credit risk analytics, portfolio performance monitoring, and data-driven strategy. Skilled in SQL, Python, Tableau, and predictive modeling to deliver actionable insights and optimize lending decisions.

Experienced Data & Business Analyst with experience in fintech, telecom, and consulting, specializing in credit risk analytics, portfolio performance monitoring, and data-driven strategy. Skilled in SQL, Python, Tableau, and predictive modeling to de... Show more

Hriday Gabhawalla is a rising professional in business process solutions, currently working at Deloitte in India, where he leverages his expertise to drive efficiency and innovation in operational workflows. Holding a commerce background from Narsee Monjee College of Commerce & Economics and pursuing the globally recognized ACCA qualification, Hriday combines academic excellence with hands-on industry experience.
He is also the creator of the LinkedIn newsletter The Automated Advantage, where he delivers weekly insights on practical frameworks for harnessing AI to transform business processes.
His passion for rebuilding workflows isn't just theoretical. While still a student, he was struck by how most accounting software failed to enforce fundamental financial controls, forcing users into manual bypasses. He realized this "control gap" was an architecture problem.
This led him to build "ProAcc," a full-stack MVP to prove that robust, auditable controls—like Segregation of Duties—can be embedded directly into a modern web app. For the project, he used Next.js 15, TypeScript, and Google's Genkit to build a system that enforces a "Maker-Checker" workflow and immutable audit trails from the ground up.
An engaging and forward-thinking speaker, Hriday excels at demystifying automation and its impact on finance. His talk offers a unique perspective: he doesn't just discuss theory; he provides an actionable, code-level blueprint drawn from his multifaceted journey.
Beyond the professional realm, Hriday is a dedicated HYROX athlete, having recently competed in the 2025 Mumbai event, demonstrating his commitment to holistic growth.

Hriday Gabhawalla is a rising professional in business process solutions, currently working at Deloitte in India, where he leverages his expertise to drive efficiency and innovation in operational workflows. Holding a commerce background from Narsee ... Show more

Vivaldo Cândido é Engenheiro Informático e Especialista em Desenvolvimento de Soluções Tecnológicas, reconhecido pela sua capacidade de transformar desafios complexos em soluções digitais inovadoras. Actua como Responsável pelo Departamento de IT da Mwango Brain, onde lidera iniciativas de modernização tecnológica, integração de plataformas e transformação digital orientada a resultados.

Paralelamente, desempenha funções como Técnico de Análise e Desenvolvimento de Soluções na Unitel, contribuindo para a construção de sistemas de grande escala e processos críticos que sustentam milhões de utilizadores a nível nacional.

Scrum Master certificado e Especialista em Jira, Vivaldo domina metodologias ágeis, gestão de processos, modelação empresarial e frameworks modernas de produtividade. É igualmente formado em BPM e BPMN, reforçando a sua capacidade de alinhar tecnologia, processos e estratégia organizacional.

Recentemente, consolidou o seu posicionamento no panorama tecnológico global através da certificação Advanced Digital Transformation & AI, fortalecendo a sua competência na aplicação de inteligência artificial em projectos corporativos. Participou também no Function1, um dos eventos mais avançados de AI e inovação tecnológica realizado no Dubai, onde teve contacto direto com líderes mundiais, tendências emergentes e práticas de ponta em AI/ML.

Nos últimos anos, tem aprofundado o seu foco em componentes de Inteligência Artificial e Machine Learning, integrando estas tecnologias nos seus projectos, nos seus estudos e na sua visão de futuro para o ecossistema digital angolano.

Além da sua vertente técnica, é Educador Financeiro, Investidor e Empreendedor, dedicando-se a promover literacia financeira, autonomia económica e mentalidade de crescimento entre jovens profissionais. A sua abordagem multidisciplinar faz dele uma das vozes mais influentes na interseção entre tecnologia, inovação, negócios e desenvolvimento humano em Angola.

Vivaldo Cândido é Engenheiro Informático e Especialista em Desenvolvimento de Soluções Tecnológicas, reconhecido pela sua capacidade de transformar desafios complexos em soluções digitais inovadoras. Actua como Responsável pelo Departamento de IT da ... Show more

With over 6 years of experience in the International Software Industry, I’ve had the privilege of working with some of the biggest Fintechs in the world, also some Y Combinator-backed startups, some of which became unicorns after I joined.

Specializing in web development, I bring ideas to life and improve products by leveraging my skills to deliver seamless, user-focused solutions that get the job done in fast-paced environments.

With over 6 years of experience in the International Software Industry, I’ve had the privilege of working with some of the biggest Fintechs in the world, also some Y Combinator-backed startups, some of which became unicorns after I joined. Specia... Show more

中文版

劉岦崱（Nils Liu）｜資深資料科學家／副理

劉岦崱現任於金融產業，專注於人工智慧與資料科學的應用與落地。他長期投入於生成式 AI、RAG/GraphRAG 檢索架構、智慧型代理（AI Agents）以及知識管理系統的設計，並結合雲端技術（GCP、Cloud Run、Cloud SQL）推動銀行內部數位轉型。
在專案中，他不僅重視技術創新，更強調合規、安全與可稽核性，致力於打造符合金融監管標準的 AI 解決方案。劉岦崱曾在銀行內部創新競賽中獲得第一名，並持續推動 AI Coach、智慧型客戶模擬與跨國 AI 平台等前瞻計畫。
他同時也是六項以上的人工智慧與金融科技專利的發明人，並持續分享在生成式 AI 與應用開發上的實務經驗。

⸻

English below:

Nils Liu｜Senior Data Scientist / Deputy Manager

Nils Liu is a senior data scientist in the financial industry, specializing in applying AI and data science to real-world business challenges. His expertise covers Generative AI, RAG/GraphRAG retrieval systems, AI Agents, and enterprise knowledge management solutions, with strong integration of cloud technologies such as GCP, Cloud Run, and Cloud SQL.
Beyond technical innovation, Nils emphasizes compliance, security, and auditability, ensuring AI solutions align with strict financial regulations. He has led award-winning projects, including the development of an AI-driven knowledge system and AI Coach for sales training, and is driving initiatives for cross-border AI platforms.
As an inventor of multiple AI and fintech patents, Nils continues to share practical insights on Generative AI, enterprise adoption, and next-generation AI applications.

中文版 劉岦崱（Nils Liu）｜資深資料科學家／副理 劉岦崱現任於金融產業，專注於人工智慧與資料科學的應用與落地。他長期投入於生成式 AI、RAG/GraphRAG 檢索架構、智慧型代理（AI Agents）以及知識管理系統的設計，並結合雲端技術（GCP、Cloud Run、Cloud SQL）推動銀行內部數位轉型。 在專案中，他不僅重視技術創新，更強調合規、安全與可稽核性，致力於打造符合金融監管標準的 AI 解決方案。劉岦崱曾在銀行內部創新競賽中獲得第一名，並持續推動 AI ... Show more

Richard is a lead developer and chapter lead at Rabobank. He has more than 30 years of experience working both in the U.S. and in Europe. Richard has worked on numerous projects from small to large-sized companies and has developed software tools and enterprise applications for finance, medical, logistics, business services, and database mining. He has an MBA from a U.S. AACSB-certified school which he hopes can help companies build better products and provide better services with the goal of increasing quality, customer satisfaction, and ultimately higher profitability.

Richard is a lead developer and chapter lead at Rabobank. He has more than 30 years of experience working both in the U.S. and in Europe. Richard has worked on numerous projects from small to large-sized companies and has developed software tools and... Show more

Ambica Dixit is a Principal Partner for Data, AI & Robotics at VedArc, where she leads large-scale data modernisation and AI strategy initiatives across New Zealand and Australia. She specialises in enterprise AI, modern data platforms, and agentic systems, with a strong focus on the responsible, secure, and sustainable use of AI in complex organisations. Ambica is known for guiding enterprises from early experimentation toward safe, governed, and production-grade AI adoption, ensuring strategic alignment while enabling high-quality execution across multidisciplinary teams. She works extensively with regulated sectors including energy, forestry, finance, and public service agencies, bringing together strategy, technology, and governance to deliver measurable, real-world outcomes.

Ambica Dixit is a Principal Partner for Data, AI & Robotics at VedArc, where she leads large-scale data modernisation and AI strategy initiatives across New Zealand and Australia. She specialises in enterprise AI, modern data platforms, and agentic s... Show more

Experienced in Data Warehousing Architecture. Dimensional modeling(Fact tables, Dimensions, SCD, Staging Area, Kimball methodology).
Experienced in ETL programming using IBM InfoSphere Information Server (Datastage), administrative task, migration of Datastage versions . IBM Cloud Pak for Data.
Data governance. DAMA.
Experienced in DB2 LUW multipartition. Physical database modeling. SQL.
Experienced in IBM Industry Models ( BDWM) M1-Banking datawarehouse model. AST-BST.
Experienced Oracle Essbase architect ASO, BSO. Process automation, application tuning and performance.
Agile product owner
Event driven architecture
Data as a product
Data mesh

Experienced in Data Warehousing Architecture. Dimensional modeling(Fact tables, Dimensions, SCD, Staging Area, Kimball methodology). Experienced in ETL programming using IBM InfoSphere Information Server (Datastage), administrative task, migration o... Show more

Solutions Architect at PAYONE GmbH, FinTech, Payments, Speaker, Writing Blogposts, OpenSource, Husband & Father / Family, Cooking

Solutions Architect at PAYONE GmbH, FinTech, Payments, Speaker, Writing Blogposts, OpenSource, Husband & Father / Family, Cooking Show more

Jairo Espinoza is a DevOps Engineer in the banking sector, with over 3 years of experience in automation and infrastructure. With a background in software development, he drives the adoption of IaC and modern practices that help software teams shift from a pipeline-focused approach to internal self-service platforms.

Jairo Espinoza is a DevOps Engineer in the banking sector, with over 3 years of experience in automation and infrastructure. With a background in software development, he drives the adoption of IaC and modern practices that help software teams shift ... Show more

Soy contador, con Master en Finanzas Corporativas y Master en Inteligencia de Negocios. Los últimos años he trabajado en relacionar e intentar producir valor en mis clientes a través del mix óptimo de las Finanzas Corporativas e Inteligencia de Negocios. No sólo he abordado los conceptos teóricos sino que me tocado enfrentar los obstáculos que se presentan en el día a día en la empresa, intentando expresar de manera práctica y accesible al cliente cómo se compone la producción de valor en una compañía.

Soy contador, con Master en Finanzas Corporativas y Master en Inteligencia de Negocios. Los últimos años he trabajado en relacionar e intentar producir valor en mis clientes a través del mix óptimo de las Finanzas Corporativas e Inteligencia de Negoc... Show more

20+ year of experience as a consulting professional in roles like Program/Product manager/Business Analyst with a robust Industry familiarity in Finance, Banking, and WAM. Solid Techno- Functional experience in managing product development cycle and collaborating with Business, technical, and customer teams to execute, create, and deliver innovative product solutions. Recently, working with a leading Wealth Management Saas firm as Solution Consultant responsible for configuring the data platform for aggregating investment data for reporting & analytics purposes for single family offices and enterprises

20+ year of experience as a consulting professional in roles like Program/Product manager/Business Analyst with a robust Industry familiarity in Finance, Banking, and WAM. Solid Techno- Functional experience in managing product development cycle and ... Show more

Max is the co-founder of AssetCut, a B2B tokenization platform powering compliant digital asset infrastructure across real estate, commodities, and data. With over a decade of experience in fintech and Web3, he works directly with regulators, developers, and family offices to deploy real-world tokenization systems across the GCC, Europe, and Asia.

Max is the co-founder of AssetCut, a B2B tokenization platform powering compliant digital asset infrastructure across real estate, commodities, and data. With over a decade of experience in fintech and Web3, he works directly with regulators, develop... Show more

Thorsten has been a consultant and key account manager in the Dynamics environment for 25 years. Previously, he was employed in industry as a financial controller. After 15 years of project business at various VARs, he has now been in charge of CKL Software GmbH for 10 years.

Thorsten has been a consultant and key account manager in the Dynamics environment for 25 years. Previously, he was employed in industry as a financial controller. After 15 years of project business at various VARs, he has now been in charge of CKL S... Show more

Ali Khawaja (Ventnor City, NJ) is a dedicated and results-driven accounting professional with over six years of experience across audit, financial reporting, and investment management accounting. Currently serving as a Staff Accountant at Cohen & Company in Philadelphia, Pennsylvania, Ali brings a deep commitment to precision, client service, and continuous learning in the ever-evolving field of accounting.

Ali Khawaja (Ventnor City, NJ) is a dedicated and results-driven accounting professional with over six years of experience across audit, financial reporting, and investment management accounting. Currently serving as a Staff Accountant at Cohen & Com... Show more

I have a degree in Accounting and Finance from UCLV, Cuba. I am passionate about the world of finance and how new technologies can bring value and efficiency to this sector. I am able to adapt to changes and learn new tools and methodologies. I consider myself a proactive and collaborative person with leadership skills. I have participated in several academic projects as a team leader, where I have demonstrated my ability to listen, communicate and make decisions together.

Currently I am a BaBI, and not precisely because of age, but because I have been learning about Business Intelligence (BI) as a little one, taking small steps, looking, interacting with data and tools and sometimes I have even run a little 🤓.

I have a degree in Accounting and Finance from UCLV, Cuba. I am passionate about the world of finance and how new technologies can bring value and efficiency to this sector. I am able to adapt to changes and learn new tools and methodologies. I consi... Show more

I am an experienced Product Owner at ING with a strong background in IT and a passion for agile leadership. Throughout my career, I’ve specialized in designing and implementing platform solutions and automation strategies that drive efficiency, reduce operational complexity, and elevate customer experience within the financial industry.

I am an experienced Product Owner at ING with a strong background in IT and a passion for agile leadership. Throughout my career, I’ve specialized in designing and implementing platform solutions and automation strategies that drive efficiency, reduc... Show more