Katerina is a reporting consultant based in Prague, Czech Republic. She has more than 8 years of experience with Data Warehouses in Finance sector using different technologies. Currently Katerina is focused on Ness Reporting Center of Excellence development.

Katerina is a reporting consultant based in Prague, Czech Republic. She has more than 8 years of experience with Data Warehouses in Finance sector using different technologies. Currently Katerina is focused on Ness Reporting Center of Excellence deve... Show more

I am a Country Manager with several years of experience leading companies through the journey of implementing Cloud and modernizing applications to reach the market faster and more securely.

What drives me is working in complex environments with technological and business challenges, where I can present cloud-based solutions that transform companies’ delivery capabilities and positively influence the end customer experience. I’m also passionate about sharing knowledge with as many people as possible. I truly believe that technology can change people’s lives!

I am a Country Manager with several years of experience leading companies through the journey of implementing Cloud and modernizing applications to reach the market faster and more securely. What drives me is working in complex environments with t... Show more

💭 Søren Friis Alexandersen is a renowned thought leader in the ERP space, known for his deep expertise and collaborative approach. He's far into his career's 3rd decade, and currently a Principal Product Manager at Microsoft in the Dynamics 365 Business Central engineering team, working on Microsoft's core business solution for SMBs, where his mandate is to rethink Finance through the lens of AI.

💡 With a distinguished standing in the community, Søren is celebrated not only for his technical acumen but also for his unwavering commitment to openness and continuous learning, always bringing in the human factor into technology.

👩🏼‍💻 Søren's is a strategist at heart, and his leadership is characterized by his ability to bridge the gap between complex technological concepts and practical, human-centered applications.

🦸🏼 As a lifelong learner, Søren continuously seeks new knowledge and perspectives, fostering a culture of growth and adaptability within his professional circles. He shares the broadly held view that technology can and should improve human lives through increased productivity, though he thinks a lot about what we will do with the productivity gain long term, and how we ensure AI in particular is fair, transparent, and accessible to all.

💭 Søren Friis Alexandersen is a renowned thought leader in the ERP space, known for his deep expertise and collaborative approach. He's far into his career's 3rd decade, and currently a Principal Product Manager at Microsoft in the Dynamics 365 Busi... Show more

Shawn Dorward is Vice President of the SMB Division (Fulcrum Group) at sa.global and a seasoned business and technology leader with over 25 years of experience in ERP and CRM implementations. His expertise spans a wide range of industries and organizations—from small family-owned businesses to complex global deployments—driving digital transformation and delivering measurable business value.

Recognized as a 7-time Microsoft MVP for Business Applications, Shawn is deeply passionate about helping businesses maximize efficiency and ROI through strategic use of technology. His dedication to the Microsoft Dynamics community is evident in his frequent speaking engagements at user groups, conferences, and online events across the U.S.

Shawn shares practical insights and productivity tips through his popular blog www.LifeHacks365.com, covering Dynamics 365 (including Dynamics GP and Business Central) and Office 365 tools like Excel and Outlook.

Embracing the next wave of innovation, Shawn is currently exploring the power of AI and Microsoft Copilot. Through his platform www.TheWorldsOkayestShawn.com, he documents his journey with podcasts, blog posts, and life hacks—all designed to help others save time, increase efficiency, and navigate their own Copilot adventures.

Shawn Dorward is Vice President of the SMB Division (Fulcrum Group) at sa.global and a seasoned business and technology leader with over 25 years of experience in ERP and CRM implementations. His expertise spans a wide range of industries and organiz... Show more

James Philips is a Senior Cloud Solutions Architect with Microsoft and the former Chief Information Officer at Rev.io. With over 25 years of experience in both large, complex organizations and fast-growing SMB environments. Spending a majority of that time being responsible for overall systems architecture, performance, database management, data migration, analytics and long-term technology strategy to ensure its system performs optimally to meet evolving client needs.

In total, James has managed and led teams in database administration and application development at over a dozen companies, while also managing his own independent consulting engagements on several occasions.

James Philips is a Senior Cloud Solutions Architect with Microsoft and the former Chief Information Officer at Rev.io. With over 25 years of experience in both large, complex organizations and fast-growing SMB environments. Spending a majority of th... Show more

✨Specialist in transforming LLM applications with private cloud operations. Oxford-educated innovator and dynamic speaker on AI-driven operations, private cloud strategies, and digital transformation.

✨Specialist in transforming LLM applications with private cloud operations. Oxford-educated innovator and dynamic speaker on AI-driven operations, private cloud strategies, and digital transformation. Show more

Sat Agrawal has an unvarnished commitment to delivering quality results. An avid learner, Sat holds a bachelor’s in computer science from Penn State and remains actively engaged in a wide range of learning resources. He is a Certified Chaos Engineering professional and practitioner, with additional certifications that include CKA, CKAD, and TOGAF. Sat's current focus in service mesh technologies exemplifies his commitment to stay at the forefront of cloud-native technologies.

At Discover Financial Services, Sat combines his diverse knowledge of concepts, practices, and processes with a strong advocacy for automation and efficiency. Tapping native strengths in analytical and communication skills, he enters mentoring and partnering relationships with business users, architects, and stakeholders across the enterprise to help product teams streamline their end-to-end product delivery cycles. A recognized top-level contributor himself, Sat influences engineers to embrace the agile practices that transform the way they work, leading ultimately to the delivery of dynamic, impactful solutions that align with organizational goals.

Sat personalizes his aptitude for leadership through his attendance and speaking at conferences and local meetups and by conducting hands-on proofs-of-concept. Participating in LinkedIn and other industry-leading blogs, he engages in a variety of topics that include DevOps, DevSecOps, and SREs.

Sat Agrawal has an unvarnished commitment to delivering quality results. An avid learner, Sat holds a bachelor’s in computer science from Penn State and remains actively engaged in a wide range of learning resources. He is a Certified Chaos Engineeri... Show more

Neha Lagoo Ratnakar is a tiny speaker with a big name and an even bigger message. Her talks are part wakeup call and part kick in the behind.

Neha’s bestselling book, Back on Your Feet (Goodreads 4.5, Amazon 4.7) has helped hundreds of women start their career comeback journey and she’s spent hours directly coaching them.

But throughout her career spanning 8 countries, and her work as the Head of Education at a non-profit in Europe, she was shocked to hear that it was difficult for leaders to bridge the gender numbers despite their best intentions.

So Neha made it her mission to help organisations bridge this gap and support women on their journey.

What she has to say may offend you, could provoke you, but will definitely make you think. If you’re looking for a keynote speaker who can talk from authentic global experiences infused with actionable insights, then Neha is your choice.

Neha Lagoo Ratnakar is a tiny speaker with a big name and an even bigger message. Her talks are part wakeup call and part kick in the behind. Neha’s bestselling book, Back on Your Feet (Goodreads 4.5, Amazon 4.7) has helped hundreds of women star... Show more

Community and Curiosity are Stuart’s core values which have led him through his 20+ year digital career. Starting with pivotal Agile and Digital transformations for major players like ASDA / Walmart and the NHS, he became an agile advocate back in 2004.

Stuart joined AND Digital as a 10 person start-up in 2014 and led the set-up and evolution of their way of working as they have grown to 1000+ consultants. He has honed practices for ~50 of AND’s clients across various industries - Retail, eCommerce, Insurance, Leisure, Hospitality, Media, Publishing etc.

Currently, as Chief for Group Operations & Technology, Stuart leads AND’s internal technology functions consisting of AND’s Information Technology team, AND’s Business Platform Engineering team, and AND’s Security and Quality Standards team. He is also regularly involved in AND’s complex and scaled Agile engagements.

Alongside AND, Stuart co-founded the Agile Reading meet-up, creating a space for agile enthusiasts since 2020 and has been speaking at international conferences (e.g. Agile on the Beach, Global Scrum Gathering, ACE Krakow, XP2023 Amsterdam, ScanAgile etc.) from 2021 onwards.

Stuart lives with his family in Reading Berkshire where he is a coach and semi-retired player at his local rugby club and is a lifelong Leicester Tigers rugby team fan.

Community and Curiosity are Stuart’s core values which have led him through his 20+ year digital career. Starting with pivotal Agile and Digital transformations for major players like ASDA / Walmart and the NHS, he became an agile advocate back in 20... Show more

Daniel is a Microsoft MVP and Independent Consultant working with organizations to help them understand, adopt, and love their technology. Daniel is a sought-after trainer, providing customized Microsoft Teams, Copilot, SharePoint, Microsoft Purview, Microsoft Viva, Power BI, and Power Automate training for companies around the world.

Daniel is passionate about building technical community in Tennessee with his roles as the Director of Microsoft 365 Nashville and Region Lead on Microsoft's Global Community Initiative (MGCI). He is also co-host for the popular "365 Message Center Show" at https://365MCS.com. You can follow Daniel online at https://DanielGlenn.com and @DanielGlenn on X/Twitter.

Daniel is a Microsoft MVP and Independent Consultant working with organizations to help them understand, adopt, and love their technology. Daniel is a sought-after trainer, providing customized Microsoft Teams, Copilot, SharePoint, Microsoft Purview,... Show more

Imma is a Staff Developer Advocate who loves automating stuff and anything that helps get apps from development to production.

She enjoys sharing with local communities and helping them connect and thrive. You can find her co-organizing Grafana’s meetups in Barcelona and Madrid, Cloud Native Barcelona meetups, Software Crafters Barcelona, and KCD Barcelona 2024.

She also volunteers as a coach and board member at the TechFems Barcelona community and collaborates with Technovation Girls as a Judge.

She is a Bruce Springsteen fan. No surrender!

Imma is a Staff Developer Advocate who loves automating stuff and anything that helps get apps from development to production. She enjoys sharing with local communities and helping them connect and thrive. You can find her co-organizing Grafana’s ... Show more

Damien Jones is an AWS consultant, experienced data professional and cloud enthusiast with a strong track record of designing, building, and optimising cloud-native solutions. He brings deep expertise in SQL, cloud architectures, and data modelling, and has a passion for leveraging emerging technologies to solve complex problems and support data-driven decision-making. Damien actively engages in the cloud community as a content creator, user group leader, and public speaker.

Outside of work, he is a keen runner, amateur gardener, dance music enthusiast and dog dad.

https://gravatar.com/mrdamienjones
https://amazonwebshark.com/about/
https://www.linkedin.com/in/mrdamienjones/

Damien Jones is an AWS consultant, experienced data professional and cloud enthusiast with a strong track record of designing, building, and optimising cloud-native solutions. He brings deep expertise in SQL, cloud architectures, and data modelling, ... Show more

Santhosh Kumar aka Sandy is a Data Engineer by profession, has an everlasting curiosity to try out new technologies, and shares his experience at community events.

Delivered five conference talks at Microsoft London office, Microsoft Bangalore office, Microsoft Chennai office, The Leela Palace, Chennai, and 10+ sessions for Azure Developer Community, won twelve hackathons participating solo (~$20,000+) from Microsoft, Atlassian, GitHub, Citi Bank, and other startups.

He is also a Microsoft Certified Trainer (MCT) since 2021, teaching about Azure AI capabilities, and has the following certifications under his belt DP-203, DP-100, PL-900, AI-900, DP-900, AZ-900, and Lead for Azure Developer Community - Chennai region.
Once a coder, Always a coder - Sandy

Coder By heart!!!
GitHub Profile - https://github.com/Santhoshkumard11

Santhosh Kumar aka Sandy is a Data Engineer by profession, has an everlasting curiosity to try out new technologies, and shares his experience at community events. Delivered five conference talks at Microsoft London office, Microsoft Bangalore of... Show more

Martynas is a Business Intelligence Consultant specializing in UX design and visual communication of data.
His quest is to make data-human interaction a thing data humans care about by raising awareness and promoting best practices.
He is doing Visual Storytelling trainings for clients worldwide, co-runs Data Visualization and Fabric User Group meetups in Lithuania, and occasionally shares his knowledge in conferences, meetups and on his blog.

Martynas is a Business Intelligence Consultant specializing in UX design and visual communication of data. His quest is to make data-human interaction a thing data humans care about by raising awareness and promoting best practices. He is doing Vis... Show more

I'm an Android Developer Chapter Lead and AI Engineer, passionate about building mobile solutions and advancing AI. I love speaking at conferences, sharing insights on Android, kotlin, security and AI. Helping others grow in their careers is important to me, whether through mentorship or public speaking.

I'm an Android Developer Chapter Lead and AI Engineer, passionate about building mobile solutions and advancing AI. I love speaking at conferences, sharing insights on Android, kotlin, security and AI. Helping others grow in their careers is importan... Show more

Stefan is a cloud solution architect (CSA) on principal level with focus on Microsoft Azure at Xebia Germany and Microsoft MVP in the technology area "Azure Infrastructure as Code" (IaC). He has more than 15 years of experience in building and running enterprise solutions, helping customers to succeed with implementation of Microsoft based infrastructure and cloud transformation as well as bringing workloads to Microsoft Azure the smart and productive way. (“Let’s do the cloud journey together!”).

In the Azure area, he is a Microsoft certified network engineer, solution architect as well as security engineer. Beside his deep technical cloud knowledge, he is also a Project Management Professional (PMP) according to the Project Management Institute (PMI) standard.

Moreover, he is a great professional with a keen interest in harnessing the power of Microsoft cloud technologies for enhanced efficiency and innovation. Beside the deep Azure know-how, his expertise lies in cloud automation, specifically utilizing tools like Terraform and Ansible. He has a proven track record of designing and implementing scalable infrastructure solutions, streamlining workflows, and minimizing manual intervention. Let's connect and explore the vast potential of cloud automation together, implementing true end-to-end automation processes.

Stefan is a cloud solution architect (CSA) on principal level with focus on Microsoft Azure at Xebia Germany and Microsoft MVP in the technology area "Azure Infrastructure as Code" (IaC). He has more than 15 years of experience in building and runnin... Show more

I am Mickie Brewer owner of 360Cloud, Inc., a Consulting & Training company that specializes in Office 365/Microsoft 365. Since 2010 I have been helping clients learn and implement SharePoint as well as other M365 apps. As a certified Microsoft Service Adoption Specialist, I lead companies into the Modern Workplace by focusing on user adoption and building more efficiencies for teams and individuals, so the organization realize the full potential and ROI of M365.

Over the years I have built specialties in; training, cloud migrations, designing engaging Intranets, planning site and information architecture as well as security and compliance for records management.

I am a leader in user groups that include both M365 focus and Women in tech.

I love to bring back the focus on people in technology. "Work is no longer a place, but the people and culture they foster." ~ Mickie

I am Mickie Brewer owner of 360Cloud, Inc., a Consulting & Training company that specializes in Office 365/Microsoft 365. Since 2010 I have been helping clients learn and implement SharePoint as well as other M365 apps. As a certified Microsoft Servi... Show more

Economist Excel expert
Microsoft MVP since 2014 to 2024 Excel y 2023 Data Platform
Linkedin Learning Instructor

Economist Excel expert Microsoft MVP since 2014 to 2024 Excel y 2023 Data Platform Linkedin Learning Instructor Show more

At my best navigating at the intersection of technology and business. As a former multi-year Microsoft MVP, more than connected with technology to generate value for the business. As Security Technical Specialist at Microsoft, I'm helping local and regional governments strengthen their security posture with the aim making the Dutch society more cyber resilient. Lead by example. Learning over knowing. Make the complex simple.

At my best navigating at the intersection of technology and business. As a former multi-year Microsoft MVP, more than connected with technology to generate value for the business. As Security Technical Specialist at Microsoft, I'm helping local and r... Show more

Flamur is a Senior Specialist Solutions Architect at AWS focused on helping customers with their modernisation journey, from designing and building complex infrastructures to running large scale workloads efficiently. Prior to joining AWS, Flamur spent 4 years at JP Morgan, leading the cloud native transformation and migration of one of their core platforms. He has over 20 years of deep technical expertise working in lead roles encompassing cloud, containers, DevOps and systems engineering.

Flamur is a Senior Specialist Solutions Architect at AWS focused on helping customers with their modernisation journey, from designing and building complex infrastructures to running large scale workloads efficiently. Prior to joining AWS, Flamur spe... Show more

Global AI & Data Science Lead at Avolta. Master's degree in Computer Science at Universidad of Alicante (2005-2011). Microsoft AI MVP

Global AI & Data Science Lead at Avolta. Master's degree in Computer Science at Universidad of Alicante (2005-2011). Microsoft AI MVP Show more

Ruben is a distinguished leader in the world of Data Analytics and AI, currently holding the position of Global Lead of Data Analytics and AI at DUFRY HQ in Switzerland. As the Global Data Lead Architect, he plays a pivotal role in shaping data strategies for this global organization. With a strong commitment to knowledge sharing, Ruben is an active member of the PASS Spanish Group and has taken the initiative to found SQLSaturday events in both Madrid and Barcelona, as well as Power BI Days Spain.
Ruben's expertise is widely recognized, as evidenced by his Microsoft Certified Professional (MCP) and Microsoft Certified Solutions Associate (MCSA) credentials in SQL Server. His remarkable contributions to the field have earned him the prestigious Microsoft MVP Data Platform award for 10 years in a row.
Ruben regularly takes the stage at SQLSaturday and PowerPlatform events, captivating audiences with his insights and expertise. Events such as the SQL Server 2008 R2 and 2014 Spanish launch event, Power BI Days, Power BI Virtual Conf, PASS BA Chicago, TugaIT, .NetCoreConf, European SharePoint Summit, TechNet Webcasts, Microsoft Partner Program, and SolidQ Summit.

Ruben is a distinguished leader in the world of Data Analytics and AI, currently holding the position of Global Lead of Data Analytics and AI at DUFRY HQ in Switzerland. As the Global Data Lead Architect, he plays a pivotal role in shaping data strat... Show more

Romano Roth is a pioneering thought leader in cybernetic transformation, enterprise evolution, and platform engineering, with over two decades of experience in the technology sector. As the Global Chief of Cybernetic Transformation at Zühlke, Romano shapes the global strategy and service portfolio for cybernetic enterprises, platform engineering, AI integration, and cloud solutions. His visionary approach is redefining how organizations innovate and adapt across industries such as finance, insurance, cybersecurity, energy, healthcare, and aerospace.
​
Romano began his journey at Zühlke 23 years ago, evolving from expert software engineer and architect to distinguished consultant, and now to his leadership role in cybernetic transformation. Throughout his career, he has been driven by a singular passion: enabling organizations to continuously deliver value through the harmonization of people, processes, technology, and AI. This passion naturally led him from software engineering to the forefront of DevOps and now to shaping the future of enterprise transformation.

Romano is the organizer of the monthly DevOps Meetup in Zürich and the president of DevOps Days Zürich, an annual conference that is part of the global DevOps movement. He shares his expertise through his YouTube channel, featuring over 250 videos on DevOps, architecture, leadership, and transformation. Additionally, he has authored more than 30 blog posts on these topics on his website.

His commitment to education and thought leadership extends to his role as a lecturer in DevOps leadership and agile methodologies at the Lucerne University of Applied Sciences and Arts. Romano’s work emphasizes the transformative power of cybernetic thinking in modern enterprises, harmonizing people, processes, technology, and AI to foster resilience, innovation, and continuous value creation.

Romano Roth is a pioneering thought leader in cybernetic transformation, enterprise evolution, and platform engineering, with over two decades of experience in the technology sector. As the Global Chief of Cybernetic Transformation at Zühlke, Romano ... Show more

Cleyra is a Venezuelan Software Engineer based in United Kingdom. Her passion for web development and user experience have led her to focus her career on creating products that are easy to use and accessible to everyone. She is also a promoter of diversity and inclusion in the tech industry and is always looking for ways to promote equal opportunity and representation, in her role as Women Techmakers ambassador, Women Developer Academy Mentor, Google Developers Group organiser and in her role as Affiliate Professor at University of Glasgow.

Cleyra is a Venezuelan Software Engineer based in United Kingdom. Her passion for web development and user experience have led her to focus her career on creating products that are easy to use and accessible to everyone. She is also a promoter of div... Show more

Toddy has over 25 years of experience in software engineering and design, consulting, and product management for companies like Microsoft, T-Mobile, and SAP. He started his cloud journey 14 years ago as part of the Azure team. Since then, Toddy worked on large-scale cloud implementations using Azure and AWS by utilizing cloud-native technologies. Now, he is part of the Azure Cloud Native and Ecosystem team and is responsible for container supply chain security for Azure services and customers.

Toddy has over 25 years of experience in software engineering and design, consulting, and product management for companies like Microsoft, T-Mobile, and SAP. He started his cloud journey 14 years ago as part of the Azure team. Since then, Toddy worke... Show more

Matteo Emili is a Director of Software Engineering at Avanade UK and Ireland, leading the talent in Software Engineering and always looking at new ways of applying technology to solve business problems.

He is a passionate Agile advocate and a technologist at heart, a Cloud Architect who is always driven by using technology as a vehicle for change and continuous improvement.
A Microsoft MVP since 2010 (currently in the Azure DevOps and GitHub category), he enjoys sharing back as much as he can with the worldwide technical communities – especially about Agile and DevOps.

He founded several User Groups around Europe and he is a regular speaker at meetups and conferences.

Matteo Emili is a Director of Software Engineering at Avanade UK and Ireland, leading the talent in Software Engineering and always looking at new ways of applying technology to solve business problems. He is a passionate Agile advocate and a tech... Show more

Inizia la sua avventura nell'informatica con il suo primo Intel 80386 per poi laurearsi in Informatica presso l'Università degli Studi di Torino. 
Prosegue la sua formazione con due master, uno in "Comunicazione Digitale, Web Marketing e Social Media Management" e il secondo in "Cloud Computing". 

Dopo esser stato sviluppatore web & mobile, attualmente è CTO presso Finwave, docente di corsi tecnici e assistente universitario.
Inoltre è co-organizzatore del droidcon italy, Swift Heroes e Flutter Heroes dalle loro prime edizioni. 

Nel 2018 fonda il GDG Cloud a Torino dove, con entusiasmo, organizza sessioni, meetup e workshop in ambito cloud. 

Nel 2023 diventa Google Champion Innovator in ambito Cloud "Serverless App Development" e GDE Cloud nel 2025.

Nel tempo libero è uno dei content creator Italiani più seguiti su Instagram in ambito giochi da tavolo, videogiochi e fiere ludiche con il nickname @mosquitoman81.

Inizia la sua avventura nell'informatica con il suo primo Intel 80386 per poi laurearsi in Informatica presso l'Università degli Studi di Torino.  Prosegue la sua formazione con due master, uno in "Comunicazione Digitale, Web Marketing e Social Medi... Show more

I am a UX design leader and product strategist with a decade of experience in creating user-centric digital solutions. Currently, I work as a product design leader focusing on enterprise design for Cisco. My expertise lies in scaling design systems, leading cross-functional teams, and driving business impact through innovative UX strategies.

I’ve had the privilege of speaking at global conferences like UXDX and NFT.London, where I share insights on blending creativity, research, and technology to deliver impactful results. My experience also includes leveraging design and AI to drive sustainable practices through in-depth research, usability testing, and exploring how design influences user decisions toward eco-friendly outcomes. Additionally, I’m passionate about mentoring emerging designers at premier institutions, helping them shape the future of user-centered design.

I am a UX design leader and product strategist with a decade of experience in creating user-centric digital solutions. Currently, I work as a product design leader focusing on enterprise design for Cisco. My expertise lies in scaling design systems, ... Show more

Oluwatobi Yusuf is a low-code advocate, developer and consultant for about 5 years. He leads the Business Process Reengineering Team at AXA-Mansard.

He supports various clients in their journey towards the modern workplace using Office 365, Power Platform, Robotic Process Automation (RPA) and SharePoint Online. He is a 2x Microsoft Certified Trainer and holds a high-level certification in Microsoft power platform, Office 365 and SharePoint/Microsoft Teams.

He specializes in Power App, Power Automate, Robotic Process Automation (RPA), Power Virtual Agent, PowerBI, Office 365, SharePoint, migration, and adoption. His emphasis is on customizing Power Platform and SharePoint solutions for individuals and organizations.

Oluwatobi is one of the community leaders for the Nigeria Power Platform User Group.

He was awarded Business Applications MVP status on November 2022.

Oluwatobi Yusuf is a low-code advocate, developer and consultant for about 5 years. He leads the Business Process Reengineering Team at AXA-Mansard. He supports various clients in their journey towards the modern workplace using Office 365, Power... Show more

Senior Data Scientist with over 7 years of experience - Google Developer Expert AI - Founder of YeToo Tech - Over 8 AI Products launch for banks - AI integration FinTechs specialist - Credit scoring loan AI Systems conception experience - Engineering Management - Africa Tech ecosystems experience - Techs African Communities Experience - Over 100 persons mentored in central and east Africa

Senior Data Scientist with over 7 years of experience - Google Developer Expert AI - Founder of YeToo Tech - Over 8 AI Products launch for banks - AI integration FinTechs specialist - Credit scoring loan AI Systems conception experience - Engineering... Show more