Capital Variation was founded in October 2019 in London-United Kingdom by Margareth Gonzalez a 31-year-old entrepreneur, born in Bogota-Colombia, raised between Latin America, the United States, and Europe. In her early years, Margareth and her family lived in a very difficult environment due to the point where they had to emigrate to the United States to be safe and start over a new life far away from the conflicts and violence that ruled Colombia in the 90’s.

Margareth lived some of her middle school years influenced by the South and American culture and the vision to acquire international education. She saw infinite possibilities that could not be possible in her hometown Colombia and once she lived in the relative freedom of The United States, she knew she wanted to change some memories, re-write her story and inspire others no matter what their history might be.

Margareth speaks #Spanish, #English, and #German fluently. She studied marketing and hospitality management in Spain, foreign languages in Germany, and #Business in #London, having worked for numerous companies she developed knowledge in the world of finance, particularly in Industries such as #infrastructure, #realestate , #privateequity, #healthcare, #technology, and #ESG #investing.

Margareth's passion for traveling and global sustainable finances inspired her to create the vision and conceptualize #CapitalVariation, a #Start-up investment consultancy company that she considers her baby. She has curated it with the sole purpose of identifying potential projects that focus on (ESG) #environmental, her purpose is to impact finance leaders and increase awareness in the world of ESG investments.

Capital Variation’s why is to partner with C-level leaders who solve the world’s biggest challenges and are passionate about providing a solution to inequalities, bringing light to those entrepreneurs who thrive for positive change and impact in today's world.

She works with several business partners in #Colombia, the #UnitedStates, #Europe, #TheMiddleEast, and #Asia, all with a strong track record in the world of financial services, often she finds in them not only business partners but mentors, true friends, and visionaries.

She finds herself at a point in her life where she sees the results of her hard work, and this is her time to help inspire others to find their inner power, Margareth is a responsible, optimistic, loyal, and compassionate woman who stands committed to inspiring and empowering young girls and female #entrepreneurs along with communities whom #emigrate and create a better future for their families and themselves.

The values which have been guiding her life are integrity, humility, and respect.

Capital Variation was founded in October 2019 in London-United Kingdom by Margareth Gonzalez a 31-year-old entrepreneur, born in Bogota-Colombia, raised between Latin America, the United States, and Europe. In her early years, Margareth and her famil... Show more

Lennart has extensive experience from development and architecture with his 25+ year in the industry. He started his current position at Handelsbanken last fall after leaving H&M where he modernized H&M's product data model and PLM systems. He speaks now and then on future insights and architecture and presents outlooks.

Lennart has extensive experience from development and architecture with his 25+ year in the industry. He started his current position at Handelsbanken last fall after leaving H&M where he modernized H&M's product data model and PLM systems. He speaks... Show more

Lawyer, Finance PhD student & University Lecturer in Finance. Professionally in crypto since 2017.

Interested in the future of money, blockchain startups and investments.

Lawyer, Finance PhD student & University Lecturer in Finance. Professionally in crypto since 2017. Interested in the future of money, blockchain startups and investments. Show more

10+ years of experience in asset allocation and tech investing. She co-founded Bridge Point Capital in 2018 focusing on deep tech investing. Prior to that, Nadia worked as a Business Unit Manager at Goldman Sachs Asset Management, responsible for sales strategy of RIA and Banks channels for the firm’s mutual fund business. She managed the launch of two Closed End Funds from 2013 to 2015, each with over $500mm AUM.

10+ years of experience in asset allocation and tech investing. She co-founded Bridge Point Capital in 2018 focusing on deep tech investing. Prior to that, Nadia worked as a Business Unit Manager at Goldman Sachs Asset Management, responsible for sal... Show more

Chris Ibbitson has spent the last 25 years working in the financial services technology space. The first fourteen years were spent working in a host of architectural roles within a global universal bank, with the ten years before joining AWS working for a Systems Integrator (as the EMEA Chief Architect for Financial Services) and Tech Vendor (as the CTO for Financial Services in EMEA) with global banking customers. Chris currently works within Global Financial Services at AWS and engages with large banks to help them develop and execute their cloud strategies. Chris loves to talk about how technology can help banks reinvent themselves and delight their customers.

Chris Ibbitson has spent the last 25 years working in the financial services technology space. The first fourteen years were spent working in a host of architectural roles within a global universal bank, with the ten years before joining AWS working ... Show more

In 2009 I started my first public accounting firm, Shurek Accounting & Tax, operating out of my bonus room upstairs and meeting clients at their homes and local Starbucks. In 2012, after picking up my first 250 or so clients, I opened my first office, hired my first employee and began to grow my practice.

Through advertising, networking and referrals, I picked up an average of 100 clients per year, consisting of a good mixture of small-to-medium sized businesses as well as individual tax clients, and had accumulated around 800 clients by my eighth year. In 2015, I started doing work for clients in the cannabis industry in various states, and after accumulating a few clients, in 2016, I created my new company, MCA Accounting Solutions/ MyCannabisAccountant.com.

After working in the cannabis space for a few years and learning of the true need of good accountants to help businesses stay in compliance, In January of 2018, I sold over 600 of my initial clients to another local accountant and shifted most of my main practice focus to cannabis accounting.

For almost the last decade, we have helped clients that own dispensaries, cultivations, processing facilities and ancillary service providers in almost every state that there is a legal cannabis program – working with over 100 licensees in most legal states.

In 2017, I was introduced to the crypto world by several clients that were involved in different aspects and activities. Since then, I have been heavily involved in mining, trading, Defi, NFTs and we have been doing accounting and taxes for clients in the space for the past several years. Seeing another niche market with a significant need, I officially formed The Crypto Accountant in 2021 to help the crypto community not only to be able to accurately represent their crypto gains and losses for tax return purposes, but also to allow for proactive and strategic tax planning based around their crypto portfolios and activities.

After working with over 1,000+ companies and individuals spanning just about every industry there is, I have developed a true understanding of not only the cannabis and cryptocurrency industries, but also the struggles and challenges it takes for businesses to survive and compete in the dynamic business environments of today. As a fellow entrepreneur, I also understand the hustle and dedication it takes to run a business, and the extra efforts it takes to do so successfully.

In 2009 I started my first public accounting firm, Shurek Accounting & Tax, operating out of my bonus room upstairs and meeting clients at their homes and local Starbucks. In 2012, after picking up my first 250 or so clients, I opened my first office... Show more

Seasoned Cyber Security Professional with experience in banking, financial and telecom domains. Worked in different geographical regions in demanding regulatory and compliance requirements. Data Security, Risk Management and Compliance being the most favoured security functions. https://www.linkedin.com/in/kumarmathialagan/

Seasoned Cyber Security Professional with experience in banking, financial and telecom domains. Worked in different geographical regions in demanding regulatory and compliance requirements. Data Security, Risk Management and Compliance being the most... Show more

I'm an experienced investment professional with a background in asset management, trading, consulting, fintech and AI.

On top of my technical background, I have developed skills and knowledge in growth strategies, scaling, marketing, and other aspects of running startups using emerging technologies.

With strong cross-functional skills, I have developed deep insights into both businesses and people.

If you are currently launching a WEB3/crypto/NFT/blockchain/AI project, I will be keen on helping you and providing you guidance.

I'm an experienced investment professional with a background in asset management, trading, consulting, fintech and AI. On top of my technical background, I have developed skills and knowledge in growth strategies, scaling, marketing, and other asp... Show more

Gordon Stein, BESc, MBA, CSC, CFEI
 
Gordon Stein is an international keynote speaker, blogger, personal finance expert and author of Cashflow Cookbook - $2 Million of Financial Freedom in 60 Easy Recipes. He delivers transformational talks that help people crush their number one stress – their finances. 
 
Building financial wellness helps his audience regain focus, balance and joy in their lives. Gordon combines his trademark wit and storytelling style to speak with employee and association groups, financial advisors and the media about a breakthrough path to financial wellness with no risk, minimal effort, minimal sacrifice and no budgeting.
 
In his earlier career, Gordon was a senior sales, marketing, and operations executive at high tech companies. While at Apple he led the Education and Enterprise segments to record sales and was a featured speaker at the Executive Briefing Centers in Toronto and Cupertino. At Rogers Communications he managed the $1.5B B2B market and built the learning and development function for 30,000 learners. Prior to that, at Dell he was responsible for the small business segment and had the second highest sales productivity worldwide.
 
Gordon holds a degree in Mechanical Engineering from Western University, and an MBA from the Rotman School of Business. He has also completed the Canadian Securities Course and the U.S. Certified Financial Education Instructor designation from the National Financial Education Council. He has volunteered with the Western Alumni Board, the Western Engineering Dean’s Advisory Council and the Crescent School Board of Governors. He is currently a member of the National Financial Educators Council and the National Speakers Association. His content is used for CE credits with the Financial Planning Association.
 
In his free time, Gordon is a downhill ski racer, sailor, fitness enthusiast and not-yet-great (ok, not even good) guitar player. His thoughts on personal finance can be found at cashflowcookbook.com.

Gordon Stein, BESc, MBA, CSC, CFEI   Gordon Stein is an international keynote speaker, blogger, personal finance expert and author of Cashflow Cookbook - $2 Million of Financial Freedom in 60 Easy Recipes. He delivers transformational talks that h... Show more

In search of the holy grail how to find a balance between decentralised economy and regulation.

In search of the holy grail how to find a balance between decentralised economy and regulation. Show more

Sofie Blakstad, author of the groundbreaking book Fintech Revolution and CEO of hiveonline, is a respected authority on blockchain, CBDCs, digital assets and economics. She is driving alternative value systems based on tokenisation of social and natural capital in multiple countries. Sofie also advises international organisations including the UN, NGOs, Central Banks and commercial banks and chairs the FI and Fintech Industry Advisory Committee for the Edinburgh Futures Institute.

As Founder of hiveonline, a multiple award-winning blockchain-based community finance platform Sofie Blakstad has hands-on experience supporting unbanked farmers in developing economies. Previously, she built financial technology and businesses for eight major international banks in over 60 countries. She has written multiple research papers on blockchain and DLT for humanitarian and sustainable impact.

Sofie Blakstad, author of the groundbreaking book Fintech Revolution and CEO of hiveonline, is a respected authority on blockchain, CBDCs, digital assets and economics. She is driving alternative value systems based on tokenisation of social and natu... Show more

My name is Sunday Ndu. A graduate of Obafemi Awolowo University. I have been building FinTech android applications for more than 2 years. I have about 5years of mobile development experience.

My name is Sunday Ndu. A graduate of Obafemi Awolowo University. I have been building FinTech android applications for more than 2 years. I have about 5years of mobile development experience. Show more

A seasoned AppSec Consultant who successfully rolled out DevSecOps program for 1200+ developers, with application security assessment experience in Banking, Insurance, Manufacturing, Telecom and Retail domains with clients from APAC, USA, Europe and India.

A seasoned AppSec Consultant who successfully rolled out DevSecOps program for 1200+ developers, with application security assessment experience in Banking, Insurance, Manufacturing, Telecom and Retail domains with clients from APAC, USA, Europe and... Show more

Olugbemiga Bamiji (also known as Gbenga Bamiji) is a fellow chartered accountant with expertise and speaking capacity in the areas of Emerging markets and emerging economy, breaking new markets, managing emotional intelligence, assurance, finance, internal audit outsourcing,risk management, business development, business process, policy management, leadership, Strategy, Market and Business Intelligence and Customer Insights Analysis for business decisions

Olugbemiga Bamiji (also known as Gbenga Bamiji) is a fellow chartered accountant with expertise and speaking capacity in the areas of Emerging markets and emerging economy, breaking new markets, managing emotional intelligence, assurance, finance, i... Show more

Background is in entrepreneurial accounting/finance/business management in the context of small business, nonprofit, and venture-backed startups. I've been on both ends of the entrepreneurial investment table.

Background is in entrepreneurial accounting/finance/business management in the context of small business, nonprofit, and venture-backed startups. I've been on both ends of the entrepreneurial investment table. Show more

A highly experienced, client facing technologist, with a strong track record of building complex mission-critical financial platforms through the delivery of multiple interlinked projects and workstreams. I bring a background as a software developer and technical architect, a deep understanding of the financial services sector - covering both trading and risk - and a strong academic background, including a computer science degree and an MBA. I also have an interest in financial and economic history, and am working towards a PhD in the subject.

A highly experienced, client facing technologist, with a strong track record of building complex mission-critical financial platforms through the delivery of multiple interlinked projects and workstreams. I bring a background as a software developer ... Show more

Fernando Leitzelar is a senior SharePoint Evangelist and Vice-president with a Large Financial Institution. As a consultant he regularly interfaced with clients and development teams to design SharePoint-based solutions. Fernando has progressively held SharePoint positions ranging from developer and administrator to Architect and Manager. He has been a SharePoint Saturday Speaker since 2010, having worked extensively on designing and architecting sophisticated SharePoint based applications. He maintains expertise in Office 365, Azure, SharePoint 2019/2016/2013/2010/2007/2003, BI and Machine Learning Solutions.

Fernando Leitzelar is a senior SharePoint Evangelist and Vice-president with a Large Financial Institution. As a consultant he regularly interfaced with clients and development teams to design SharePoint-based solutions. Fernando has progressively he... Show more

Former federal prosecutor specializing in money laundering and terrorist financing. Currently at Partner in the White Collar Defense and Investigations Group at Cadwalader, Wickersham & Taft LLP.

Former federal prosecutor specializing in money laundering and terrorist financing. Currently at Partner in the White Collar Defense and Investigations Group at Cadwalader, Wickersham & Taft LLP. Show more

Sammy is a seasoned consultant with an extensive background in diverse industries and over a decade of experience. With a specialization in the Microsoft Stack, he has successfully undertaken and delivered numerous projects across sectors such as finance, healthcare, and beyond.

In 2015, Sammy made a significant shift in his career by redirecting his focus towards Machine Learning and Artificial Intelligence (AI). Recognizing the transformative potential of these emerging technologies, he dedicated himself to mastering their applications and staying at the forefront of the field. His deep understanding of AI and its practical implications has allowed him to contribute significantly to the advancement of organizations he has been involved with.

In 2017, Sammy played a pivotal role in the launch of a new company that specializes in leveraging Artificial Intelligence and Microsoft tools to maximize organizations' potential. His expertise and leadership were instrumental in establishing the company as a prominent player in the AI landscape. Through his strategic insights and hands-on involvement, Sammy has helped numerous businesses harness the power of AI to drive innovation, improve operational efficiency, and achieve sustainable growth.

Beyond his professional endeavors, Sammy is a passionate advocate for AI education and community building. He serves as a board member of the global AI community, where he actively contributes to fostering collaboration, knowledge sharing, and networking opportunities among professionals in the field. As an esteemed international speaker, Sammy frequently shares his expertise and insights at industry conferences, seminars, and workshops, inspiring and educating audiences about the transformative potential of AI.

Sammy's commitment to excellence and his contributions to the AI community have been recognized with the prestigious MVP (Most Valuable Professional) award in AI since 2021. This accolade further underscores his dedication, expertise, and impact in the field, cementing his position as a trusted advisor and thought leader in the intersection of AI and business.

With his vast experience, deep knowledge, and unwavering passion for AI, Sammy continues to shape the future of organizations by unlocking their potential through cutting-edge technologies, and inspiring others to embark on their own AI journeys.

Sammy is a seasoned consultant with an extensive background in diverse industries and over a decade of experience. With a specialization in the Microsoft Stack, he has successfully undertaken and delivered numerous projects across sectors such as fin... Show more

Florian Lenz is a Microsoft Azure MVP and Cloud Architect with over 10 years of experience building secure, scalable cloud platforms on Microsoft Azure. He specializes in Azure Landing Zones, DevSecOps, Infrastructure as Code, and cloud-native architectures, and has worked across industries including energy, finance, retail, and software.
As a speaker, author, and content creator, Florian shares practical lessons from real-world projects through conference talks, articles, and his YouTube channel—helping engineers and teams design systems that are secure, maintainable, and built for long-term success.

Florian Lenz is a Microsoft Azure MVP and Cloud Architect with over 10 years of experience building secure, scalable cloud platforms on Microsoft Azure. He specializes in Azure Landing Zones, DevSecOps, Infrastructure as Code, and cloud-native archit... Show more

Uwe Ricken has been working with IT systems since the early 1990s, with a deep focus on Microsoft SQL Server starting from his work on Membership Software for the American Chamber of Commerce in Germany - later rolled out across five European countries. His passion for SQL Server took off in 2007 when he joined Deutsche Bank AG as a database administrator, gaining hands-on experience in high-performance, enterprise-scale environments.

With over three decades of experience in database development and operations, Uwe earned the prestigious "Microsoft Certified Master – SQL Server 2008", the highest technical certification at the time. In 2013, he was honored with his first "Microsoft MVP Award" for his contributions to the SQL Server community across Germany and Europe.

Since 2010, Uwe has been sharing his expertise through his blog https://sqlmaster.de, offering deep dives into SQL Server internals, performance tuning, and real-world troubleshooting.

A regular speaker at international conferences and user groups, Uwe’s sessions focus on Database Internals, Indexing Strategies and Advanced SQL Development - always with a practical, performance-driven mindset.

Uwe Ricken has been working with IT systems since the early 1990s, with a deep focus on Microsoft SQL Server starting from his work on Membership Software for the American Chamber of Commerce in Germany - later rolled out across five European countri... Show more

Passionate about leveraging the power of Microsoft 365 ecosystem. Committed to delivering top tier services and solutions that empower productivity. My dedication to staying abreast to the latest tools and maintains a high level of integrity has not only facilitated to transformation through technology but also contributed to the ongoing pursuit of excellence in my field.

Passionate about leveraging the power of Microsoft 365 ecosystem. Committed to delivering top tier services and solutions that empower productivity. My dedication to staying abreast to the latest tools and maintains a high level of integrity has not ... Show more

Senior Agile Coach, Jean-Yves Klein has worn many hats: developer, project manager, program director, head of IT… This diverse background gives him a 360° view of agility — from hands-on delivery to executive strategy.

Certified in PMI, SAFe, and Disciplined Agile, he has coached teams across IT, mechanical engineering, electronics, marketing, and legal. His approach is always tailored to the team, the project, and the organization — no cookie-cutter solutions here.

A passionate educator, he has designed over 10 Serious Games, including several with LEGO, to bring Agile, SAFe, DevOps, and key roles like Product Owner and Scrum Master to life. With him, learning is hands-on, fun, and unforgettable.

Senior Agile Coach, Jean-Yves Klein has worn many hats: developer, project manager, program director, head of IT… This diverse background gives him a 360° view of agility — from hands-on delivery to executive strategy. Certified in PMI, SAFe, and ... Show more

I’m a Lead software engineer and architect with a background in biotechnology. I specialize in modernizing legacy systems, transforming them into scalable, efficient, and maintainable solutions. I focus on applying Domain-Driven Design (DDD) principles to create software that not only meets technical requirements but also aligns with business goals.

I have experience designing modular, cloud-ready architectures and using techniques like microservices and event-driven design to solve complex challenges. I’m passionate about continuous learning and improvement, and I enjoy mentoring teams and promoting best practices in software development. My approach combines deep technical knowledge with a practical understanding of business objectives, ensuring that the solutions I deliver are both effective and future-ready.

I’m a Lead software engineer and architect with a background in biotechnology. I specialize in modernizing legacy systems, transforming them into scalable, efficient, and maintainable solutions. I focus on applying Domain-Driven Design (DDD) principl... Show more

Pradumna is an Open Source Developer/DevRel, Docker Captain, and a DevOps and Go Developer. He is passionate about Open Source and has mentored hundreds of people to break into the ecosystem. He also creates content on X (formerly Twitter) and LinkedIn, educating others about Open Source and DevOps tools. Pradumna enjoys engaging with people in person and delivering talks.

Pradumna is an Open Source Developer/DevRel, Docker Captain, and a DevOps and Go Developer. He is passionate about Open Source and has mentored hundreds of people to break into the ecosystem. He also creates content on X (formerly Twitter) and Linked... Show more

Ryan Edge is a software engineer and Flutter GDE living in Charlotte, North Carolina. His primary focus is front-end mobile and web development using Flutter and React. His secondary focus is back-end development with technologies including Node.js, GraphQL, Vercel, Supabase, and Firebase. He is a co-author of the "Cross-Platform UIs with Flutter" book.

Ryan Edge has 10+ years of experience ranging from maintaining large-scale systems to developing internal and commercial web, mobile, and desktop applications using various technologies.

Ryan Edge is a community organizer of Flutter Charlotte and GDG Charlotte. He is passionate about creating software that has a tangible positive impact on the lives of its users, furthering diversity in the developer community, and mentoring young software engineers.

Ryan Edge is a software engineer and Flutter GDE living in Charlotte, North Carolina. His primary focus is front-end mobile and web development using Flutter and React. His secondary focus is back-end development with technologies including Node.js,... Show more

I am an enthusiastic Power BI user, Speaker, Power BI Super User, co-organizer of the Fabric User Group Switzerland and Microsoft MVP.

I work as Principal Consultant, trainer and mentor in the area of Business Intelligence in Switzerland.
I have been lucky enough to work with Power BI since its release in 2015 and gain experience in many interesting projects since the beginning. In my blog WhatTheFact.bi I write about everything related to Power BI, best practices, share tips and look forward to exchange with you!

I am an enthusiastic Power BI user, Speaker, Power BI Super User, co-organizer of the Fabric User Group Switzerland and Microsoft MVP. I work as Principal Consultant, trainer and mentor in the area of Business Intelligence in Switzerland. I have... Show more

Helping companies to manage, secure and leverage generative AI and collaboration tools to provide deeper services and support for companies

Helping companies to manage, secure and leverage generative AI and collaboration tools to provide deeper services and support for companies Show more

Your friendly neighbourhood Data Engineer. My background is in Finance, but I have had the pleasure to be working in IT for the past 8 or so years. In my daily life, I design and build scalable data solutions in the Azure cloud.

Your friendly neighbourhood Data Engineer. My background is in Finance, but I have had the pleasure to be working in IT for the past 8 or so years. In my daily life, I design and build scalable data solutions in the Azure cloud. Show more

David Campbell is Head of AI Security at Scale AI, where he leads efforts to secure and stress test the world’s most advanced AI systems. With nearly two decades in Silicon Valley’s startup ecosystem, David has built a career at the intersection of infrastructure, security, and cutting-edge AI. He pioneered one of the industry’s first large-scale AI Red Teaming platforms, now used to probe the limits of generative models and harden them against real-world threats.

David’s expertise has been recognized at the highest levels, from briefing the U.S. Congress and U.K. Parliament to advising NATO and the White House on AI risk and resilience. He is a founding member of OWASP AIVSS, helping establish open standards for AI security, and has played a key role in collaborative exercises such as CISA’s JCDC.AI cyber table-top series on AI-driven threats.

Prior to his work in AI security, David spent years shaping security and developer experience at Uber, DoorDash, and Nest Labs. His mission today is clear: align AI innovation with business resilience, so organizations can adopt transformative technologies without sacrificing trust or safety.

David Campbell is Head of AI Security at Scale AI, where he leads efforts to secure and stress test the world’s most advanced AI systems. With nearly two decades in Silicon Valley’s startup ecosystem, David has built a career at the intersection of i... Show more