I’m Nuno Subtil, an Architect and Managing Partner at Exodia. I help teams break through the low-code barrier by using it where it fits and engineering around it where it doesn’t. My work sits across Dynamics 365, Power Platform, and Azure. If you’re dealing with these problems, come talk to me.

I’m Nuno Subtil, an Architect and Managing Partner at Exodia. I help teams break through the low-code barrier by using it where it fits and engineering around it where it doesn’t. My work sits across Dynamics 365, Power Platform, and Azure. If you’re... Show more

Andrew builds powerful systems: AI platforms, digital ecosystems, and high performance human capability.

Andrew designs and scales AI powered platforms and ecosystems at Uniform and advise on AI strategy through the MACH Alliance, operating at the intersection of architecture, product, and execution. Beyond work, I lead and invest across KUMA Performance, Yellow Hat Media, Lumioso AI, and RegulationLayer.

Andrew values clarity over noise, restraint over hype, and mastery of systems, mind, and body.

Andrew builds powerful systems: AI platforms, digital ecosystems, and high performance human capability. Andrew designs and scales AI powered platforms and ecosystems at Uniform and advise on AI strategy through the MACH Alliance, operating at the... Show more

Shaon Rahman is a Fullstack and Backend Developer at Bouvet, where he specializes in building robust, critical systems using .NET, Azure, and Python. With a technical background that spans from developing industrial IoT solutions for aquaculture to engineering scalable data platforms for the energy sector, Shaon focuses on bridging the gap between complex enterprise architecture and practical software delivery.

Currently, Shaon is dedicated to the emerging field of Local AI. He is passionate about building AI-powered software products that run entirely on local hardware, removing cloud dependencies to enhance privacy and performance. An active contributor to the tech community, Shaon frequently shares his insights through company-wide and public presentations, covering topics such as the architecture of transformer models, the current landscape of local Large Language Models (LLMs), and practical strategies for integrating local AI into modern applications.

Shaon Rahman is a Fullstack and Backend Developer at Bouvet, where he specializes in building robust, critical systems using .NET, Azure, and Python. With a technical background that spans from developing industrial IoT solutions for aquaculture to e... Show more

Geospatial expert, data scientist - PhD student.

Geospatial expert, data scientist - PhD student. Show more

18 years of experience coaching high-achievers to perform better without burnout.

18 years of experience coaching high-achievers to perform better without burnout. Show more

An engineering student at Model Engineering College and a Co-Founder of Flink. I am passionate about exploring the intersection of emerging technologies and business solutions. My work focuses on building secure, efficient systems and helping organizations navigate the evolving landscape of AI and automation.

An engineering student at Model Engineering College and a Co-Founder of Flink. I am passionate about exploring the intersection of emerging technologies and business solutions. My work focuses on building secure, efficient systems and helping organiz... Show more

I am a technology enthusiast with a passion for innovation. Presently, I am working as a senior system manager in technology and system management as part of the Business Area Cloud Software Services of Ericsson.
I have been exposed to a variety of technologies, such as Cloud Native, Big Data, and Machine Learning to build Telco grade solutions in the BSS and OSS domains.
My passion for innovation and collaboration has led me to file numbers of patents and research papers in reputed journals.

I am a technology enthusiast with a passion for innovation. Presently, I am working as a senior system manager in technology and system management as part of the Business Area Cloud Software Services of Ericsson. I have been exposed to a variety of ... Show more

Luke has over 20 years of portfolio, program and project leadership across Australia, Asia, the Middle East and the United States in technology sectors. Luke has directed a number of multi-billion dollar programs, established project offices in new countries, consulted for government organizations and recovered troubled projects. Luke completed a Doctorate in Business Administration focused on Project Management. In addition he holds Masters degrees in Project Management, System Engineering, Cyber-Security and Decision Analytics. Luke is particularly interested in emerging technologies such as data science, block-chain and Artificial Intelligence. Luke’s certifications include the PfMP, PgMP, PMP, PMI-ACP and he is a SAFe Program Consultant.

Luke has over 20 years of portfolio, program and project leadership across Australia, Asia, the Middle East and the United States in technology sectors. Luke has directed a number of multi-billion dollar programs, established project offices in new c... Show more

Ensieh Shervin Shegeft is an analyst in the health care industry with more than twenty years of professional experience built across different organizations and roles. Her background includes project coordination, human resources support, and benefits administration, all performed with steady focus and accountability. She is known for being dependable and attentive to detail, qualities that have earned trust over time. Her work style reflects consistency and cooperation, contributing to stable outcomes and respectful professional relationships.

Shervin was born outside the United States and later relocated with her family, adapting to a new culture and environment during her formative years. Growing up in new communities required patience and resilience, which became lasting personal strengths. She completed her education step by step, earning an associate-level degree before completing a bachelor’s degree in business administration. This achievement represented a meaningful milestone and reflected dedication, perseverance, and strong family encouragement.

Shervin Shegeft entered the workforce after completing her education and gradually developed a broad range of skills across multiple industries. While building her career, she was also raising two children, balancing professional responsibilities with family needs through careful planning and discipline. She approached each position with the goal of long-term stability, valuing consistency and reliability. Her ability to manage both work and home life demonstrated commitment and a steady sense of responsibility.

Shervin considers being a mother her most important role and has always remained closely involved in her children’s lives. She regularly volunteered in educational settings, supported school events, and assisted with classroom activities whenever possible. Being present and supportive was a priority, even during demanding work periods. As her children grew older and became more independent, maintaining strong connections and shared experiences continued to guide her daily life and personal decisions.

Shervin believes in contributing to her community through practical and meaningful actions. Over the years, she has volunteered her time, shared creative skills with young students, and participated in donation efforts during seasonal holidays. These activities were motivated by a desire to help rather than by a passion for recognition. She values giving back in simple ways that foster connection and support, finding quiet fulfillment in contributing to others' well-being.

Shervin Shegeft enjoys creative activities that provide balance and relaxation outside of work. Drawing and painting are personal outlets that allow her to slow down and focus, often through small, thoughtful projects made for loved ones. She also enjoys knitting, creating valuable items that combine care and patience. These hobbies offer a sense of calm and accomplishment, reinforcing the importance of taking time for creativity and reflection.

Shervin has a strong interest in cooking and baking, often preparing meals inspired by her cultural background and sharing them with family. Food has long been a way for her to express care, connection, and gratitude. She also enjoys interior design, finding satisfaction in arranging spaces thoughtfully and creating balanced environments. This interest has sparked curiosity about exploring real estate in the future, where creativity and attention to detail align naturally.

Ensieh Shervin Shegeft values spending quality time with her family and appreciates simple shared moments, such as watching movies together when time allows. She enjoys a wide range of film styles, finding meaning in both lighthearted and reflective stories. These moments highlight what matters most to her. Across her career, personal interests, and daily routines, family remains the foundation of her life and the central influence behind her priorities.

Ensieh Shervin Shegeft is an analyst in the health care industry with more than twenty years of professional experience built across different organizations and roles. Her background includes project coordination, human resources support, and benefit... Show more

Passionate about leveraging technology to drive innovation and solve technical problems. I am a tech enthusiast with a keen interest in cloud computing, open source and emerging technologies. With a curiosity-driven mid set and a commitment to continuous learning, I enjoy exploring the latest trends, sharing knowledge and contributing to tech communities.

Passionate about leveraging technology to drive innovation and solve technical problems. I am a tech enthusiast with a keen interest in cloud computing, open source and emerging technologies. With a curiosity-driven mid set and a commitment to contin... Show more

I'm Jean Karlo Obando, a web development professional with over 4 years of experience. My career spans various fields, including recruiting systems, video streaming platforms, and fintech. I am passionate about fostering community within the software industry. I have spoken at notable events such as Flisol and React Summit, sharing insights and knowledge with fellow developers. Additionally, I host the podcast "Experiences 404," where we delve into the stories and experiences behind software development. My goal is to inspire and connect with others in the tech community, promoting continuous learning and collaboration

I'm Jean Karlo Obando, a web development professional with over 4 years of experience. My career spans various fields, including recruiting systems, video streaming platforms, and fintech. I am passionate about fostering community within the software... Show more

Karta dharta at Asambhav Solutions, completely into Agents, GPT ,diffusion and langchain, MERN stack dev, A.I. enthu , Scrum Master | Been programming for more than a decade building tech and products | Author in making | Founder : AutoResume.ai | linkedinprofiler.ai | sitesGPT | connektwithme | Asambhav etc

Given more than 70+ talks , mentored and judged 40+ hackathons. Organised and volunteered for 50+ events as GDG Gandhinagar Organizer and Open Source Weekend organizer and other roles.

Karta dharta at Asambhav Solutions, completely into Agents, GPT ,diffusion and langchain, MERN stack dev, A.I. enthu , Scrum Master | Been programming for more than a decade building tech and products | Author in making | Founder : AutoResume.ai | li... Show more

Traci Adedeji, CPCU, ARM, API, AIDA, is a nationally recognized insurance leader, educator, and keynote speaker known for blending expertise, empowerment, and real-world insight. With nearly 40 years in the industry, she helps audiences navigate the intersection of risk, leadership, technology, and human behavior with clarity and humor.

As President of Positive Paradigm Group and VP of Advisor Services at Litmus Risk Solutions, Traci drives transformation across personal lines advisory, digital innovation, and client experience. She’s also a sought-after CliftonStrengths coach who has facilitated sessions for organizations including Meals on Wheels, United Way, the Rhode Island Bar Association, the RI Black Business Association, and the Audubon Society.

A frequent speaker at conferences such as In2Risk, CPCU Society events, and leadership summits nationwide, Traci is known for inspiring professionals to lead boldly, embrace change, and unlock their superpowers.

Traci Adedeji, CPCU, ARM, API, AIDA, is a nationally recognized insurance leader, educator, and keynote speaker known for blending expertise, empowerment, and real-world insight. With nearly 40 years in the industry, she helps audiences navigate the ... Show more

Tim is a Software Engineer and Technical Coach at Lean TECHniques, Inc. He has worked in software development in several industries including financial, fundraising, insurance, and telecommunications. He has played several roles including Agile Coach, Tech Lead, Software Developer, Database Administrator, Product Manager, Business Analyst and Architect. His real passion is to work with people to understand their context and help them introduce incremental improvements to experience flow-state in software development.

Tim is a Software Engineer and Technical Coach at Lean TECHniques, Inc. He has worked in software development in several industries including financial, fundraising, insurance, and telecommunications. He has played several roles including Agile Coach... Show more

Dan Rochon, founder of the Consistent and Predictable Income (CPI) Community, believes that with the right tools, mentorship, and training, you can learn to influence human behavior and achieve your fullest potential—and you can inspire others to do the same.

By teaching his clients and students how to “Teach to Sell,” Dan helps professionals - just like you - create a continuous flow of leads and transactions so you have No Broke Months, transform yourself into an all-star seller, and scale your businesses to the point where you have the freedom to step back and have real control over your future without ever missing a beat.

One of Dan's proudest accomplishments is his own track record of having “No Broke Months” in real estate sales since 2008, with an average of ten monthly sales.

He is also a certified NLP practitioner and the author of

Real Estate Evolution:

The Ten-Step Guide to CPI - Consistent and Predictable Income and

Think and Grow Rich: Increase Your Influence,

Avoid the #1 Sales Mistake and Get What You Want.

And as you might imagine,

Dan is a constant student of human experience and potential.

Dan Rochon, founder of the Consistent and Predictable Income (CPI) Community, believes that with the right tools, mentorship, and training, you can learn to influence human behavior and achieve your fullest potential—and you can inspire others to do ... Show more

From 1989 to 2025: Having grown up with FIDOnet, Kevin still only knows “three channels” on TV. In addition to talks at trade fairs and events,
Kevin brings the topic of IT security to life in a frightening way for his audience.

In real life, he is an evangelist for the IT security division of CID GmbH. Focus areas: IT security, adversary simulation, offensive IT security, incident response and forensics, gefma working group “IT security.”

From 1989 to 2025: Having grown up with FIDOnet, Kevin still only knows “three channels” on TV. In addition to talks at trade fairs and events, Kevin brings the topic of IT security to life in a frightening way for his audience. In real life, he ... Show more

Dhwanil Bhavsar is a cybersecurity student and active community contributor with a passion for ethical hacking, OSINT, and hands-on security learning. He is currently pursuing his B.Tech in Computer Science with a specialization in Information and Cyber Security and has completed the Google Cybersecurity Certificate offered via Coursera.

He is a core member and co-host of The Hackers Meetup India, where he helps drive local cybersecurity conversations through regular sessions in Indore. Through this, Dhwanil actively connects students, professionals, and researchers to explore real-world infosec topics in a practical and collaborative environment.

He also engages with learning communities like Google Developers Group and Abhyudaya Coding Club to broaden his perspective on tech and growth. Outside security, he explores storytelling through photography and cinematography. Dhwanil continues to grow by contributing to the community, building projects, and staying deeply involved in the evolving world of cybersecurity.

Dhwanil Bhavsar is a cybersecurity student and active community contributor with a passion for ethical hacking, OSINT, and hands-on security learning. He is currently pursuing his B.Tech in Computer Science with a specialization in Information and Cy... Show more

José Luis Zamora
Especialista en Hacking y Ciberseguridad | Profesor de Inteligencia en Ataques | Especialista en Inteligencia Militar | Implementador Certificado ISO 27001

José Luis Zamora es un reconocido profesional en el ámbito de la ciberseguridad, con sólida formación en hacking ético, inteligencia de amenazas y normativas internacionales. Se desempeña como capacitador en seguridad ofensiva y defensiva para empresas de distintos sectores, brindando formación especializada en pentesting, análisis de riesgos, y respuesta ante incidentes.

Cuenta con una destacada trayectoria como profesor de Inteligencia en Ataques Cibernéticos y es especialista en Inteligencia Militar aplicada a la ciberseguridad, integrando metodologías de análisis estratégico con técnicas avanzadas de hacking ético.

Es Implementador Certificado de la norma ISO/IEC 27001, asesorando organizaciones en el diseño e implementación de sistemas de gestión de seguridad de la información (SGSI) robustos y sostenibles.

Zamora ha sido disertante en eventos científicos de alto nivel, incluyendo el Congreso Argentino de Tecnología Espacial, donde aportó una mirada crítica sobre la seguridad de infraestructuras tecnológicas estratégicas. Además, ha participado como instructor y conferencista en múltiples jornadas de ciberseguridad y tecnología, tanto en el sector privado como público.

Actualmente colabora activamente con proyectos de formación y concientización, promoviendo una cultura de seguridad sólida desde el usuario final hasta las capas más técnicas de las aplicaciones.

José Luis Zamora Especialista en Hacking y Ciberseguridad | Profesor de Inteligencia en Ataques | Especialista en Inteligencia Militar | Implementador Certificado ISO 27001 José Luis Zamora es un reconocido profesional en el ámbito de la ciberseg... Show more

With a Computer Science degree from TU Dortmund, Sven-Torben Janus began at Fraunhofer, working on business process management and distributed systems. Now Principal Architect and Partner at Conciso GmbH, he brings 20+ years of software and consulting experience to agile, domain-driven architectures and Keycloak-based IAM. He continues to share hands-on, strategic insights to strengthen socio-technical systems and community collaboration.

With a Computer Science degree from TU Dortmund, Sven-Torben Janus began at Fraunhofer, working on business process management and distributed systems. Now Principal Architect and Partner at Conciso GmbH, he brings 20+ years of software and consultin... Show more

In his commitment to organizational transformation, Randolf co-founded cogrow.space, after two decades of working with leaders, teams and business units in global enterprises, to bring a different voice to enterprise transformation work. As a global citizen, he collaborates with thought leaders in societal evolution.

Randolf takes great satisfaction in offering his guidance to practitioners as they realize their full potential and capacity in regenerative transformation. He is committed to design and lead cohorts for teams of leaders and change agents to enable effective change in their organizations.

In his commitment to organizational transformation, Randolf co-founded cogrow.space, after two decades of working with leaders, teams and business units in global enterprises, to bring a different voice to enterprise transformation work. As a global ... Show more

Chris Scorer
BA, MA, PGCE, CELTA, FCCT

Education Director - Koru Education

Chris is a teacher, a writer and a speaker and his specialism is how to use school data for pupils and not compliance. Chris has taught for over 20 years and he has had several international leadership roles in that time. As a consultant Chris has worked closely with most of the major global school groups, including Nord Anglia, English Schools Foundation, Wellington, ISP and Yew Chung Yew Wah Group. Chris has been a regular speaker for the Festival of Education, FOBISIA, COBIS and the Cambridge Schools Conference and he has spoken about data, literacy, SEND and AI. Chris is a Fellow of the Chartered College of Teaching and also sits on their editorial panel for Impact Magazine. Chris is a husband to his amazing wife, dad to two amazing children and one amazing (and enormous) dog called Lily. Chris has left the corporate world to pursue something purely focused on education and development rather than a specific product. He was the founder of and now heads up Koru Education as Global Education Director. Koru Education is a team of global experts helping schools grow and they have expertise in school data, coaching and professional development, literacy and wellbeing.

Chris Scorer BA, MA, PGCE, CELTA, FCCT Education Director - Koru Education Chris is a teacher, a writer and a speaker and his specialism is how to use school data for pupils and not compliance. Chris has taught for over 20 years and he has had... Show more

Muhammad Azam Khan | Founder of Echowala | Empowering through AI, Skills & Smart Solutions.

Muhammad Azam Khan | Founder of Echowala | Empowering through AI, Skills & Smart Solutions. Show more

I'm a full-stack developer and product builder with a passion for turning complex challenges into elegant, impactful solutions. My journey in technology is driven by a desire to build things that matter, from founding a NASSCOM-funded tech startup incubated at IIIT Bangalore to architecting a diverse range of applications.

My toolkit is a blend of creativity and engineering. I leverage React, Next.js, and Flutter for dynamic user interfaces, build robust backend systems with Node.js and Python, and explore the frontiers of AI with TensorFlow and LLMs. This versatility allows me to not just write code, but to design, manage, and deliver complete products from concept to launch.

Beyond the code, I thrive in collaborative environments, a passion sharpened by competing in—and winning—multiple hackathons. I'm always excited to connect with fellow innovators and explore new challenges.

I'm a full-stack developer and product builder with a passion for turning complex challenges into elegant, impactful solutions. My journey in technology is driven by a desire to build things that matter, from founding a NASSCOM-funded tech startup in... Show more

Barbara Imhof is a space architect and design researcher working on innovative habitats for extreme environments and sustainable living on Earth. As co-director of LIQUIFER (Vienna–Bremen), she focuses on resource-constrained design and material innovation. Since 2023, she is a professor at the University of Innsbruck, integrating space research into teaching.

Barbara Imhof is a space architect and design researcher working on innovative habitats for extreme environments and sustainable living on Earth. As co-director of LIQUIFER (Vienna–Bremen), she focuses on resource-constrained design and material inno... Show more

Md Tariquzzaman is a software developer and entrepreneur with expertise in building scalable frontend and full-stack applications. He holds a Master’s degree in Computer Science from Southern Arkansas University and is the founder of RentYard, a fast-growing startup recognized in multiple national and international awards. With hands-on experience leading teams and scaling production applications, Tariquzzaman specializes in TypeScript, React, and modern web architectures. He is passionate about developer productivity, clean code practices, and mentoring engineers to adopt reliable, maintainable solutions at scale. His work has been recognized by the Venture Dallas Startup Awards and the Dallas Entrepreneur Center, highlighting his impact as both a technologist and innovator.

Md Tariquzzaman is a software developer and entrepreneur with expertise in building scalable frontend and full-stack applications. He holds a Master’s degree in Computer Science from Southern Arkansas University and is the founder of RentYard, a fast... Show more

Angad Soni is Vice President & Chief Architect of Data & Dynamics at Long View Systems, where he helps organizations transform the promise of AI into measurable business outcomes. With more than two decades of experience in enterprise technology, Angad has led large-scale initiatives in cloud, data, and Dynamics 365, building practices from the ground up and guiding clients through the challenges of digital transformation.

Known for his ability to bridge business strategy and technical execution, Angad emphasizes the often-overlooked human element in AI adoption — governance, culture, and judgment — as critical ingredients for success. He has advised clients across industries including energy, retail, manufacturing, and financial services, and is a frequent speaker on AI, data strategy, and digital leadership.

When not architecting solutions, Angad is passionate about helping leaders separate AI hype from reality and embrace the “Silent H” that ultimately makes or breaks AI.

Angad Soni is Vice President & Chief Architect of Data & Dynamics at Long View Systems, where he helps organizations transform the promise of AI into measurable business outcomes. With more than two decades of experience in enterprise technology, Ang... Show more

Senior Engineer at Merino with extensive experience in product design and development, specializing in metal and furniture solutions. Proven expertise in creating innovative, functional, and sustainable designs aligned with client needs and industry standards. Skilled in team building, cross-functional collaboration, and mentoring, with a strong focus on driving efficiency and quality in projects. Adept at translating concepts into practical designs, optimizing manufacturing processes, and delivering value-driven solutions for large-scale projects.

Senior Engineer at Merino with extensive experience in product design and development, specializing in metal and furniture solutions. Proven expertise in creating innovative, functional, and sustainable designs aligned with client needs and industry ... Show more

Brian Craft is a seasoned outreach and marketing professional renowned for his unwavering enthusiasm and reliability. With a robust background that includes pivotal roles such as Director of Marketing and Outreach at the Manatee Performing Arts Center, Director of Marketing and Communications at Realize Bradenton, and a tenure in Public Relations at IHPR in New York City, Brian offers a comprehensive wealth of experience.

A true advocate for community building, Brian excels as a catalyst for collaboration and unity. His dedication is demonstrated through his involvement in key community roles. He has served as the Creative Director on the Board of Directors for the Florida Public Relations Association, is a founding Board Member of Project Pride SRQ—a 501(c) organization—and is an active Committee Member of The Sarasota Chamber of Commerce Young Professional Group. Additionally, Brian is a valued member of the Young Professional Group at The Realtor Association of Sarasota and Manatee, underscoring his commitment to fostering meaningful connections and positively influencing the community.

Brian Craft is a seasoned outreach and marketing professional renowned for his unwavering enthusiasm and reliability. With a robust background that includes pivotal roles such as Director of Marketing and Outreach at the Manatee Performing Arts Cente... Show more

With over 12 years of experience in South Orange County’s real estate market, Kelly LeClair is known for her exceptional service, unparalleled market expertise, and proven results. Through her results-oriented, personal approach, she has successfully guided clients through more than 150 transactions, ranging from first-time home purchases to luxury investments and complex negotiations.

Kelly advises her clients like family. She takes the time to understand each client’s unique needs, aspirations, and long-term goals, providing tailored strategies that align with their best interests. Whether preparing sellers for a seamless, high-visibility listing or positioning buyers for success in a competitive market, Kelly’s deep local knowledge, client-first mindset, and expert negotiation skills set her apart. Her previous career as a TV news anchor feeds her natural talent to tell a home’s story with cutting-edge video marketing and digital strategies. By crafting engaging narratives that bring properties to life, she maximizes visibility and creates meaningful connections between listings and potential buyers.

For Kelly, real estate isn't just about buying and selling homes—it's about building lasting relationships and empowering clients to make informed decisions that will benefit them both now and in the future.

A dedicated community leader, Kelly serves as Chair of the San Clemente Downtown Business Association. She also holds the position of Secretary of the Ladies Committee at Marbella Country Club and previously served as President of the Talega MOMS Club, further reflecting her passion for building connected, thriving communities. When she’s not helping clients find their dream homes, Kelly enjoys cruising San Clemente in her golf cart with her husband and three kids, taking Pilates classes, planning ski vacations, or working on her golf game.

As a trusted partner at Inhabit Collective, Kelly combines her personal dedication with the group’s unparalleled marketing, expertise, and concierge-level service—raising the bar for real estate in Southern Orange County.

With over 12 years of experience in South Orange County’s real estate market, Kelly LeClair is known for her exceptional service, unparalleled market expertise, and proven results. Through her results-oriented, personal approach, she has successfully... Show more

Dorice Horenstein, Oy to Joy Champion Catalyst, is an international speaker, Positive Intelligence® expert, and author of Choose to Be Your Own Champion and the best-selling Moments of the Heart. With infectious energy, humor, and practical wisdom, Dorice brings a wealth of experience from her 30-year background in educational leadership, equipping leaders and organizations with the mindset and tools to turn stress into strength and setbacks into opportunities. Her mission is to ignite resilience, boost productivity, and elevate leadership through transformative storytelling, actionable strategies, and a joy-filled approach. Whether on stage or in workshops, Dorice empowers people to uncover their inner champions, cultivate meaningful relationships, and lead with confidence, purpose, and joy.

Dorice Horenstein, Oy to Joy Champion Catalyst, is an international speaker, Positive Intelligence® expert, and author of Choose to Be Your Own Champion and the best-selling Moments of the Heart. With infectious energy, humor, and practical wisdom, D... Show more